Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Oucu Financial Credit Union, Inc.

Athens, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Member Account Fee$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=dormant_account; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Dormant Member Account Fee | $5.00 per month to members who have not used any of their Credit Union accounts for 12 consecutive months and who maintain balances of less than $100. " · Source

Overdraft & NSFVerified

Overdraft Transfer Fee Automatic Savings Transfer$1Below the typical range ($2.50–$5 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=od_protection_transfer; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Overdraft Transfer Fee Automatic Savings Transfer | $1.00" · Source
Returned Nonsufficient Funds$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=nsf; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Returned Nonsufficient Funds | $30.00" · Source

Wire TransfersVerified

Wire Transfer - U.S. (Outgoing)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=wire_domestic_outgoing; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Wire Transfer - U.S. (Outgoing) | $15.00" · Source
Wire Transfer (Incoming)$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #6284. canonical_hint=wire_domestic_incoming; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Wire Transfer (Incoming) | No Charge" · Source

Check ServicesVerified

Stop Payment (All Items)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=stop_payment; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Stop Payment (All Items) | $30.00" · Source

Account ServicesVerified

Notary$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #6284. canonical_hint=notary_fee; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Notary | No Charge" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Member Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=dormant_account; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Dormant Member Account Fee \| $5.00 per month to members who have not used any of their Credit Union accounts for 12 consecutive months and who maintain balances of less than $100. "	Source
Overdraft & NSFVerified
Overdraft Transfer Fee Automatic Savings Transfer	$1Below the typical range ($2.50–$5 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=od_protection_transfer; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Overdraft Transfer Fee Automatic Savings Transfer \| $1.00"	Source
Returned Nonsufficient Funds
Wire TransfersVerified
Wire Transfer - U.S. (Outgoing)	$15Below the typical range ($20–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=wire_domestic_outgoing; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Wire Transfer - U.S. (Outgoing) \| $15.00"	Source
Wire Transfer (Incoming)
Check ServicesVerified
Stop Payment (All Items)	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #6284. canonical_hint=stop_payment; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Stop Payment (All Items) \| $30.00"	Source
Account ServicesVerified
Notary	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	Knox read a free fee from Rosetta artifact #6284. canonical_hint=notary_fee; text_hash=1087c102c0fe0f2ffffcf7bb90b6e4e10a0a0d443eebdd8905ad13678a48ef8e; excerpt="Notary \| No Charge"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$526.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$526.8M

Total deposits

$456.7M

Service charge income (year to date)

$3.2M

Fee income ratio

17.5%

Return on assets

-0.32%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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