San Diego County Federal Credit Union

Headquarters: San Diego, California
Charter: Credit Union
Assets: $9.5B
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
San Diego County Federal Credit Union: $5 to $20
San Diego County Federal Credit Union: $5 to $20
U.S. median: no median
Overdraft (OD)
San Diego County Federal Credit Union: $14
San Diego County Federal Credit Union: $14
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
San Diego County Federal Credit Union: $1 to $3
San Diego County Federal Credit Union: $1 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from San Diego County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Monthly service charge$5
per month
High-Yield Checking Monthly service charge$15
per month
Monthly fee waived with one of the following$20
per month
Monthly fee waived with one of the following$10
per month
Account Closed Within 90 Days of Opening$10
Account research or reconciliation$50
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$15
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Service$14
per item

ATM & Card

Non-CO-OP ATM Inquiries$1
per item
Non-CO-OP ATM withdrawals$3
per item
International ATM withdrawals$5
per item
Standard card replacement$5
per item

Check Services

Cashier’s check$3
per item
Cashier’s check refusal of payment order$20
per item
Printed checks Varies by selection Temporary checks$5
Temporary Checks$5
per item · For 8 checks
Collection item$20
per item

Digital & Electronic

Bill Payer Plus (cancellation)$20
Not compared: Per-item charge, not monthly
per item
Bill Payer Plus®$4.95
per month

Account Services

Lost key replacement$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box$20
Not compared: Box drilling or key fee
per year
Safe Deposit Box 10" x 10”$125
per year
Safe Deposit Box 2" x 5"$40
per year
Safe Deposit Box 3" x 5"$50
per year
Safe Deposit Box 5" x 10"$85
per year
Safe Deposit Box 5" x 5"$70
per year
Safe Deposit Box 7" x 10”$95
per year
Compliance with legal orders$100
per item
Request for Verification of Deposit (VOD)$20
per item

Retirement & IRA

IRA Termination$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Monthly service charge	$5	per month	None
High-Yield Checking Monthly service charge	$15	per month	None
Monthly fee waived with one of the following	$20	per month	None
Monthly fee waived with one of the following	$10	per month	None
Account Closed Within 90 Days of Opening	$10	Not stated	None
Account research or reconciliation	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$15Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Service	$14	per item	None
ATM & Card
Non-CO-OP ATM Inquiries	$1	per item	None
Non-CO-OP ATM withdrawals	$3	per item	None
International ATM withdrawals	$5	per item	None
Standard card replacement	$5	per item	None
Check Services
Cashier’s check	$3	per item	None
Cashier’s check refusal of payment order	$20	per item	None
Printed checks Varies by selection Temporary checks	$5	Not stated	None
Temporary Checks	$5	per item	For 8 checks
Collection item	$20	per item	None
Digital & Electronic
Bill Payer Plus (cancellation)	$20Not compared: Per-item charge, not monthly	per item	None
Bill Payer Plus®	$4.95	per month	None
Account Services
Lost key replacement	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box	$20Not compared: Box drilling or key fee	per year	None
Safe Deposit Box 10" x 10”	$125	per year	None
Safe Deposit Box 2" x 5"	$40	per year	None
Safe Deposit Box 3" x 5"	$50	per year	None
Safe Deposit Box 5" x 10"	$85	per year	None
Safe Deposit Box 5" x 5"	$70	per year	None
Safe Deposit Box 7" x 10”	$95	per year	None
Compliance with legal orders	$100	per item	None
Request for Verification of Deposit (VOD)	$20	per item	None
Retirement & IRA
IRA Termination	$30	per item	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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