Riverfall Federal Credit Union

Headquarters: Tuscaloosa, Alabama
Charter: Credit Union
Assets: $193.9M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Riverfall Federal Credit Union: $30
Riverfall Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Riverfall Federal Credit Union: $30
Riverfall Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Riverfall Federal Credit Union: $15
Riverfall Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Riverfall Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Membership Closure - Within 60 days of open$5
Dormant Accounts - No transaction activity in a 24 month period$10
per month
Paper Statement Fee$1
Not compared: Charged per statement; comparison unavailable
per statement · Paper Statement Fee | $1.00 / statement
Returned Mail$10

Overdraft & NSF

NSF/Overdraft, Overdraft Privilege - All sources, types$30
per item
NSF/Overdraft, Overdraft Privilege - All sources, types$30
per item

ATM & Card

Plastic Card (Debit, Credit) Replacement$10

Wire Transfers

Wire Transfer - Domestic$15

Check Services

Cashier’s Check – Members only$2
Money Orders - Members only$2
Stop Payment$25
Check Copy$2

Account Services

Safe Deposit Box 10”x10”x24”$75
per year
Safe Deposit Box 3”x10”x24”$30
per year
Safe Deposit Box 3”x5”x24”$20
per year
Safe Deposit Box 5”x10”x24”$45
per year
Garnishment / Levy$50

Lending Fees

Visa Credit Card Late Payment$20

Gift & Prepaid Cards

Visa Gift Card/Reloadable Card/Travel Card$2
Visa Reloadable Card reloads$1

Other Fees

Photo Copy, Fax Service$1
Not compared: Charged per page; comparison unavailable
per page · Photo Copy, Fax Service $1.00/ page
Statement Copy/Replacement, Account Printout$1
Not compared: Charged per page; comparison unavailable
per page · Statement Copy/Replacement, Account Printout $1.00/ page
Loan Extension/Skip-A-Payment - Consumer loan only$30

Fee	Amount	Basis	Note
Account Maintenance
Membership Closure - Within 60 days of open	$5	Not stated	None
Dormant Accounts - No transaction activity in a 24 month period	$10	per month	None
Paper Statement Fee	$1Not compared: Charged per statement; comparison unavailable	per statement	Paper Statement Fee \| $1.00 / statement
Returned Mail	$10	Not stated	None
Overdraft & NSF
NSF/Overdraft, Overdraft Privilege - All sources, types	$30	per item	None
NSF/Overdraft, Overdraft Privilege - All sources, types	$30	per item	None
ATM & Card
Plastic Card (Debit, Credit) Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer - Domestic	$15	Not stated	None
Check Services
Cashier’s Check – Members only	$2	Not stated	None
Money Orders - Members only	$2	Not stated	None
Stop Payment	$25	Not stated	None
Check Copy	$2	Not stated	None
Account Services
Safe Deposit Box 10”x10”x24”	$75	per year	None
Safe Deposit Box 3”x10”x24”	$30	per year	None
Safe Deposit Box 3”x5”x24”	$20	per year	None
Safe Deposit Box 5”x10”x24”	$45	per year	None
Garnishment / Levy	$50	Not stated	None
Lending Fees
Visa Credit Card Late Payment	$20	Not stated	None
Gift & Prepaid Cards
Visa Gift Card/Reloadable Card/Travel Card	$2	Not stated	None
Visa Reloadable Card reloads	$1	Not stated	None
Other Fees
Photo Copy, Fax Service	$1Not compared: Charged per page; comparison unavailable	per page	Photo Copy, Fax Service $1.00/ page
Statement Copy/Replacement, Account Printout	$1Not compared: Charged per page; comparison unavailable	per page	Statement Copy/Replacement, Account Printout $1.00/ page
Loan Extension/Skip-A-Payment - Consumer loan only	$30	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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