Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Riverfall Federal Credit Union

Tuscaloosa, AlabamaCredit UnionAtlanta Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Accounts - No transaction activity in a 24 month period$10Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=dormant_account; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Dormant Accounts - No transaction activity in a 24 month period $10.00/month" · Source

Paper Statement Fee$1

$2 below the national median

Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=paper_statement; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Paper Statement Fee | $1.00 / statement" · Source

Returned Mail$10

$10 below the national median

Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=account_research; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Returned Mail $10.00" · Source

Overdraft & NSFVerified

NSF/Overdraft, Overdraft Privilege - All sources, types$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=overdraft; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="NSF/Overdraft, Overdraft Privilege - All sources, types $30.00/item" · Source

ATM & CardVerified

Plastic Card (Debit, Credit) Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=card_replacement; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Plastic Card (Debit, Credit) Replacement | $10.00" · Source
Plastic Card PIN Replacement (debit only)$2Below the typical range ($5–$10 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=card_replacement; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Plastic Card PIN Replacement (debit only) | $2.00" · Source

Check ServicesVerified

Cashier’s Check – Members only$2Below the typical range ($3–$6 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=cashiers_check; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Cashier’s Check – Members only $2.00" · Source
Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=check_image; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Check Copy $2.00" · Source
Money Orders - Members only$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=money_order; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Money Orders - Members only $2.00" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=stop_payment; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Stop Payment $25.00" · Source

Account ServicesVerified

10”x10”x24”$75Within the typical range ($25–$80 nationally)
$35 above the national median
per year · Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=safe_deposit_box; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="10”x10”x24” $75.00/year" · Source
3”x10”x24”$30Within the typical range ($25–$80 nationally)
$10 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=safe_deposit_box; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="3”x10”x24” $30.00/year" · Source
3”x5”x24”$20Below the typical range ($25–$80 nationally)
$20 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=safe_deposit_box; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="3”x5”x24” $20.00/year 3”x10”x24” $30.00/year" · Source
5”x10”x24”$45Within the typical range ($25–$80 nationally)
$5 above the national median
per year · Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=safe_deposit_box; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="5”x10”x24” $45.00/year 10”x10”x24” $75.00/year" · Source
Garnishment / Levy$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=garnishment_levy; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Garnishment / Levy | $50.00" · Source
Notary Service - Members / Non-Members$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #3869. canonical_hint=notary_fee; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Notary Service - Members / Non-Members | No Charge" · Source

Lending FeesVerified

Loan Extension/Skip-A-Payment - Consumer loan only$30Above the typical range ($15–$26.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=late_payment; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Loan Extension/Skip-A-Payment - Consumer loan only $30.00" · Source
Visa Credit Card Late Payment$20Within the typical range ($15–$26.50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=late_payment; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Visa Credit Card Late Payment $20.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card/Reloadable Card/Travel Card$2Below the typical range ($3–$4.95 nationally)
$1.63 below the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=gift_card_purchase; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Visa Gift Card/Reloadable Card/Travel Card | $2.00/$4.00/$6.00" · Source
Visa Reloadable Card reloads$1Below the typical range ($3.50–$7 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=prepaid_card_reload; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Visa Reloadable Card reloads | $1.00 reload" · Source

Other FeesVerified

Statement Copy/Replacement, Account Printout$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=document_reproduction; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Statement Copy/Replacement, Account Printout $1.00/ page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Accounts - No transaction activity in a 24 month period	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=dormant_account; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Dormant Accounts - No transaction activity in a 24 month period $10.00/month"	Source
Paper Statement Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=paper_statement; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Paper Statement Fee \| $1.00 / statement"	Source
Returned Mail	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=account_research; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Returned Mail $10.00"	Source
Overdraft & NSFVerified
NSF/Overdraft, Overdraft Privilege - All sources, types	$30Within the typical range ($20–$30 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=overdraft; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="NSF/Overdraft, Overdraft Privilege - All sources, types $30.00/item"	Source
ATM & CardVerified
Plastic Card (Debit, Credit) Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=card_replacement; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Plastic Card (Debit, Credit) Replacement \| $10.00"	Source
Plastic Card PIN Replacement (debit only)
Check ServicesVerified
Cashier’s Check – Members only	$2Below the typical range ($3–$6 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=cashiers_check; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Cashier’s Check – Members only $2.00"	Source
Check Copy
Account ServicesVerified
10”x10”x24”	$75Within the typical range ($25–$80 nationally)	$35 above the national median	per year	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=safe_deposit_box; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="10”x10”x24” $75.00/year"	Source
3”x10”x24”	$30
Lending FeesVerified
Loan Extension/Skip-A-Payment - Consumer loan only	$30Above the typical range ($15–$26.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=late_payment; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Loan Extension/Skip-A-Payment - Consumer loan only $30.00"	Source
Visa Credit Card Late Payment
Gift & Prepaid CardsVerified
Visa Gift Card/Reloadable Card/Travel Card	$2Below the typical range ($3–$4.95 nationally)	$1.63 below the national median	—	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=gift_card_purchase; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Visa Gift Card/Reloadable Card/Travel Card \| $2.00/$4.00/$6.00"	Source

Other FeesVerified
Statement Copy/Replacement, Account Printout	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #3869. canonical_hint=document_reproduction; text_hash=8d3e23f83059cc8435d85b30c2d7d4a9893c19b101259aa0204d0d6d9c42ae13; excerpt="Statement Copy/Replacement, Account Printout $1.00/ page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 21 — leaner than most institutions

Verified fees

Under review

Assets

$193.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$193.9M

Total deposits

$175.1M

Service charge income (year to date)

$830K

Fee income ratio

15.2%

Return on assets

0.35%

Financial profile · Pro

Performance from regulator filings

Visa Reloadable Card reloads

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