Compared with Alabama
7 of 22
compared fees are above the median.
13 below, 2 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
96th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Alabama median
of 22 compared; 13 below, 2 about the same
See the feesFee schedule read Oct 5, 2026
Call-report figures are for Alabama Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Alabama median | Published fees above the Alabama median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Alabama Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 5, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 17% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (96th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $5.6M in Q2 2026, about level with the same quarter a year earlier ($5.6M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
7 of 22 compared published fees sit above the Alabama median; 13 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Alabama medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Compared at $27, the middle of its prices
Non-Network ATM
Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 5.5% from Q3 2025 to Q2 2026, to $5.6M. Its share of revenue, 17%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$5.6M
Alabama Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Alabama Federal Credit Union · $2.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Alabama Federal Credit Union(this institution) | Tuscaloosa, AL | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Caltech Employees Federal Credit Union | La Canada, CA | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Canyon View Federal Credit Union | Salt Lake City, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Choice Federal Credit Union | Farmington Hills, MI | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cyprus Federal Credit Union | West Jordan, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Dupont Community Federal Credit Union | Waynesboro, VA | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Entertainment Federal Credit Union | Hollywood, CA | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hanscom Federal Credit Union | Hanscom AFB, MA | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Horizon Federal Credit Union | Spokane Valley, WA | $2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Indiana University Federal Credit Union | Bloomington, IN | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Iq Federal Credit Union | Vancouver, WA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jeanne D'Arc Federal Credit Union | Lowell, MA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lafayette Federal Credit Union | Rockville, MD | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Philadelphia Federal Credit Union | Philadelphia, PA | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Potlatch No. 1 Financial Federal Credit Union | Lewiston, ID | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Purdue Federal Credit Union | West Lafayette, IN | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Safe Federal Credit Union | Sumter, SC | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Self Reliance Ny Federal Credit Union | New York, NY | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Self-Help Federal Credit Union | Durham, NC | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seven Seventeen Federal Credit Union | Warren, OH | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Srp Federal Credit Union | North Augusta, SC | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Suffolk Federal Credit Union | Medford, NY | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Superior Credit Union, Inc | Lima, OH | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Texas Trust Federal Credit Union | Mansfield, TX | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Westerra Federal Credit Union | Denver, CO | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Whitefish Credit Union Association | Whitefish, MT | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(monthly maintenance)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $5 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Alabama Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $5.6M | −$136K | −2.4% |
| Q1 2026 | $5.7M | −$20K | −0.3% |
| Q4 2025 | $5.8M | −$171K | −2.9% |
| Q3 2025 | $5.9M | +$323K | +5.8% |
| Q2 2025 | $5.6M | −$95K | −1.7% |
| Q1 2025 | $5.7M | +$165K | +3.0% |
| Q4 2024 | $5.5M | +$150K | +2.8% |
| Q3 2024 | $5.4M | −$528K | −8.9% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Alabama Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Alabama Federal Credit Union by share.
Amounts from Alabama Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per hour
per month
per item
per item
per item
per item
per item
per item
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Early Share Savings Account Closure fee (audience not stated, treated as personal) | $5Below the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Inactive Account fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Research fee | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Mailed Paper Statements fee | $2Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
| Incorrect Address fee | $10Above the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| NSF (Non-Sufficient Funds) fee, per presentment Per calendar year | $19Below the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| NSF / Returned Item | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Savings Overdraft Transfer fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per transaction | None |
ATM & Card | |||
| Non-Alabama CU-Operated ATM Transaction fee | $1Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| MasterCard ATM/Debit Card Replacement fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Debit Card Rush Order fee | $50Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Domestic) fee | $14Below the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Wire Transfer (International) fee | $50Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
Check Services | |||
| Cashier's, Certified, Teller's, or Official Check Payable to Third Party fee | $2Below the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order fee | $1Below the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Stop Payment fee (share draft/check or e-Bill-Pay item) | $29Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks fee | $0.80Below the U.S. middle 50% ($1 to $4 nationally) | per item | None |
| Copy of Deposited Item fee | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Photocopy of Cancelled Check fee | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Photocopy of Cancelled Check from Third Party fee | $1.75Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Bill-Pay Overnight Payments | $15.95Not compared: Per-item charge, not monthly | per item | None |
| Bill-Pay Same-Day Payments | $9.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Item fee | $10Inside the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
| Night Depository Key Replacement fee | $5Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Account Services | |||
| 10 x 10 Safe Deposit Box Rental | $100Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3 x 10 Safe Deposit Box Rental | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3 x 5 Safe Deposit Box Rental | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5 x 10 Safe Deposit Box Rental | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5 x 5 Safe Deposit Box Rental | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Drilling of Box and Change of Lock fee | $175Not compared: Box drilling or key fee | Not stated | None |
| Replacement Key fee | $20Not compared: Box drilling or key fee | Not stated | None |
| Garnishment, Tax Levy, Lien, or Judgment fee | $100Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Immigration Account Verification fee | $5Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Other Fees | |||
| Statement Copy fee | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Skip-A-Pay service fee (audience not stated, treated as personal) | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Alabama Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
39 offices in 2 states (June 30, 2026)
Each dot is one office.
38 of 39 offices on the map. 9 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Tuscaloosa, AL | 9 |
| Mobile, AL | 4 |
| Huntsville, AL | 3 |
| Cullman, AL | 2 |
| Hoover, AL | 2 |
| Madison, AL | 2 |
| Northport, AL | 2 |
| Birmingham, AL | 1 |
Largest competitors nearby
Local market: Tuscaloosa county, AL, around its headquarters.
| 30 in its local market | Deposit share |
|---|---|
| Bryant Bank | 20.5% |
| Regions Bank | 17.1% |
| SmartBank | 13% |
| Pinnacle Bank | 10.7% |
| Wells Fargo Bank, National Association | 6.3% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.