Alabama Federal Credit Union

Headquarters: Tuscaloosa, Alabama
Charter: Credit Union
Assets: $2.1B
Fed district: Atlanta

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Alabama Federal Credit Union: $5
Alabama Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Compared at $27, the middle of its prices
Alabama Federal Credit Union: $19 to $35
Alabama Federal Credit Union: $19 to $35
U.S. median: no median
Non-Network ATM
Alabama Federal Credit Union: $1
Alabama Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alabama Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee (audience not stated, treated as personal)$5
per month
Early Share Savings Account Closure fee (audience not stated, treated as personal)$5
Inactive Account fee$10
per month
Account Research fee$10
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statements fee$2
Incorrect Address fee$10
per month

Overdraft & NSF

NSF (Non-Sufficient Funds) fee, per presentment Per calendar year$19
per item
NSF / Returned Item$35
per item
Savings Overdraft Transfer fee$5
per transaction

ATM & Card

Non-Alabama CU-Operated ATM Transaction fee$1
per item
MasterCard ATM/Debit Card Replacement fee$5
per item
Debit Card Rush Order fee$50

Wire Transfers

Wire Transfer (Domestic) fee$14
per item
Wire Transfer (International) fee$50
per item

Check Services

Cashier's, Certified, Teller's, or Official Check Payable to Third Party fee$2
Money Order fee$1
per item
Stop Payment fee (share draft/check or e-Bill-Pay item)$29
per item
Temporary Checks fee$0.80
per item
Copy of Deposited Item fee$2
per item
Photocopy of Cancelled Check fee$1
per item
Photocopy of Cancelled Check from Third Party fee$1.75
per item

Digital & Electronic

Bill-Pay Overnight Payments$15.95
Not compared: Per-item charge, not monthly
per item
Bill-Pay Same-Day Payments$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Item fee$10
per item
Night Depository Key Replacement fee$5

Account Services

10 x 10 Safe Deposit Box Rental$100
per year
3 x 10 Safe Deposit Box Rental$40
per year
3 x 5 Safe Deposit Box Rental$25
per year
5 x 10 Safe Deposit Box Rental$50
per year
5 x 5 Safe Deposit Box Rental$30
per year
Drilling of Box and Change of Lock fee$175
Not compared: Box drilling or key fee
Replacement Key fee$20
Not compared: Box drilling or key fee
Garnishment, Tax Levy, Lien, or Judgment fee$100
Immigration Account Verification fee$5
per item

Other Fees

Statement Copy fee$1
Not compared: Charged per page; comparison unavailable
per page
Skip-A-Pay service fee (audience not stated, treated as personal)$35

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee (audience not stated, treated as personal)	$5	per month	None
Early Share Savings Account Closure fee (audience not stated, treated as personal)	$5	Not stated	None
Inactive Account fee	$10	per month	None
Account Research fee	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statements fee	$2	Not stated	None
Incorrect Address fee	$10	per month	None
Overdraft & NSF
NSF (Non-Sufficient Funds) fee, per presentment Per calendar year	$19	per item	None
NSF / Returned Item	$35	per item	None
Savings Overdraft Transfer fee	$5	per transaction	None
ATM & Card
Non-Alabama CU-Operated ATM Transaction fee	$1	per item	None
MasterCard ATM/Debit Card Replacement fee	$5	per item	None
Debit Card Rush Order fee	$50	Not stated	None
Wire Transfers
Wire Transfer (Domestic) fee	$14	per item	None
Wire Transfer (International) fee	$50	per item	None
Check Services
Cashier's, Certified, Teller's, or Official Check Payable to Third Party fee	$2	Not stated	None
Money Order fee	$1	per item	None
Stop Payment fee (share draft/check or e-Bill-Pay item)	$29	per item	None
Temporary Checks fee	$0.80	per item	None
Copy of Deposited Item fee	$2	per item	None
Photocopy of Cancelled Check fee	$1	per item	None
Photocopy of Cancelled Check from Third Party fee	$1.75	per item	None
Digital & Electronic
Bill-Pay Overnight Payments	$15.95Not compared: Per-item charge, not monthly	per item	None
Bill-Pay Same-Day Payments	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Item fee	$10	per item	None
Night Depository Key Replacement fee	$5	Not stated	None
Account Services
10 x 10 Safe Deposit Box Rental	$100	per year	None
3 x 10 Safe Deposit Box Rental	$40	per year	None
3 x 5 Safe Deposit Box Rental	$25	per year	None
5 x 10 Safe Deposit Box Rental	$50	per year	None
5 x 5 Safe Deposit Box Rental	$30	per year	None
Drilling of Box and Change of Lock fee	$175Not compared: Box drilling or key fee	Not stated	None
Replacement Key fee	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment, Tax Levy, Lien, or Judgment fee	$100	Not stated	None
Immigration Account Verification fee	$5	per item	None
Other Fees
Statement Copy fee	$1Not compared: Charged per page; comparison unavailable	per page	None
Skip-A-Pay service fee (audience not stated, treated as personal)	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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