Community Credit Union of Florida

Headquarters: Rockledge, Florida
Charter: Credit Union
Assets: $1.4B
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Second Chance Checking
Community Credit Union of Florida: $10
Community Credit Union of Florida: $10
U.S. median: no median
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Community Credit Union of Florida: $10 to $30
Community Credit Union of Florida: $10 to $30
U.S. median: no median
NSF / Returned Item
Community Credit Union of Florida: $30
Community Credit Union of Florida: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community Credit Union of Florida’s own schedules, with a source for each figure.

Account Maintenance

Second Chance Checking Monthly service fee$10
per month
Account Closure Fee$10
Inactive Account Fee$5
per month
Paper Statement Monthly Fee$3
per month

Overdraft & NSF

Overdraft fee?$10
per item
Overdraft Privilege Fee$30
From Me to Me Returned Item$30
per item

ATM & Card

International Service Assessment Fee1%of the transaction

Wire Transfers

Wire Transfer (Incoming)$10
per item

Check Services

Money Orders$4
per item
Checking Cashing Fee$3

Digital & Electronic

Bill Pay – Expedited Payment Fees: Overnight Check Day ACH (ePay)$25
Bill Pay – Expedited Payment Fees: Overnight Next Day ACH (ePay)$4
Bill Pay – Unlimited BillsNo charge

Cash & Deposit

Returned Deposit Item Fee$10
per item

Account Services

Safe Deposit Box Annual Rental Size 10 x 10$100
per year
Safe Deposit Box Annual Rental Size 3 x 10$40
per year
Safe Deposit Box Annual Rental Size 3 x 5$30
per year
Safe Deposit Box Annual Rental Size 5 x 10$60
per year
Levy/Writs/Garnishment$50
Verification of Deposit$10
per item

Gift & Prepaid Cards

Gift Card Fee$4
per item

Other Fees

Copy of Transaction$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly service fee	$10	per month	None
Account Closure Fee	$10	Not stated	None
Inactive Account Fee	$5	per month	None
Paper Statement Monthly Fee	$3	per month	None
Overdraft & NSF
Overdraft fee?	$10	per item	None
Overdraft Privilege Fee	$30	Not stated	None
From Me to Me Returned Item	$30	per item	None
ATM & Card
International Service Assessment Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Incoming)	$10	per item	None
Check Services
Money Orders	$4	per item	None
Checking Cashing Fee	$3	Not stated	None
Digital & Electronic
Bill Pay – Expedited Payment Fees: Overnight Check Day ACH (ePay)	$25	Not stated	None
Bill Pay – Expedited Payment Fees: Overnight Next Day ACH (ePay)	$4	Not stated	None
Bill Pay – Unlimited Bills	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item Fee	$10	per item	None
Account Services
Safe Deposit Box Annual Rental Size 10 x 10	$100	per year	None
Safe Deposit Box Annual Rental Size 3 x 10	$40	per year	None
Safe Deposit Box Annual Rental Size 3 x 5	$30	per year	None
Safe Deposit Box Annual Rental Size 5 x 10	$60	per year	None
Levy/Writs/Garnishment	$50	Not stated	None
Verification of Deposit	$10	per item	None
Gift & Prepaid Cards
Gift Card Fee	$4	per item	None
Other Fees
Copy of Transaction	$3	per item	None

Account Maintenance

Monthly Service ChargeNo charge
per month
Waive Monthly Service Charge by: Account ItemNo charge
Account Closure$10
Escheatment Processing$50
Paper Statement Monthly Fee$3
per month
Bad Address$5

Overdraft & NSF

Overdraft fee?$10
per item
Non-Sufficient Funds (NSF)$30
per item
FEES Overdraft Transfer$10
per item
Overdraft Transfer$10
per item

ATM & Card

ATM TRANSACTIONS Non-CCU owned ATM withdrawals$2
Non-CCU owned ATM$2
Non-CCU owned ATM balance inquiries and transfers$2
Replacement Card$5
per item
Debit Card Express$30
per item

Check Services

Cashier’s Check$5
per item
Check Collection Fee Cost Cashier’s Check$5
per item
Money Orders$4
per item
Stop Payment$25
per item
Checking Cashing$3
Copy of Check$3
per item

Account Services

CDs, IRA and HSA. The: Drilling of Boxes$100
Not compared: Box drilling or key fee
Drilling of Boxes$100
Not compared: Monthly charge, not annual
per month
Safe Deposit Box Annual Rental Size 10 x 10$115
per year
Safe Deposit Box Annual Rental Size 3 x 10$55
per year
Safe Deposit Box Annual Rental Size 3 x 5$45
per year
Safe Deposit Box Annual Rental Size 5 x 10$75
per year
Safe Deposit Box Annual Rental Size 5 x 5$55
per year

Gift & Prepaid Cards

Gift Card Fee$4
per item

Other Fees

Copy of Transaction$3
per item
Fax Service$2
Statement Copy$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Waive Monthly Service Charge by: Account Item	No charge	Not stated	None
Account Closure	$10	Not stated	None
Escheatment Processing	$50	Not stated	None
Paper Statement Monthly Fee	$3	per month	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft fee?	$10	per item	None
Non-Sufficient Funds (NSF)	$30	per item	None
FEES Overdraft Transfer	$10	per item	None
Overdraft Transfer	$10	per item	None
ATM & Card
ATM TRANSACTIONS Non-CCU owned ATM withdrawals	$2	Not stated	None
Non-CCU owned ATM	$2	Not stated	None
Non-CCU owned ATM balance inquiries and transfers	$2	Not stated	None
Replacement Card	$5	per item	None
Debit Card Express	$30	per item	None
Check Services
Cashier’s Check	$5	per item	None
Check Collection Fee Cost Cashier’s Check	$5	per item	None
Money Orders	$4	per item	None
Stop Payment	$25	per item	None
Checking Cashing	$3	Not stated	None
Copy of Check	$3	per item	None
Account Services
CDs, IRA and HSA. The: Drilling of Boxes	$100Not compared: Box drilling or key fee	Not stated	None
Drilling of Boxes	$100Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box Annual Rental Size 10 x 10	$115	per year	None
Safe Deposit Box Annual Rental Size 3 x 10	$55	per year	None
Safe Deposit Box Annual Rental Size 3 x 5	$45	per year	None
Safe Deposit Box Annual Rental Size 5 x 10	$75	per year	None
Safe Deposit Box Annual Rental Size 5 x 5	$55	per year	None
Gift & Prepaid Cards
Gift Card Fee	$4	per item	None
Other Fees
Copy of Transaction	$3	per item	None
Fax Service	$2	Not stated	None
Statement Copy	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Community Credit Union of Florida's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Second Chance Checking
Community Credit Union of Florida: $10
Community Credit Union of Florida: $10
U.S. median: no median
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Community Credit Union of Florida: $10 to $30
Community Credit Union of Florida: $10 to $30
U.S. median: no median
NSF / Returned Item
Community Credit Union of Florida: $30
Community Credit Union of Florida: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Community Credit Union of Florida’s own schedules, with a source for each figure.

Account Maintenance

Second Chance Checking Monthly service fee$10
per month
Account Closure Fee$10
Inactive Account Fee$5
per month
Paper Statement Monthly Fee$3
per month

Overdraft & NSF

Overdraft fee?$10
per item
Overdraft Privilege Fee$30
From Me to Me Returned Item$30
per item

ATM & Card

International Service Assessment Fee1%of the transaction

Wire Transfers

Wire Transfer (Incoming)$10
per item

Check Services

Money Orders$4
per item
Checking Cashing Fee$3

Digital & Electronic

Bill Pay – Expedited Payment Fees: Overnight Check Day ACH (ePay)$25
Bill Pay – Expedited Payment Fees: Overnight Next Day ACH (ePay)$4
Bill Pay – Unlimited BillsNo charge

Cash & Deposit

Returned Deposit Item Fee$10
per item

Account Services

Safe Deposit Box Annual Rental Size 10 x 10$100
per year
Safe Deposit Box Annual Rental Size 3 x 10$40
per year
Safe Deposit Box Annual Rental Size 3 x 5$30
per year
Safe Deposit Box Annual Rental Size 5 x 10$60
per year
Levy/Writs/Garnishment$50
Verification of Deposit$10
per item

Gift & Prepaid Cards

Gift Card Fee$4
per item

Other Fees

Copy of Transaction$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly service fee	$10	per month	None
Account Closure Fee	$10	Not stated	None
Inactive Account Fee	$5	per month	None
Paper Statement Monthly Fee	$3	per month	None
Overdraft & NSF
Overdraft fee?	$10	per item	None
Overdraft Privilege Fee	$30	Not stated	None
From Me to Me Returned Item	$30	per item	None
ATM & Card
International Service Assessment Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Incoming)	$10	per item	None
Check Services
Money Orders	$4	per item	None
Checking Cashing Fee	$3	Not stated	None
Digital & Electronic
Bill Pay – Expedited Payment Fees: Overnight Check Day ACH (ePay)	$25	Not stated	None
Bill Pay – Expedited Payment Fees: Overnight Next Day ACH (ePay)	$4	Not stated	None
Bill Pay – Unlimited Bills	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item Fee	$10	per item	None
Account Services
Safe Deposit Box Annual Rental Size 10 x 10	$100	per year	None
Safe Deposit Box Annual Rental Size 3 x 10	$40	per year	None
Safe Deposit Box Annual Rental Size 3 x 5	$30	per year	None
Safe Deposit Box Annual Rental Size 5 x 10	$60	per year	None
Levy/Writs/Garnishment	$50	Not stated	None
Verification of Deposit	$10	per item	None
Gift & Prepaid Cards
Gift Card Fee	$4	per item	None
Other Fees
Copy of Transaction	$3	per item	None

Account Maintenance

Monthly Service ChargeNo charge
per month
Waive Monthly Service Charge by: Account ItemNo charge
Account Closure$10
Escheatment Processing$50
Paper Statement Monthly Fee$3
per month
Bad Address$5

Overdraft & NSF

Overdraft fee?$10
per item
Non-Sufficient Funds (NSF)$30
per item
FEES Overdraft Transfer$10
per item
Overdraft Transfer$10
per item

ATM & Card

ATM TRANSACTIONS Non-CCU owned ATM withdrawals$2
Non-CCU owned ATM$2
Non-CCU owned ATM balance inquiries and transfers$2
Replacement Card$5
per item
Debit Card Express$30
per item

Check Services

Cashier’s Check$5
per item
Check Collection Fee Cost Cashier’s Check$5
per item
Money Orders$4
per item
Stop Payment$25
per item
Checking Cashing$3
Copy of Check$3
per item

Account Services

CDs, IRA and HSA. The: Drilling of Boxes$100
Not compared: Box drilling or key fee
Drilling of Boxes$100
Not compared: Monthly charge, not annual
per month
Safe Deposit Box Annual Rental Size 10 x 10$115
per year
Safe Deposit Box Annual Rental Size 3 x 10$55
per year
Safe Deposit Box Annual Rental Size 3 x 5$45
per year
Safe Deposit Box Annual Rental Size 5 x 10$75
per year
Safe Deposit Box Annual Rental Size 5 x 5$55
per year

Gift & Prepaid Cards

Gift Card Fee$4
per item

Other Fees

Copy of Transaction$3
per item
Fax Service$2
Statement Copy$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Waive Monthly Service Charge by: Account Item	No charge	Not stated	None
Account Closure	$10	Not stated	None
Escheatment Processing	$50	Not stated	None
Paper Statement Monthly Fee	$3	per month	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft fee?	$10	per item	None
Non-Sufficient Funds (NSF)	$30	per item	None
FEES Overdraft Transfer	$10	per item	None
Overdraft Transfer	$10	per item	None
ATM & Card
ATM TRANSACTIONS Non-CCU owned ATM withdrawals	$2	Not stated	None
Non-CCU owned ATM	$2	Not stated	None
Non-CCU owned ATM balance inquiries and transfers	$2	Not stated	None
Replacement Card	$5	per item	None
Debit Card Express	$30	per item	None
Check Services
Cashier’s Check	$5	per item	None
Check Collection Fee Cost Cashier’s Check	$5	per item	None
Money Orders	$4	per item	None
Stop Payment	$25	per item	None
Checking Cashing	$3	Not stated	None
Copy of Check	$3	per item	None
Account Services
CDs, IRA and HSA. The: Drilling of Boxes	$100Not compared: Box drilling or key fee	Not stated	None
Drilling of Boxes	$100Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box Annual Rental Size 10 x 10	$115	per year	None
Safe Deposit Box Annual Rental Size 3 x 10	$55	per year	None
Safe Deposit Box Annual Rental Size 3 x 5	$45	per year	None
Safe Deposit Box Annual Rental Size 5 x 10	$75	per year	None
Safe Deposit Box Annual Rental Size 5 x 5	$55	per year	None
Gift & Prepaid Cards
Gift Card Fee	$4	per item	None
Other Fees
Copy of Transaction	$3	per item	None
Fax Service	$2	Not stated	None
Statement Copy	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.