Blupeak Federal Credit Union

Headquarters: San Diego, California
Charter: Credit Union
Assets: $1.1B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Blupeak Federal Credit Union: No fee
Blupeak Federal Credit Union: No fee
U.S. median: no median
Non-Network ATM
Compared at $2.50, the middle of its prices
Blupeak Federal Credit Union: $2 to $3
Blupeak Federal Credit Union: $2 to $3
U.S. median: no median
Stop Payment
Blupeak Federal Credit Union: $28
Blupeak Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Blupeak Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account fee with minimum daily balance below or without a minimum$5
per month
If minimum daily balance falls below $10,000$15
per month
Inactivity Fee (after 12 months of inactivity in any share)$3
per month
Minimum: Notice of escheatment$2
per item
Account research and reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Locator fee (determine acct. holder address)$5
per month
Returned mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Checking Non-sufficient Funds (NSF)No charge
Overdraft paid by transfer (from line of credit)No charge

ATM & Card

ATM withdrawals (at non-BluPeak and non-CO-OP® ATMs)$3
per item
Balance inquiries (non-BluPeak ATM)$2
per item
Replacement card or PIN$10
per item
Rush card request$50
per item
Foreign transaction fee (audience not stated, treated as personal)1%of the transaction

Check Services

Minimum: Cashier's Checks$7
per item
Stop payment$28
per item

Digital & Electronic

Bill Pay - Expedited Electronic Payment$9.95
Not compared: Per-item charge, not monthly
per item
Bill Pay - Monthly ServiceNo charge
per month
Bill Pay - Overnight Check$30
Not compared: Per-item charge, not monthly
per item
Mobile Check Deposit - Monthly ServiceNo charge
Not compared: Monthly charge, not per item
per month

Account Services

Key replacement Actual Cost Establish a recurring ACH loan paymentNo charge
Not compared: Box drilling or key fee
Safe Deposit Box 3”x10”$55
Safe Deposit Box 3”x5”$29
Safe Deposit Box 5”x16”$110
Safe Deposit Box 5”x5”$45
Safe Deposit Box 6”x10”$65
Safe Deposit Box 9”x10”$100
Compliance with legal order$100
per item
Subordination$200

Lending Fees

Late fee$5
Wire Transfers Fee Loan extension or modification$35

Vehicle & Title

Electronic Services Fee DMV title changes$50
per item

Other Fees

Payoff demand$30
Reconveyance$45
Skip-A-Payment$50
per item
Use of an online channel (e.g., website) to initiate a loan payment via ACHNo charge

Fee	Amount	Basis	Note
Account Maintenance
Account fee with minimum daily balance below or without a minimum	$5	per month	None
If minimum daily balance falls below $10,000	$15	per month	None
Inactivity Fee (after 12 months of inactivity in any share)	$3	per month	None
Minimum: Notice of escheatment	$2	per item	None
Account research and reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Locator fee (determine acct. holder address)	$5	per month	None
Returned mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Checking Non-sufficient Funds (NSF)	No charge	Not stated	None
Overdraft paid by transfer (from line of credit)	No charge	Not stated	None
ATM & Card
ATM withdrawals (at non-BluPeak and non-CO-OP® ATMs)	$3	per item	None
Balance inquiries (non-BluPeak ATM)	$2	per item	None
Replacement card or PIN	$10	per item	None
Rush card request	$50	per item	None
Foreign transaction fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Check Services
Minimum: Cashier's Checks	$7	per item	None
Stop payment	$28	per item	None
Digital & Electronic
Bill Pay - Expedited Electronic Payment	$9.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay - Monthly Service	No charge	per month	None
Bill Pay - Overnight Check	$30Not compared: Per-item charge, not monthly	per item	None
Mobile Check Deposit - Monthly Service	No chargeNot compared: Monthly charge, not per item	per month	None
Account Services
Key replacement Actual Cost Establish a recurring ACH loan payment	No chargeNot compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3”x10”	$55	Not stated	None
Safe Deposit Box 3”x5”	$29	Not stated	None
Safe Deposit Box 5”x16”	$110	Not stated	None
Safe Deposit Box 5”x5”	$45	Not stated	None
Safe Deposit Box 6”x10”	$65	Not stated	None
Safe Deposit Box 9”x10”	$100	Not stated	None
Compliance with legal order	$100	per item	None
Subordination	$200	Not stated	None
Lending Fees
Late fee	$5	Not stated	None
Wire Transfers Fee Loan extension or modification	$35	Not stated	None
Vehicle & Title
Electronic Services Fee DMV title changes	$50	per item	None
Other Fees
Payoff demand	$30	Not stated	None
Reconveyance	$45	Not stated	None
Skip-A-Payment	$50	per item	None
Use of an online channel (e.g., website) to initiate a loan payment via ACH	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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