Redwood Credit Union

Headquarters: Santa Rosa, California
Charter: Credit Union
Assets: $10.7B
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Redwood Credit Union: $14
Redwood Credit Union: $14
U.S. median: no median
NSF / Returned Item
Compared at $7, the middle of its prices
Redwood Credit Union: $7 to $14
Redwood Credit Union: $7 to $14
U.S. median: no median
Wire Transfer (Domestic Out)
Redwood Credit Union: $20 to $25
Redwood Credit Union: $20 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Redwood Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Minimum Balance Fee$3
per month · Applies to Regular Checking and Direct Access Checking. Can be waived by maintaining $75.00 balance on last day of month or enrolling in Round Up & Save and/or Simple Save program with active checking account (3+ transactions/month).
Escheatment Notification$2
per item
Record Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$2
per item

Overdraft & NSF

Overdraft Pay Advantage$14
per item
Non-Sufficient Funds$7
per item
Non-Sufficient Funds (NSF) Fee$7
per item · For returned checks and ACH transactions. May be presented more than once by company/merchant
Overdraft/Non-Sufficient Fund Overdraft Pay Advantage Fee$14
per item · Per presentment

ATM & Card

Replacement Visa Debit (ATM) Card$5
per item · One FREE per year / $5.00 each thereafter
Replacement Visa Debit (ATM) Card OneNo charge

Wire Transfers

Domestic outgoing wire transfer (in-branch or by phone)$25
per item
Domestic Outgoing Wire Transfer (In-Branch or Phone)$25
per item · In-branch or by phone
Domestic outgoing wire transfer (self-service in digital banking)$20
per item
Domestic Outgoing Wire Transfer (Self-Service)$20
per item · Self-service in digital banking

Check Services

Official Checks$6
per item · Payable to 3rd party
Stop Payment$22
per item
Temporary Checks$4
per item · First sheet free; $4.00 per sheet of 4 thereafter
Temporary Checks First sheet free$4
per item
Photocopies$3
per item · Statements, checks, etc. - 2 free copies of checks written by you per statement period
Photocopies (Statements, checks, etc.)$3
per item

Digital & Electronic

Expedited Payment through Bill Pay$29.95

Cash & Deposit

Return of Cashed/Deposited Items from Self$22
per item

Account Services

Notary Services - Other Documents$15
per item · $15.00 per signature for all other documents
Notary Services RCU documents Free /$15
per item
Drilling$250
Not compared: Box drilling or key fee
Extra Large: 10" x 10"$120
Large: 5" x 10"$70
Medium: 3" x 10"$50
per year
Replace Lost Key$25
Not compared: Box drilling or key fee
Safe Deposit Box Annual Rent - Small$35
per year · 3" x 5" box
Safe Deposit Box Key Replacement$25
Not compared: Box drilling or key fee
per item
Processing Legal Documents (Levies, etc.)$75
per item
Processing Legal Documents$75
per item
Verification of Deposit$20
per item

Other Fees

Photocopies$3
per item
Loan Payments by Phone$10
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Minimum Balance Fee	$3	per month	Applies to Regular Checking and Direct Access Checking. Can be waived by maintaining $75.00 balance on last day of month or enrolling in Round Up & Save and/or Simple Save program with active checking account (3+ transactions/month).
Escheatment Notification	$2	per item	None
Record Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$2	per item	None
Overdraft & NSF
Overdraft Pay Advantage	$14	per item	None
Non-Sufficient Funds	$7	per item	None
Non-Sufficient Funds (NSF) Fee	$7	per item	For returned checks and ACH transactions. May be presented more than once by company/merchant
Overdraft/Non-Sufficient Fund Overdraft Pay Advantage Fee	$14	per item	Per presentment
ATM & Card
Replacement Visa Debit (ATM) Card	$5	per item	One FREE per year / $5.00 each thereafter
Replacement Visa Debit (ATM) Card One	No charge	Not stated	None
Wire Transfers
Domestic outgoing wire transfer (in-branch or by phone)	$25	per item	None
Domestic Outgoing Wire Transfer (In-Branch or Phone)	$25	per item	In-branch or by phone
Domestic outgoing wire transfer (self-service in digital banking)	$20	per item	None
Domestic Outgoing Wire Transfer (Self-Service)	$20	per item	Self-service in digital banking
Check Services
Official Checks	$6	per item	Payable to 3rd party
Stop Payment	$22	per item	None
Temporary Checks	$4	per item	First sheet free; $4.00 per sheet of 4 thereafter
Temporary Checks First sheet free	$4	per item	None
Photocopies	$3	per item	Statements, checks, etc. - 2 free copies of checks written by you per statement period
Photocopies (Statements, checks, etc.)	$3	per item	None
Digital & Electronic
Expedited Payment through Bill Pay	$29.95	Not stated	None
Cash & Deposit
Return of Cashed/Deposited Items from Self	$22	per item	None
Account Services
Notary Services - Other Documents	$15	per item	$15.00 per signature for all other documents
Notary Services RCU documents Free /	$15	per item	None
Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Extra Large: 10" x 10"	$120	Not stated	None
Large: 5" x 10"	$70	Not stated	None
Medium: 3" x 10"	$50	per year	None
Replace Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Annual Rent - Small	$35	per year	3" x 5" box
Safe Deposit Box Key Replacement	$25Not compared: Box drilling or key fee	per item	None
Processing Legal Documents (Levies, etc.)	$75	per item	None
Processing Legal Documents	$75	per item	None
Verification of Deposit	$20	per item	None
Other Fees
Photocopies	$3	per item	None
Loan Payments by Phone	$10	per item	None

Account Maintenance

Monthly fee$30
per month
Address Locator$5

Wire Transfers

International Outgoing Wire Transfer$45
per item · Plus foreign currency exchange fee of 1% of wire amount
Wire Transfers International outgoing wire transfer$45
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$30	per month	None
Address Locator	$5	Not stated	None
Wire Transfers
International Outgoing Wire Transfer	$45	per item	Plus foreign currency exchange fee of 1% of wire amount
Wire Transfers International outgoing wire transfer	$45	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Redwood Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Redwood Credit Union: $14
Redwood Credit Union: $14
U.S. median: no median
NSF / Returned Item
Compared at $7, the middle of its prices
Redwood Credit Union: $7 to $14
Redwood Credit Union: $7 to $14
U.S. median: no median
Wire Transfer (Domestic Out)
Redwood Credit Union: $20 to $25
Redwood Credit Union: $20 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Redwood Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Minimum Balance Fee$3
per month · Applies to Regular Checking and Direct Access Checking. Can be waived by maintaining $75.00 balance on last day of month or enrolling in Round Up & Save and/or Simple Save program with active checking account (3+ transactions/month).
Escheatment Notification$2
per item
Record Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$2
per item

Overdraft & NSF

Overdraft Pay Advantage$14
per item
Non-Sufficient Funds$7
per item
Non-Sufficient Funds (NSF) Fee$7
per item · For returned checks and ACH transactions. May be presented more than once by company/merchant
Overdraft/Non-Sufficient Fund Overdraft Pay Advantage Fee$14
per item · Per presentment

ATM & Card

Replacement Visa Debit (ATM) Card$5
per item · One FREE per year / $5.00 each thereafter
Replacement Visa Debit (ATM) Card OneNo charge

Wire Transfers

Domestic outgoing wire transfer (in-branch or by phone)$25
per item
Domestic Outgoing Wire Transfer (In-Branch or Phone)$25
per item · In-branch or by phone
Domestic outgoing wire transfer (self-service in digital banking)$20
per item
Domestic Outgoing Wire Transfer (Self-Service)$20
per item · Self-service in digital banking

Check Services

Official Checks$6
per item · Payable to 3rd party
Stop Payment$22
per item
Temporary Checks$4
per item · First sheet free; $4.00 per sheet of 4 thereafter
Temporary Checks First sheet free$4
per item
Photocopies$3
per item · Statements, checks, etc. - 2 free copies of checks written by you per statement period
Photocopies (Statements, checks, etc.)$3
per item

Digital & Electronic

Expedited Payment through Bill Pay$29.95

Cash & Deposit

Return of Cashed/Deposited Items from Self$22
per item

Account Services

Notary Services - Other Documents$15
per item · $15.00 per signature for all other documents
Notary Services RCU documents Free /$15
per item
Drilling$250
Not compared: Box drilling or key fee
Extra Large: 10" x 10"$120
Large: 5" x 10"$70
Medium: 3" x 10"$50
per year
Replace Lost Key$25
Not compared: Box drilling or key fee
Safe Deposit Box Annual Rent - Small$35
per year · 3" x 5" box
Safe Deposit Box Key Replacement$25
Not compared: Box drilling or key fee
per item
Processing Legal Documents (Levies, etc.)$75
per item
Processing Legal Documents$75
per item
Verification of Deposit$20
per item

Other Fees

Photocopies$3
per item
Loan Payments by Phone$10
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Minimum Balance Fee	$3	per month	Applies to Regular Checking and Direct Access Checking. Can be waived by maintaining $75.00 balance on last day of month or enrolling in Round Up & Save and/or Simple Save program with active checking account (3+ transactions/month).
Escheatment Notification	$2	per item	None
Record Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$2	per item	None
Overdraft & NSF
Overdraft Pay Advantage	$14	per item	None
Non-Sufficient Funds	$7	per item	None
Non-Sufficient Funds (NSF) Fee	$7	per item	For returned checks and ACH transactions. May be presented more than once by company/merchant
Overdraft/Non-Sufficient Fund Overdraft Pay Advantage Fee	$14	per item	Per presentment
ATM & Card
Replacement Visa Debit (ATM) Card	$5	per item	One FREE per year / $5.00 each thereafter
Replacement Visa Debit (ATM) Card One	No charge	Not stated	None
Wire Transfers
Domestic outgoing wire transfer (in-branch or by phone)	$25	per item	None
Domestic Outgoing Wire Transfer (In-Branch or Phone)	$25	per item	In-branch or by phone
Domestic outgoing wire transfer (self-service in digital banking)	$20	per item	None
Domestic Outgoing Wire Transfer (Self-Service)	$20	per item	Self-service in digital banking
Check Services
Official Checks	$6	per item	Payable to 3rd party
Stop Payment	$22	per item	None
Temporary Checks	$4	per item	First sheet free; $4.00 per sheet of 4 thereafter
Temporary Checks First sheet free	$4	per item	None
Photocopies	$3	per item	Statements, checks, etc. - 2 free copies of checks written by you per statement period
Photocopies (Statements, checks, etc.)	$3	per item	None
Digital & Electronic
Expedited Payment through Bill Pay	$29.95	Not stated	None
Cash & Deposit
Return of Cashed/Deposited Items from Self	$22	per item	None
Account Services
Notary Services - Other Documents	$15	per item	$15.00 per signature for all other documents
Notary Services RCU documents Free /	$15	per item	None
Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Extra Large: 10" x 10"	$120	Not stated	None
Large: 5" x 10"	$70	Not stated	None
Medium: 3" x 10"	$50	per year	None
Replace Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Annual Rent - Small	$35	per year	3" x 5" box
Safe Deposit Box Key Replacement	$25Not compared: Box drilling or key fee	per item	None
Processing Legal Documents (Levies, etc.)	$75	per item	None
Processing Legal Documents	$75	per item	None
Verification of Deposit	$20	per item	None
Other Fees
Photocopies	$3	per item	None
Loan Payments by Phone	$10	per item	None

Account Maintenance

Monthly fee$30
per month
Address Locator$5

Wire Transfers

International Outgoing Wire Transfer$45
per item · Plus foreign currency exchange fee of 1% of wire amount
Wire Transfers International outgoing wire transfer$45
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$30	per month	None
Address Locator	$5	Not stated	None
Wire Transfers
International Outgoing Wire Transfer	$45	per item	Plus foreign currency exchange fee of 1% of wire amount
Wire Transfers International outgoing wire transfer	$45	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.