Railway Federal Credit Union

Headquarters: Mandan, North Dakota
Charter: Credit Union
Assets: $211.6M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Railway Federal Credit Union: $25
Railway Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $17.50, the middle of its prices
Railway Federal Credit Union: $10 to $25
Railway Federal Credit Union: $10 to $25
U.S. median: no median
Wire Transfer (Int'l Out)
Railway Federal Credit Union: $50
Railway Federal Credit Union: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Dakota: Banks and credit unions headquartered in North Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Railway Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$10
per month
Escheatment$95
Account Research(min)$25
Return Mail$5

ATM & Card

Debit/Credit Card Replacement$10

Wire Transfers

Wire Transfers: Outgoing$25
Wire Transfers: Incoming$10
Wire Transfers: International$50

Check Services

Money Order$1
Not compared: Daily charge, not per item
per day
ACH Stop Payment$25
Share Draft Stop Payment$10

Digital & Electronic

Same Day ACH Payments$10
ACH Origination Item Return$25

Cash & Deposit

Deposited Check Return$5

Account Services

Garnishment/Execution/Levies$40

Gift & Prepaid Cards

Gift Card$2

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Escheatment	$95	Not stated	None
Account Research(min)	$25	Not stated	None
Return Mail	$5	Not stated	None
ATM & Card
Debit/Credit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$25	Not stated	None
Wire Transfers: Incoming	$10	Not stated	None
Wire Transfers: International	$50	Not stated	None
Check Services
Money Order	$1Not compared: Daily charge, not per item	per day	None
ACH Stop Payment	$25	Not stated	None
Share Draft Stop Payment	$10	Not stated	None
Digital & Electronic
Same Day ACH Payments	$10	Not stated	None
ACH Origination Item Return	$25	Not stated	None
Cash & Deposit
Deposited Check Return	$5	Not stated	None
Account Services
Garnishment/Execution/Levies	$40	Not stated	None
Gift & Prepaid Cards
Gift Card	$2	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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