Cranston Municipal Employees Federal Credit Union

Headquarters: Cranston, Rhode Island
Charter: Credit Union
Assets: $79.8M
Fed district: Boston

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Cranston Municipal Employees Federal Credit Union: $30
Cranston Municipal Employees Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Cranston Municipal Employees Federal Credit Union: $1
Cranston Municipal Employees Federal Credit Union: $1
U.S. median: no median
Stop Payment
Cranston Municipal Employees Federal Credit Union: $25
Cranston Municipal Employees Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Rhode Island: Banks and credit unions headquartered in Rhode Island that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cranston Municipal Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Club Closeout$5
Escheatment Fee$50
Account Reconciliation Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Fee$5

Overdraft & NSF

Insufficient Funds$30
per item
Savings Overdraft Transfer$5

ATM & Card

ATM (after 6 in one month)$1
per item
Card Replacement$10

Check Services

Treasurer/Cashier Checks Fee$5
Stop Payment Order$25
Copy of Draft$5

Cash & Deposit

Returned Deposit Item$15

Account Services

Levy Processing$25
Subordination Fee$150

Other Fees

Copy of Statement$5
Duplicate Lien Release$10

Fee	Amount	Basis	Note
Account Maintenance
Early Club Closeout	$5	Not stated	None
Escheatment Fee	$50	Not stated	None
Account Reconciliation Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Fee	$5	Not stated	None
Overdraft & NSF
Insufficient Funds	$30	per item	None
Savings Overdraft Transfer	$5	Not stated	None
ATM & Card
ATM (after 6 in one month)	$1	per item	None
Card Replacement	$10	Not stated	None
Check Services
Treasurer/Cashier Checks Fee	$5	Not stated	None
Stop Payment Order	$25	Not stated	None
Copy of Draft	$5	Not stated	None
Cash & Deposit
Returned Deposit Item	$15	Not stated	None
Account Services
Levy Processing	$25	Not stated	None
Subordination Fee	$150	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Duplicate Lien Release	$10	Not stated	None

Fee	Amount	Basis	Note
Check Services
Stop Payment/Corporate: Check	$25	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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