Bellwether Community Federal Credit Union

Headquarters: Manchester, New Hampshire
Charter: Credit Union
Assets: $674.7M
Fed district: Boston

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Bellwether Community Federal Credit Union: No fee
Bellwether Community Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Bellwether Community Federal Credit Union: $19
Bellwether Community Federal Credit Union: $19
U.S. median: no median
NSF / Returned Item
Bellwether Community Federal Credit Union: $19
Bellwether Community Federal Credit Union: $19
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Hampshire, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bellwether Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Dormant Account Escheat$100
Inactive Membership (after 12 months) / month$5
per month
Account Research and Reconciliation / hour$35
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail for Bad Address$5

Overdraft & NSF

Courtesy Pay ACH Fee$19
Courtesy Pay Fee (audience not stated, treated as personal)$19
Overdrafts$19
Returned NSF Fee$19
Savings Overdraft TransferNo charge

ATM & Card

BCCU Foreign ATM FeesNo charge
BCCU Foreign ATM Fees$1.50
Savings ATM Transactions at Other ATMs$1.50
Debit Card Replacement$10

Check Services

Money Orders / Treasurer’s Checks$5
Stop Payment$30
Temporary Checks$2

Digital & Electronic

Online Bill Pay / item$10
Not compared: Per-item charge, not monthly
per item

Account Services

Tax Levies, Writs, Garnishments$75

Retirement & IRA

IRA Plan Termination$50

Other Fees

Loan Payment by Phone: ACH$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Dormant Account Escheat	$100	Not stated	None
Inactive Membership (after 12 months) / month	$5	per month	None
Account Research and Reconciliation / hour	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail for Bad Address	$5	Not stated	None
Overdraft & NSF
Courtesy Pay ACH Fee	$19	Not stated	None
Courtesy Pay Fee (audience not stated, treated as personal)	$19	Not stated	None
Overdrafts	$19	Not stated	None
Returned NSF Fee	$19	Not stated	None
Savings Overdraft Transfer	No charge	Not stated	None
ATM & Card
BCCU Foreign ATM Fees	No charge	Not stated	None
BCCU Foreign ATM Fees	$1.50	Not stated	None
Savings ATM Transactions at Other ATMs	$1.50	Not stated	None
Debit Card Replacement	$10	Not stated	None
Check Services
Money Orders / Treasurer’s Checks	$5	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Checks	$2	Not stated	None
Digital & Electronic
Online Bill Pay / item	$10Not compared: Per-item charge, not monthly	per item	None
Account Services
Tax Levies, Writs, Garnishments	$75	Not stated	None
Retirement & IRA
IRA Plan Termination	$50	Not stated	None
Other Fees
Loan Payment by Phone: ACH	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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