18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
Non-Network ATM
Compared at $1.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from The Family Federal Credit Union’s own schedules, with a source for each figure.
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Fee | No charge | per month | None |
| Account Closed Within 90 Days | $20 | Not stated | None |
| Dormant/Non-Use, per account/per month | $5 | per month | None |
| Account Research/Reconciliation, per hour | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Convert to Paper Statement | $5 | Not stated | None |
| Bad Address, per returned mail piece | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (debit card & misc. item) , per item | $29 | per item | None |
| Overdraft Transfer (from EZ loan) , per transfer | No charge | Not stated | None |
| Overdraft Transfer (from savings) , per transfer | $5 | per item | None |
ATM & Card | |||
| Cash Advance Fee at ATM | $2 | Not stated | None |
| Non TFCU ATM Usage (per transaction, first 5 free) | $1 | per item | None |
| Card Replacement | $15 | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire | $25 | Not stated | None |
| Incoming Domestic Wire | $5 | Not stated | None |
Check Services | |||
| Cashiers Check, per check | $3 | per item | None |
| Certified Check, per check | $10 | per item | None |
| Corporate Check Stop Pay | $29 | Not stated | None |
| Canadian Check Deposit | $5 | Not stated | None |
| Collection Item, per item | $15 | per item | None |
| Check Copy (photocopy), per check | $3 | per item | None |
| Copy of Sales Draft, per copy | $6 | per item | None |
| Corporate Check Copy | $5 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (not deposited) | 2% | Not stated | None |
| Coin Counting (not deposited) (audience not stated, treated as personal) | 2% | Not stated | None |
Account Services | |||
| Garnishments/Levies | $45 | Not stated | None |
Lending Fees | |||
| Credit Card Late Fee, per month | $15Not compared: Monthly charge, not per item | per month | None |
Retirement & IRA | |||
| IRA Transfer Out | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card, per card | $3.50 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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