The Family Federal Credit Union

Headquarters: Davenport, Iowa
Charter: Credit Union
Assets: $253.3M
Fed district: Chicago
Regulator: NCUA

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 18, 2026

How these figures are measured

Call-report figures are for The Family Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	The Family Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 18, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: The Family Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $341K in Q2 2026, 8.3% below the same quarter a year earlier ($372K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
The Family Federal Credit Union: No fee
The Family Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
The Family Federal Credit Union: $29
The Family Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
Compared at $1.50, the middle of its prices
The Family Federal Credit Union: $1 to $2
The Family Federal Credit Union: $1 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 12% from Q3 2025 to Q2 2026, to $341K.

Fee income, Q2 2026

$341K

$386KQ3 2025

$380KQ4 2025

$322KQ1 2026

$341KQ2 2026

Against the median

The Family Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

The Family Federal Credit Union · $253M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$248M to $259M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Family Federal Credit Union(this institution)	Davenport, IA	$253M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bridge Federal Credit Union	Powell, OH	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Building Trades Federal Credit Union	Maple Grove, MN	$250M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Cacl Federal Credit Union	Pottsville, PA	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cedar Falls Community Federal Credit Union	Cedar Falls, IA	$252M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Central State Federal Credit Union	Stockton, CA	$258M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Citizens Community Federal Credit Union	Fort Dodge, IA	$254M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community West Federal Credit Union	Kentwood, MI	$252M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ghs Federal Credit Union	Binghamton, NY	$253M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Hidden River Federal Credit Union	Pottsville, PA	$259M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Highmark Federal Credit Union	Rapid City, SD	$258M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Illinois State Federal Credit Union	Normal, IL	$249M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Keys Federal Credit Union	Key West, FL	$253M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Moog Employees Federal Credit Union	East Aurora, NY	$257M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mygeorgia Federal Credit Union	Gainesville, GA	$258M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Jersey Federal Credit Union	Totowa, NJ	$256M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Pyramid Federal Credit Union	Tucson, AZ	$248M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red Crown Federal Credit Union	Tulsa, OK	$257M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Shrewsbury Federal Credit Union	Shrewsbury, MA	$249M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southern Security Federal Credit Union	Collierville, TN	$252M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
St. Paul Federal Credit Union	Saint Paul, MN	$252M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tongass Federal Credit Union	Ketchikan, AK	$252M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Tremont Federal Credit Union	Boston, MA	$256M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Truchoice Federal Credit Union	Portland, ME	$257M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Truecore Federal Credit Union	Newark, OH	$255M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Usx Federal Credit Union	Cranberry Twp, PA	$258M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $8.75 (100%) below the median of similar-sized credit unions.

Its published price is $0, against a peer median of $8.75 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Family Federal Credit…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for The Family Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $341K
vs prior quarter: +$19K+5.9%; from Q1 2026
vs a year earlier: −$31K−8.3%; from Q2 2025
vs start of range: −$46K−11.9%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: The Family Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$341K	+$19K	+5.9%
Q1 2026	$322K	−$58K	−15.3%
Q4 2025	$380K	−$6K	−1.6%
Q3 2025	$386K	+$14K	+3.8%
Q2 2025	$372K	+$17K	+4.8%
Q1 2025	$355K	+$10K	+2.9%
Q4 2024	$345K	−$42K	−10.9%
Q3 2024	$387K	+$42K	+12.2%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from The Family Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service FeeNo charge
per month
Account Closed Within 90 Days$20
Dormant/Non-Use, per account/per month$5
per month
Account Research/Reconciliation, per hour$20
Not compared: Charged per hour; comparison unavailable
per hour
Convert to Paper Statement$5
Bad Address, per returned mail piece$5

Overdraft & NSF

Overdraft (debit card & misc. item) , per item$29
per item
Overdraft Transfer (from EZ loan) , per transferNo charge
Overdraft Transfer (from savings) , per transfer$5
per item

ATM & Card

Cash Advance Fee at ATM$2
Non TFCU ATM Usage (per transaction, first 5 free)$1
per item
Card Replacement$15

Wire Transfers

Outgoing Domestic Wire$25
Incoming Domestic Wire$5

Check Services

Cashiers Check, per check$3
per item
Certified Check, per check$10
per item
Corporate Check Stop Pay$29
Canadian Check Deposit$5
Collection Item, per item$15
per item
Check Copy (photocopy), per check$3
per item
Copy of Sales Draft, per copy$6
per item
Corporate Check Copy$5

Cash & Deposit

Coin Counting (not deposited)2%
Coin Counting (not deposited) (audience not stated, treated as personal)2%

Account Services

Garnishments/Levies$45

Lending Fees

Credit Card Late Fee, per month$15
Not compared: Monthly charge, not per item
per month

Retirement & IRA

IRA Transfer Out$25

Gift & Prepaid Cards

Visa Gift Card, per card$3.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee	No charge	per month	None
Account Closed Within 90 Days	$20	Not stated	None
Dormant/Non-Use, per account/per month	$5	per month	None
Account Research/Reconciliation, per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Convert to Paper Statement	$5	Not stated	None
Bad Address, per returned mail piece	$5	Not stated	None
Overdraft & NSF
Overdraft (debit card & misc. item) , per item	$29	per item	None
Overdraft Transfer (from EZ loan) , per transfer	No charge	Not stated	None
Overdraft Transfer (from savings) , per transfer	$5	per item	None
ATM & Card
Cash Advance Fee at ATM	$2	Not stated	None
Non TFCU ATM Usage (per transaction, first 5 free)	$1	per item	None
Card Replacement	$15	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Incoming Domestic Wire	$5	Not stated	None
Check Services
Cashiers Check, per check	$3	per item	None
Certified Check, per check	$10	per item	None
Corporate Check Stop Pay	$29	Not stated	None
Canadian Check Deposit	$5	Not stated	None
Collection Item, per item	$15	per item	None
Check Copy (photocopy), per check	$3	per item	None
Copy of Sales Draft, per copy	$6	per item	None
Corporate Check Copy	$5	Not stated	None
Cash & Deposit
Coin Counting (not deposited)	2%	Not stated	None
Coin Counting (not deposited) (audience not stated, treated as personal)	2%	Not stated	None
Account Services
Garnishments/Levies	$45	Not stated	None
Lending Fees
Credit Card Late Fee, per month	$15Not compared: Monthly charge, not per item	per month	None
Retirement & IRA
IRA Transfer Out	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card, per card	$3.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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