One Credit Union of Ny

Headquarters: Cheektowaga, New York
Charter: Credit Union
Assets: $114.4M
Fed district: New York

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
One Credit Union of Ny: $30
One Credit Union of Ny: $30
U.S. median: no median
Wire Transfer (Domestic Out)
One Credit Union of Ny: $25
One Credit Union of Ny: $25
U.S. median: no median
Stop Payment
One Credit Union of Ny: $25
One Credit Union of Ny: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from One Credit Union of Ny’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure within 6 months (audience not stated, treated as personal)$25
Escheatment Fee$50
Account Research, per hour (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay Service Fee (audience not stated, treated as personal)$30

ATM & Card

Visa Debit Card Replacement (audience not stated, treated as personal)$10

Wire Transfers

Outgoing Domestic Wire Transfer (audience not stated, treated as personal)$25
Outgoing International Wire Transfer (audience not stated, treated as personal)$40

Check Services

Cashier's Check (audience not stated, treated as personal)$5
Money Order (audience not stated, treated as personal)$3
Stop Payment Request (audience not stated, treated as personal)$25
Counter Checks (4) (audience not stated, treated as personal)$3
Non-Member Check Cashing fee (audience not stated, treated as personal)$20

Cash & Deposit

Returned Check Deposits$30

Account Services

Information Subpoena (audience not stated, treated as personal)$70

Lending Fees

Late Payment Fee (14 or more days) (audience not stated, treated as personal)$30
Loan Origination (audience not stated, treated as personal)$20

Gift & Prepaid Cards

Visa Gift Card$5

Other Fees

Account Interim Statement, per page (audience not stated, treated as personal)$1
per item
Loan Skip-A-Payment (audience not stated, treated as personal)$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure within 6 months (audience not stated, treated as personal)	$25	Not stated	None
Escheatment Fee	$50	Not stated	None
Account Research, per hour (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay Service Fee (audience not stated, treated as personal)	$30	Not stated	None
ATM & Card
Visa Debit Card Replacement (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer (audience not stated, treated as personal)	$25	Not stated	None
Outgoing International Wire Transfer (audience not stated, treated as personal)	$40	Not stated	None
Check Services
Cashier's Check (audience not stated, treated as personal)	$5	Not stated	None
Money Order (audience not stated, treated as personal)	$3	Not stated	None
Stop Payment Request (audience not stated, treated as personal)	$25	Not stated	None
Counter Checks (4) (audience not stated, treated as personal)	$3	Not stated	None
Non-Member Check Cashing fee (audience not stated, treated as personal)	$20	Not stated	None
Cash & Deposit
Returned Check Deposits	$30	Not stated	None
Account Services
Information Subpoena (audience not stated, treated as personal)	$70	Not stated	None
Lending Fees
Late Payment Fee (14 or more days) (audience not stated, treated as personal)	$30	Not stated	None
Loan Origination (audience not stated, treated as personal)	$20	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$5	Not stated	None
Other Fees
Account Interim Statement, per page (audience not stated, treated as personal)	$1	per item	None
Loan Skip-A-Payment (audience not stated, treated as personal)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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