21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Fire Fighters Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour
per hour
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| New Account Closing Fee(within first 3 months) | $5 | Not stated | None |
| Dormant Share Draft Account Fee | $5 | per month | None |
| Inactive/Dormant Account Fee | $5 | per month | None |
| Reconciliation/Research (1 Hour Minimum) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| VB (Bill Payment) Research Fee | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statements | $5 | per month | None |
| Return Statement/MAil Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft Advance Fee | $29 | per item | None |
| Non-Sufficient Funds [NSF] Fee | $29 | per item | None |
ATM & Card | |||
| ATM Inquiry | $1 | per item | None |
| Replacement Debit Card/PIN | $25 | per item | None |
| Debit Card Rush Fee | $95 | per item | None |
Wire Transfers | |||
| Wire Transfers (Outgoing) | $30 | per item | None |
Check Services | |||
| Corporate Checks—Member | $3 | per item | None |
| Corporate Checks—Non-Member | $15 | per item | None |
| Stop Payment Request/Cancellation | $29 | per item | None |
| Non-Member Check Cashing Fee | $15 | per item | None |
| Collection Item Fee | $35 | per item | None |
| Foreign Collection Item Fee | $50 | per item | None |
| Draft (Check) Copy | $5 | per item | None |
Digital & Electronic | |||
| VB Bill Pay Service | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Counting Fee (audience not stated, treated as personal) | 5% | Not stated | None |
| P.O.S. Chargeback/Copy Request (Unless Confirmed Fraud) | $25 | per item | None |
| Returned Deposit Item—3rd Party | $29 | per item | None |
| Returned Deposit Item—Member | $29 | per item | None |
Account Services | |||
| Safe Deposit Box Drilling Fee | $200Not compared: Box drilling or key fee | per item | None |
| Legal Process Fee (i.e., garnishment, levy or subpoena) | $100 | per item | None |
| Loan Subordination Fee | $75 | per item | None |
| Deposit Verification | $15 | per item | None |
Lending Fees | |||
| Loan Late Fee | $35 | Not stated | None |
Other Fees | |||
| Lost/Replacement Lien Release | $10 | per item | None |
| Skip-A-Pay Fee | $35 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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