Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Fire Fighters Federal Credit Union

Tulsa, OklahomaCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Share Draft Account Fee$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=dormant_account; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Dormant Share Draft Account Fee | $ 5.00 | Per Month" · Source

Reconciliation/Research (1 Hour Minimum)$30

$10 above the national median

Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=account_research; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Reconciliation/Research (1 Hour Minimum) | $ 30.00 | Per Hour" · Source

VB (Bill Payment) Research Fee$50

$30 above the national median

Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=account_research; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="VB (Bill Payment) Research Fee | $ 50.00 | Per Hour" · Source

Overdraft & NSFVerified

Non-Sufficient Funds [NSF] Fee$29Within the typical range ($25–$32 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=nsf; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Non-Sufficient Funds [NSF] Fee | $ 29.00 | Per Presentment" · Source
Overdraft Advance Fee2$29Within the typical range ($20–$30 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=overdraft; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Overdraft Advance Fee2 | $ 29.00 | Each" · Source

ATM & CardVerified

ATM Withdrawal1$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #3282. canonical_hint=atm_non_network; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="ATM Withdrawal1 | Free" · Source
Debit Card Rush Fee$95Above the typical range ($30–$50 nationally)
$55 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=rush_card; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Debit Card Rush Fee | $ 95.00 | Per Card" · Source
Replacement Debit Card/PIN$25Above the typical range ($5–$10 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=card_replacement; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Replacement Debit Card/PIN | $ 25.00 | Each" · Source

Wire TransfersVerified

Wire Transfers (Outgoing)$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=wire_domestic_outgoing; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Wire Transfers (Outgoing) | $ 30.00 | Each" · Source

Check ServicesVerified

Non-Member Check Cashing Fee$15Above the typical range ($5–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=check_cashing; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Non-Member Check Cashing Fee | $ 15.00 | Each" · Source

Digital & ElectronicVerified

VB Bill Pay Service$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3282. canonical_hint=bill_pay; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="VB Bill Pay Service | Free" · Source

Cash & DepositVerified

P.O.S. Chargeback/Copy Request (Unless Confirmed Fraud)$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=deposited_item_return; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="P.O.S. Chargeback/Copy Request (Unless Confirmed Fraud) | $ 25.00 | Each" · Source

Account ServicesVerified

Legal Process Fee (i.e., garnishment, levy or subpoena)$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=garnishment_levy; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Legal Process Fee (i.e., garnishment, levy or subpoena) | $ 100.00 | Each" · Source
Lost/Replacement Lien Release$10Below the typical range ($25–$100 nationally)
$40 below the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=legal_process; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Lost/Replacement Lien Release | $ 10.00 | Each" · Source
Safe Deposit Box Drilling Fee$200Above the typical range ($25–$80 nationally)
$160 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=safe_deposit_box; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Safe Deposit Box Drilling Fee | $ 200.00 | Per Occurrence" · Source

Lending FeesVerified

Loan Late Fee$35Above the typical range ($15–$26.50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=late_payment; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Loan Late Fee | $ 35.00 | After 5 Days" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Share Draft Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=dormant_account; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Dormant Share Draft Account Fee \| $ 5.00 \| Per Month"	Source
Reconciliation/Research (1 Hour Minimum)	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=account_research; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Reconciliation/Research (1 Hour Minimum) \| $ 30.00 \| Per Hour"	Source
VB (Bill Payment) Research Fee	$50Above the typical range ($15–$25 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=account_research; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="VB (Bill Payment) Research Fee \| $ 50.00 \| Per Hour"	Source
Overdraft & NSFVerified
Non-Sufficient Funds [NSF] Fee	$29Within the typical range ($25–$32 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=nsf; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Non-Sufficient Funds [NSF] Fee \| $ 29.00 \| Per Presentment"	Source
Overdraft Advance Fee2
ATM & CardVerified
ATM Withdrawal1	$0Below the typical range ($1–$3 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #3282. canonical_hint=atm_non_network; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="ATM Withdrawal1 \| Free"	Source
Debit Card Rush Fee	$95
Wire TransfersVerified
Wire Transfers (Outgoing)	$30Above the typical range ($20–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=wire_domestic_outgoing; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Wire Transfers (Outgoing) \| $ 30.00 \| Each"	Source
Check ServicesVerified
Non-Member Check Cashing Fee	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=check_cashing; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Non-Member Check Cashing Fee \| $ 15.00 \| Each"	Source
Digital & ElectronicVerified
VB Bill Pay Service	$0Within the typical range ($0–$12.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #3282. canonical_hint=bill_pay; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="VB Bill Pay Service \| Free"	Source
Cash & DepositVerified
P.O.S. Chargeback/Copy Request (Unless Confirmed Fraud)	$25Within the typical range ($9.50–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=deposited_item_return; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="P.O.S. Chargeback/Copy Request (Unless Confirmed Fraud) \| $ 25.00 \| Each"	Source
Account ServicesVerified
Legal Process Fee (i.e., garnishment, levy or subpoena)	$100Above the typical range ($25–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=garnishment_levy; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Legal Process Fee (i.e., garnishment, levy or subpoena) \| $ 100.00 \| Each"	Source
Lost/Replacement Lien Release
Lending FeesVerified
Loan Late Fee	$35Above the typical range ($15–$26.50 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3282. canonical_hint=late_payment; text_hash=776bf07a0c66f6bd5f0e8fb1356109e3921a4a7263ee37f13026829eaa5abf98; excerpt="Loan Late Fee \| $ 35.00 \| After 5 Days"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$45.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$45.4M

Total deposits

$34.1M

Service charge income (year to date)

$220K

Fee income ratio

14.2%

Return on assets

1.04%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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