North Star Federal Credit Union

Headquarters: Cook, Minnesota
Charter: Credit Union
Assets: $116.0M
Fed district: Minneapolis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
North Star Federal Credit Union: $25
North Star Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
North Star Federal Credit Union: $25
North Star Federal Credit Union: $25
U.S. median: no median
Stop Payment
North Star Federal Credit Union: $25
North Star Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from North Star Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Membership Closed within 2 Months of Opening (audience not stated, treated as personal)$10
Inactive / Dormant Account (per month) (audience not stated, treated as personal)$10
per month
Account Research & Reconciliation (per hour) (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address (per month) (audience not stated, treated as personal)$10
per month

Overdraft & NSF

Non-sufficient Funds (NSF) (per item) (audience not stated, treated as personal)$25
per item
Overdraft Transfer from Share Account$3
Maximum Daily NSF Charges$125
per day

Wire Transfers

Outgoing Domestic Wire Transfer (audience not stated, treated as personal)$25
Incoming Wire Transfer (audience not stated, treated as personal)$8
Outgoing International Wire Transfer (audience not stated, treated as personal)$95

Check Services

Cashier's / Teller Check (per item) (audience not stated, treated as personal)$5
per item
Money Order (per item)$2
per item
Stop Payment (Draft or ACH) (audience not stated, treated as personal)$25
Stop Payment on Cashier's Check$25
Check Cashing Fee (if applicable) (audience not stated, treated as personal)$5
Foreign Check Deposit (per item) (audience not stated, treated as personal)$20
per item

Cash & Deposit

Returned Deposit (audience not stated, treated as personal)$10

Account Services

Notary Services: Non-member (per document)$5
per item
Drill Out & Force Open$350
Not compared: Box drilling or key fee
Lost Key Replacement (audience not stated, treated as personal)$50
Not compared: Box drilling or key fee
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$50
per year
Safe Deposit Box 3 x 10$40
per year
Safe Deposit Box 3 x 10$50
Safe Deposit Box 3 x 5$35
per year
Safe Deposit Box 3 x 5$25
Safe Deposit Box 5 x 10$70
per year
Safe Deposit Box 5 x 10$60
Legal Docs (levies, liens, garnishments)$75

Retirement & IRA

IRA Transfer to Another Institution (audience not stated, treated as personal)$25

Gift & Prepaid Cards

Reload Fee (one NSCU load per day, completed by end of the same business day requested)$3
Not compared: Daily charge, not per item
per day
VISA Gift Cards$4
per item

Other Fees

Fax (per page) Incoming or Outgoing$0.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Membership Closed within 2 Months of Opening (audience not stated, treated as personal)	$10	Not stated	None
Inactive / Dormant Account (per month) (audience not stated, treated as personal)	$10	per month	None
Account Research & Reconciliation (per hour) (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address (per month) (audience not stated, treated as personal)	$10	per month	None
Overdraft & NSF
Non-sufficient Funds (NSF) (per item) (audience not stated, treated as personal)	$25	per item	None
Overdraft Transfer from Share Account	$3	Not stated	None
Maximum Daily NSF Charges	$125	per day	None
Wire Transfers
Outgoing Domestic Wire Transfer (audience not stated, treated as personal)	$25	Not stated	None
Incoming Wire Transfer (audience not stated, treated as personal)	$8	Not stated	None
Outgoing International Wire Transfer (audience not stated, treated as personal)	$95	Not stated	None
Check Services
Cashier's / Teller Check (per item) (audience not stated, treated as personal)	$5	per item	None
Money Order (per item)	$2	per item	None
Stop Payment (Draft or ACH) (audience not stated, treated as personal)	$25	Not stated	None
Stop Payment on Cashier's Check	$25	Not stated	None
Check Cashing Fee (if applicable) (audience not stated, treated as personal)	$5	Not stated	None
Foreign Check Deposit (per item) (audience not stated, treated as personal)	$20	per item	None
Cash & Deposit
Returned Deposit (audience not stated, treated as personal)	$10	Not stated	None
Account Services
Notary Services: Non-member (per document)	$5	per item	None
Drill Out & Force Open	$350Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement (audience not stated, treated as personal)	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box 3 x 10	$40	per year	None
Safe Deposit Box 3 x 10	$50	Not stated	None
Safe Deposit Box 3 x 5	$35	per year	None
Safe Deposit Box 3 x 5	$25	Not stated	None
Safe Deposit Box 5 x 10	$70	per year	None
Safe Deposit Box 5 x 10	$60	Not stated	None
Legal Docs (levies, liens, garnishments)	$75	Not stated	None
Retirement & IRA
IRA Transfer to Another Institution (audience not stated, treated as personal)	$25	Not stated	None
Gift & Prepaid Cards
Reload Fee (one NSCU load per day, completed by end of the same business day requested)	$3Not compared: Daily charge, not per item	per day	None
VISA Gift Cards	$4	per item	None
Other Fees
Fax (per page) Incoming or Outgoing	$0.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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