Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

A.A.E.C. Federal Credit Union

Arlington Heigh, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Returned Mail$5Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=account_research; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Returned Mail | $5.00" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (per item)$15Below the typical range ($25–$31 nationally)
$15 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=nsf; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Non-Sufficient Funds (per item) | $15.00" · Source
Overdraft Protection Transfer$3Within the typical range ($2.38–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=od_protection_transfer; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Overdraft Protection Transfer | $3.00" · Source
Safe Deposit Overdraft$25Within the typical range ($25–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=overdraft; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Safe Deposit Overdraft | $25.00" · Source

ATM & CardVerified

New or Replacement Card Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=card_replacement; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="New or Replacement Card Fee | $10.00" · Source
Replacement Cards$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=card_replacement; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Replacement Cards | $5.00" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=wire_domestic_incoming; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Incoming Wire | $10.00" · Source
Outgoing Domestic Wire$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=wire_domestic_outgoing; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Outgoing Domestic Wire | $25.00" · Source
Outgoing International Wire$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=wire_intl_outgoing; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Outgoing International Wire | $50.00" · Source

Check ServicesVerified

Cashier’s Check$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=cashiers_check; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Cashier’s Check | $2.00" · Source
Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=check_image; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Copy of Check | $5.00" · Source
Stop Payment for Draft/ACH$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=stop_payment; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Stop Payment for Draft/ACH | $15.00" · Source
Temporary Checks (3 checks per pg)$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=counter_check; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Temporary Checks (3 checks per pg) | $1.00" · Source

Digital & ElectronicVerified

Online Bill Pay$0Within the typical range ($0–$10.46 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #5942. canonical_hint=bill_pay; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Online Bill Pay | Free" · Source

Account ServicesVerified

10 x 10$125Above the typical range ($25–$75 nationally)
$82.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=safe_deposit_box; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="10 x 10 – $125/year" · Source
3 x 10$55Within the typical range ($25–$75 nationally)
$12.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=safe_deposit_box; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="3 x 10 – $55/year" · Source
5 x 10$75Within the typical range ($25–$75 nationally)
$32.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=safe_deposit_box; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="5 x 10 – $75/year" · Source
Garnishments/Levies/Liens/Legal Docs$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=garnishment_levy; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Garnishments/Levies/Liens/Legal Docs | $50.00" · Source
Subordination of Mortgage$100Within the typical range ($30–$125 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=legal_process; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Subordination of Mortgage | $100.00" · Source
Verification of Deposit$20Above the typical range ($8.98–$16.75 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=account_verification; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Verification of Deposit | $20.00" · Source

Gift & Prepaid CardsVerified

Gift Card - (5 free per month)$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=gift_card_purchase; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Gift Card - (5 free per month) | $3.00" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=document_reproduction; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Statement Copy | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Returned Mail	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=account_research; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Returned Mail \| $5.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (per item)	$15Below the typical range ($25–$31 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=nsf; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Non-Sufficient Funds (per item) \| $15.00"	Source
Overdraft Protection Transfer
ATM & CardVerified
New or Replacement Card Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=card_replacement; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="New or Replacement Card Fee \| $10.00"	Source
Replacement Cards
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=wire_domestic_incoming; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Incoming Wire \| $10.00"	Source
Outgoing Domestic Wire
Check ServicesVerified
Cashier’s Check	$2Below the typical range ($3–$5.50 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=cashiers_check; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Cashier’s Check \| $2.00"	Source
Copy of Check	$5
Digital & ElectronicVerified
Online Bill Pay	$0Within the typical range ($0–$10.46 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #5942. canonical_hint=bill_pay; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Online Bill Pay \| Free"	Source
Account ServicesVerified
10 x 10	$125Above the typical range ($25–$75 nationally)	$82.50 above the national median	per year	Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=safe_deposit_box; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="10 x 10 – $125/year"	Source
3 x 10	$55
Gift & Prepaid CardsVerified
Gift Card - (5 free per month)	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=gift_card_purchase; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Gift Card - (5 free per month) \| $3.00"	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5942. canonical_hint=document_reproduction; text_hash=77935676949dccbea2cf8119e094cd337a53e95e7d22c788817a44c2af8a9ddb; excerpt="Statement Copy \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 22 — leaner than most institutions

Published fees

Under review

Assets

$118.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$118.9M

Total deposits

$102.3M

Service charge income (year to date)

$34K

Fee income ratio

1.3%

Return on assets

0.72%

Financial profile · Pro

Performance from regulator filings

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Based on 25,267 verified fees from 2,206 institutions

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