Forcht Bank, National Association

Headquarters: Lexington, Kentucky
Charter: Bank
Assets: $1.6B
Fed district: Cleveland

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Safety Net Checking
Forcht Bank, National Association: $5
Forcht Bank, National Association: $5
U.S. median: no median
Overdraft (OD)
Forcht Bank, National Association: $32
Forcht Bank, National Association: $32
U.S. median: no median
Stop Payment
Forcht Bank, National Association: $32
Forcht Bank, National Association: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Forcht Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

All for a low monthly fee$5
per month
Early Account Closure (within 180 days)$50
Checkbook Reconciliation (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Excess activity fee$7.50
per item

Overdraft & NSF

NSF Paid Item or NSF Returned Item$32
Overdraft Link Transfer (per transfer)$5
per item

Check Services

Cashier’s Check (Customer)$5
Cashier’s Check (non-customer on us check)$10
Money Order (Customer)$3
Stop Payment Order$32
Counter Checks$2
Foreign Item Processing$25
per item

Digital & Electronic

Overnight Check Bill Pay (check)$15
Same Day Bill Pay (electronic)$10

Account Services

Drilling of Safe Deposit Box$165
Not compared: Box drilling or key fee
Notice of Levy or Garnishment$75
Legal Process / Research (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposit Account$25

Fee	Amount	Basis	Note
Account Maintenance
All for a low monthly fee	$5	per month	None
Early Account Closure (within 180 days)	$50	Not stated	None
Checkbook Reconciliation (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Excess activity fee	$7.50	per item	None
Overdraft & NSF
NSF Paid Item or NSF Returned Item	$32	Not stated	None
Overdraft Link Transfer (per transfer)	$5	per item	None
Check Services
Cashier’s Check (Customer)	$5	Not stated	None
Cashier’s Check (non-customer on us check)	$10	Not stated	None
Money Order (Customer)	$3	Not stated	None
Stop Payment Order	$32	Not stated	None
Counter Checks	$2	Not stated	None
Foreign Item Processing	$25	per item	None
Digital & Electronic
Overnight Check Bill Pay (check)	$15	Not stated	None
Same Day Bill Pay (electronic)	$10	Not stated	None
Account Services
Drilling of Safe Deposit Box	$165Not compared: Box drilling or key fee	Not stated	None
Notice of Levy or Garnishment	$75	Not stated	None
Legal Process / Research (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposit Account	$25	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Forcht Bank, National Association's ach origination changes in our data

We check once a day and send one email covering every change.