Select Employees Federal Credit Union

Headquarters: Sterling, Illinois
Charter: Credit Union
Assets: $78.6M
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Select Employees Federal Credit Union: $25
Select Employees Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $27.50, the middle of its prices
Select Employees Federal Credit Union: $25 to $30
Select Employees Federal Credit Union: $25 to $30
U.S. median: no median
Debit Card Replacement
Select Employees Federal Credit Union: $15
Select Employees Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Select Employees Federal Credit Union · $79M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Credit unions only
$77M to $80M in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Select Employees Federal Credit Union(this institution)	Sterling, IL	$79M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
A.C.P.E. Federal Credit Union	Laramie, WY	$78M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bay Cities Credit Union	Hayward, CA	$78M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Castparts Employees Federal Credit Union	Portland, OR	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Columbine Federal Credit Union	Centennial, CO	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cranston Municipal Employees Federal Credit Union	Cranston, RI	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Credit Union of Atlanta	Atlanta, GA	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Des Moines Metro Federal Credit Union	Des Moines, IA	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Diamond Lakes Federal Credit Union	Malvern, AR	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dillon Federal Credit Union	Hutchinson, KS	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastmill Federal Credit Union	East Millinocket, ME	$80M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Eaton Family Federal Credit Union	Euclid, OH	$78M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Educational Community Federal Credit Union	Springfield, MO	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Enbright Federal Credit Union	Nashville, TN	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ficare Federal Credit Union	Wesley Chapel, FL	$77M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Freestone Federal Credit Union	Teague, TX	$77M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
G.A.P. Federal Credit Union	Johnstown, PA	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Hawaii Schools Federal Credit Union	Honolulu, HI	$79M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Kahului Federal Credit Union	Kahului, HI	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Miami University Community Federal Credit Union	Oxford, OH	$77M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New York University Federal Credit Union	New York, NY	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Postcity Financial Federal Credit Union	Long Beach, CA	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Railroad Employees Federal Credit Union	Belen, NM	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Thornapple Federal Credit Union	Hastings, MI	$79M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westedge Federal Credit Union	Bellingham, WA	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Your Legacy Federal Credit Union	Tiffin, OH	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(out-of-network atm)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Select Employees Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Select Employees Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Select Employees Federal…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Select Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account within one year$25
Cashing Payroll check on an inactive account$3
Account Research-one hour minimum$15
Not compared: Charged per hour; comparison unavailable
per hour · Account Research-one hour minimum | $15.00/hr

Overdraft & NSF

Non-Sufficient Funds (NSF) Item$25

ATM & Card

Replacement Card$15

Check Services

Money Orders-Each ($3,000.00 max each)$1.50
per item
Stop Payment on Automatic Withdrawal$30
Stop Payment Request$25
Copy of Canceled Check (5 free per year)$3
Copy of Canceled Check Faxed$5

Digital & Electronic

ACH Origination Set Up$10

Cash & Deposit

Return Deposit Item (Chargeback)$5

Lending Fees

Late Charge$15

Gift & Prepaid Cards

Travel Money Re loadable Prepaid Debit Card$5
Visa Gift Cards$2.50

Other Fees

Copy of an E-Notice$2
Duplicate Copy of Statement$5
Fax- Per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Account within one year	$25	Not stated	None
Cashing Payroll check on an inactive account	$3	Not stated	None
Account Research-one hour minimum	$15Not compared: Charged per hour; comparison unavailable	per hour	Account Research-one hour minimum \| $15.00/hr
Overdraft & NSF
Non-Sufficient Funds (NSF) Item	$25	Not stated	None
ATM & Card
Replacement Card	$15	Not stated	None
Check Services
Money Orders-Each ($3,000.00 max each)	$1.50	per item	None
Stop Payment on Automatic Withdrawal	$30	Not stated	None
Stop Payment Request	$25	Not stated	None
Copy of Canceled Check (5 free per year)	$3	Not stated	None
Copy of Canceled Check Faxed	$5	Not stated	None
Digital & Electronic
ACH Origination Set Up	$10	Not stated	None
Cash & Deposit
Return Deposit Item (Chargeback)	$5	Not stated	None
Lending Fees
Late Charge	$15	Not stated	None
Gift & Prepaid Cards
Travel Money Re loadable Prepaid Debit Card	$5	Not stated	None
Visa Gift Cards	$2.50	Not stated	None
Other Fees
Copy of an E-Notice	$2	Not stated	None
Duplicate Copy of Statement	$5	Not stated	None
Fax- Per page	$1	per item	None

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Select Employees Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Select Employees Federal Credit Union: $25
Select Employees Federal Credit Union: $25
U.S. median: no median
Stop Payment
Compared at $27.50, the middle of its prices
Select Employees Federal Credit Union: $25 to $30
Select Employees Federal Credit Union: $25 to $30
U.S. median: no median
Debit Card Replacement
Select Employees Federal Credit Union: $15
Select Employees Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Select Employees Federal Credit Union · $79M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Credit unions only
$77M to $80M in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Select Employees Federal Credit Union(this institution)	Sterling, IL	$79M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
A.C.P.E. Federal Credit Union	Laramie, WY	$78M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bay Cities Credit Union	Hayward, CA	$78M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Castparts Employees Federal Credit Union	Portland, OR	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Columbine Federal Credit Union	Centennial, CO	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cranston Municipal Employees Federal Credit Union	Cranston, RI	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Credit Union of Atlanta	Atlanta, GA	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Des Moines Metro Federal Credit Union	Des Moines, IA	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Diamond Lakes Federal Credit Union	Malvern, AR	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dillon Federal Credit Union	Hutchinson, KS	$80M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastmill Federal Credit Union	East Millinocket, ME	$80M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Eaton Family Federal Credit Union	Euclid, OH	$78M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Educational Community Federal Credit Union	Springfield, MO	$78M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Enbright Federal Credit Union	Nashville, TN	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ficare Federal Credit Union	Wesley Chapel, FL	$77M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Freestone Federal Credit Union	Teague, TX	$77M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
G.A.P. Federal Credit Union	Johnstown, PA	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Hawaii Schools Federal Credit Union	Honolulu, HI	$79M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Kahului Federal Credit Union	Kahului, HI	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Miami University Community Federal Credit Union	Oxford, OH	$77M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New York University Federal Credit Union	New York, NY	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Postcity Financial Federal Credit Union	Long Beach, CA	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Railroad Employees Federal Credit Union	Belen, NM	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Thornapple Federal Credit Union	Hastings, MI	$79M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westedge Federal Credit Union	Bellingham, WA	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Your Legacy Federal Credit Union	Tiffin, OH	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(out-of-network atm)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Select Employees Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Select Employees Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Select Employees Federal…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Select Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account within one year$25
Cashing Payroll check on an inactive account$3
Account Research-one hour minimum$15
Not compared: Charged per hour; comparison unavailable
per hour · Account Research-one hour minimum | $15.00/hr

Overdraft & NSF

Non-Sufficient Funds (NSF) Item$25

ATM & Card

Replacement Card$15

Check Services

Money Orders-Each ($3,000.00 max each)$1.50
per item
Stop Payment on Automatic Withdrawal$30
Stop Payment Request$25
Copy of Canceled Check (5 free per year)$3
Copy of Canceled Check Faxed$5

Digital & Electronic

ACH Origination Set Up$10

Cash & Deposit

Return Deposit Item (Chargeback)$5

Lending Fees

Late Charge$15

Gift & Prepaid Cards

Travel Money Re loadable Prepaid Debit Card$5
Visa Gift Cards$2.50

Other Fees

Copy of an E-Notice$2
Duplicate Copy of Statement$5
Fax- Per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Account within one year	$25	Not stated	None
Cashing Payroll check on an inactive account	$3	Not stated	None
Account Research-one hour minimum	$15Not compared: Charged per hour; comparison unavailable	per hour	Account Research-one hour minimum \| $15.00/hr
Overdraft & NSF
Non-Sufficient Funds (NSF) Item	$25	Not stated	None
ATM & Card
Replacement Card	$15	Not stated	None
Check Services
Money Orders-Each ($3,000.00 max each)	$1.50	per item	None
Stop Payment on Automatic Withdrawal	$30	Not stated	None
Stop Payment Request	$25	Not stated	None
Copy of Canceled Check (5 free per year)	$3	Not stated	None
Copy of Canceled Check Faxed	$5	Not stated	None
Digital & Electronic
ACH Origination Set Up	$10	Not stated	None
Cash & Deposit
Return Deposit Item (Chargeback)	$5	Not stated	None
Lending Fees
Late Charge	$15	Not stated	None
Gift & Prepaid Cards
Travel Money Re loadable Prepaid Debit Card	$5	Not stated	None
Visa Gift Cards	$2.50	Not stated	None
Other Fees
Copy of an E-Notice	$2	Not stated	None
Duplicate Copy of Statement	$5	Not stated	None
Fax- Per page	$1	per item	None

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.