Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Select Employees Federal Credit Union

Sterling, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research-one hour minimum$15Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=account_research; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Account Research-one hour minimum | $15.00/hr" · Source

Cashing Payroll check on an inactive account$3

$2 below the national median

Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=dormant_account; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Cashing Payroll check on an inactive account* | $3.00" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Item$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=nsf; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Non-Sufficient Funds (NSF) Item | $25.00" · Source

ATM & CardVerified

Replacement Card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=card_replacement; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Replacement Card | $15.00" · Source
Replacement Pin$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=card_replacement; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Replacement Pin | $5.00" · Source
Withdrawals at SECU ATM machine$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #5937. canonical_hint=atm_non_network; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Withdrawals at SECU ATM machine | FREE" · Source

Check ServicesVerified

Copy of Canceled Check (5 free per year)$3Within the typical range ($2–$5 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=check_image; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Copy of Canceled Check (5 free per year) | $3.00" · Source
Copy of Canceled Check Faxed$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=check_image; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Copy of Canceled Check Faxed | $5.00" · Source
Stop Payment on Automatic Withdrawal$30Within the typical range ($20–$30 nationally)
$4.50 above the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=stop_payment; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Stop Payment on Automatic Withdrawal | $30.00" · Source
Stop Payment Request$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=stop_payment; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Stop Payment Request | $25.00" · Source

Digital & ElectronicVerified

ACH Origination Set Up$10Within the typical range ($5–$20 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=ach_origination; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="ACH Origination Set Up | $10.00" · Source

Cash & DepositVerified

Return Deposit Item (Chargeback)$5Below the typical range ($10–$25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=deposited_item_return; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Return Deposit Item (Chargeback) | $5.00" · Source

Lending FeesVerified

Late Charge$15Within the typical range ($15–$25 nationally)
$9.25 below the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=late_payment; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Late Charge | $15.00" · Source

Gift & Prepaid CardsVerified

Travel Money Re loadable Prepaid Debit Card$5Within the typical range ($3.25–$6.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=prepaid_card_reload; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Travel Money Re loadable Prepaid Debit Card | $5.00" · Source
Visa Gift Cards$2.50Below the typical range ($3–$4.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=gift_card_purchase; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Visa Gift Cards | $2.50" · Source

Other FeesVerified

Duplicate Copy of Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=document_reproduction; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Duplicate Copy of Statement | $ 5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research-one hour minimum	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=account_research; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Account Research-one hour minimum \| $15.00/hr"	Source
Cashing Payroll check on an inactive account	$3Below the typical range ($5–$10 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=dormant_account; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Cashing Payroll check on an inactive account* \| $3.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Item	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=nsf; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Non-Sufficient Funds (NSF) Item \| $25.00"	Source
ATM & CardVerified
Replacement Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=card_replacement; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Replacement Card \| $15.00"	Source
Replacement Pin	$5
Check ServicesVerified
Copy of Canceled Check (5 free per year)	$3Within the typical range ($2–$5 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=check_image; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Copy of Canceled Check (5 free per year) \| $3.00"	Source
Copy of Canceled Check Faxed	$5
Digital & ElectronicVerified
ACH Origination Set Up	$10Within the typical range ($5–$20 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=ach_origination; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="ACH Origination Set Up \| $10.00"	Source
Cash & DepositVerified
Return Deposit Item (Chargeback)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=deposited_item_return; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Return Deposit Item (Chargeback) \| $5.00"	Source
Lending FeesVerified
Late Charge	$15Within the typical range ($15–$25 nationally)	$9.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=late_payment; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Late Charge \| $15.00"	Source
Gift & Prepaid CardsVerified
Travel Money Re loadable Prepaid Debit Card	$5Within the typical range ($3.25–$6.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=prepaid_card_reload; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Travel Money Re loadable Prepaid Debit Card \| $5.00"	Source
Visa Gift Cards
Other FeesVerified
Duplicate Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5937. canonical_hint=document_reproduction; text_hash=aa3d86768aa6ee3518cbcb461af9d247ca8c879b639963ddb415bd093c1b56f9; excerpt="Duplicate Copy of Statement \| $ 5.00"	Source

Fee change alerts

Get an email when Select Employees Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Select Employees Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 16 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$78.6M

Work at Select Employees Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$78.6M

Total deposits

$68.4M

Service charge income (year to date)

$116K

Fee income ratio

5.6%

Return on assets

1.55%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

See pricing