Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

North Alabama Educators Federal Credit Union

Huntsville, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing/Research | Balancing/Research Fee$15Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Privilege - Items paid | Courtesy pay$29Within the typical range ($25–$32 nationally)
$1 below the national median
Source
Returned Items | NSF Charge$29Within the typical range ($25–$31 nationally)
$1 below the national median
Source

Wire TransfersVerified

Wire Transfers - Incoming | Incoming Wire fee$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Wire Transfers - Outgoing | Outgoing Wire Fee$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source

Check ServicesVerified

Cashier's Check | Cashier's Check Fee$3Within the typical range ($3–$6 nationally)
$2 below the national median
Source
Non-Member Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national median
Source
Share Draft Copies | Share Draft Copies Fee$3Within the typical range ($2–$5 nationally)
At the national median
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Other FeesVerified

Statement Copies | Statement Copies Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median
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Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing/Research \| Balancing/Research Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Dormant Account \| Dormant Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Dormant Account with Bad Address \| Dormant Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Escheat Fee (Per Member) \| Escheat Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Privilege - Items paid \| Courtesy pay	$29Within the typical range ($25–$32 nationally)	$1 below the national median	—	—	Source
Returned Items \| NSF Charge	$29
ATM & CardVerified
ATM/Check Card Transfers \| Transfer Fee	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfers - Incoming \| Incoming Wire fee	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Wire Transfers - Outgoing \| Outgoing Wire Fee	$15
Check ServicesVerified
Cashier's Check \| Cashier's Check Fee	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	—	Source
Non-Member Cashier's Check	$5
Cash & DepositVerified
MasterCard Debit Chargeback Fee \| Chargeback Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Account ServicesVerified
Notary Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	—	Source
Other FeesVerified
Statement Copies \| Statement Copies Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox extract.rules v16 categorized a line held for review from Rosetta artifact #2723. canonical_hint=document_reproduction; text_hash=609c6a427c08b1e6438575034b84311621956c6a85e83b892cf53498cd981d7c; excerpt="Statement Copies \| Statement Copies Fee \| $1.00 Per Page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$142.9M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$142.9M

Total deposits

$132.2M

Service charge income (year to date)

$322K

Fee income ratio

9.5%

Return on assets

0.66%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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