Florida Federal Credit Union

Headquarters: Gainesville, Florida
Charter: Credit Union
Assets: $2.8B
Fed district: Atlanta

26 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Florida Federal Credit Union: $35
Florida Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Florida Federal Credit Union: $25
Florida Federal Credit Union: $25
U.S. median: no median
Stop Payment
Florida Federal Credit Union: $35
Florida Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Florida Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee – Savings$5
Early Account Closure Fee (if closed within 6 months)$20
Inactive Account Fee$15
per month
Inactive Checking Fee$15
per month
Research/Account Assistance$50
Not compared: Charged per hour; comparison unavailable
per hour · Research/Account Assistance | $50/hour
Paper Statement Fee$3
per month
Bad Address Fee$6
per month

Overdraft & NSF

NSF Fee (Insufficient Funds)$35
per item

ATM & Card

ATM Card Replacement$5
Check (Debit) Card Replacement Express/Priority Shipping$15

Wire Transfers

Wire Transfer, Outgoing Domestic$25
Wire Transfer, Incoming Domestic$15
Wire Transfer, Outgoing International ($1,000 min)$50
Wire Transfer, Incoming International$35

Check Services

Cashier's Check$7
per item
Money Orders$7
per item
Stop Payments$35
Temporary Checks$2
per item · per set of 4 checks
Non-Member Check Cashing Fee$5
per item
Foreign Item Collection Fee$5
Check Copies (free through home banking)$5
per item
Sales Draft Copy$5
per item

Digital & Electronic

Bill Pay Next Day Payment$14.95

Cash & Deposit

Coin Processing Fee (audience not stated, treated as personal)7%
Coin Processing Fee7%
NSF Chargeback Fee$15
per item

Account Services

Notary$5
Safe Deposit Box 3x10 (audience not stated, treated as personal)$70
per year
Safe Deposit Box 3x5 (audience not stated, treated as personal)$45
per year
Safe Deposit Box 5x10 (audience not stated, treated as personal)$90
per year
Safe Deposit Box 5x5 (audience not stated, treated as personal)$55
per year
Safe Deposit Boxes$35
per year
Garnishments, Levies$100
Deposit Verification$25

Gift & Prepaid Cards

Visa Gift Card$2.95

Other Fees

Photocopies$1.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies | $1.50/page
Statement Copies (free through home banking)$5
Not compared: Charged per page; comparison unavailable
per page · Statement Copies (free through home banking) | $5/page

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee – Savings	$5	Not stated	None
Early Account Closure Fee (if closed within 6 months)	$20	Not stated	None
Inactive Account Fee	$15	per month	None
Inactive Checking Fee	$15	per month	None
Research/Account Assistance	$50Not compared: Charged per hour; comparison unavailable	per hour	Research/Account Assistance \| $50/hour
Paper Statement Fee	$3	per month	None
Bad Address Fee	$6	per month	None
Overdraft & NSF
NSF Fee (Insufficient Funds)	$35	per item	None
ATM & Card
ATM Card Replacement	$5	Not stated	None
Check (Debit) Card Replacement Express/Priority Shipping	$15	Not stated	None
Wire Transfers
Wire Transfer, Outgoing Domestic	$25	Not stated	None
Wire Transfer, Incoming Domestic	$15	Not stated	None
Wire Transfer, Outgoing International ($1,000 min)	$50	Not stated	None
Wire Transfer, Incoming International	$35	Not stated	None
Check Services
Cashier's Check	$7	per item	None
Money Orders	$7	per item	None
Stop Payments	$35	Not stated	None
Temporary Checks	$2	per item	per set of 4 checks
Non-Member Check Cashing Fee	$5	per item	None
Foreign Item Collection Fee	$5	Not stated	None
Check Copies (free through home banking)	$5	per item	None
Sales Draft Copy	$5	per item	None
Digital & Electronic
Bill Pay Next Day Payment	$14.95	Not stated	None
Cash & Deposit
Coin Processing Fee (audience not stated, treated as personal)	7%	Not stated	None
Coin Processing Fee	7%	Not stated	None
NSF Chargeback Fee	$15	per item	None
Account Services
Notary	$5	Not stated	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$70	per year	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$45	per year	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$90	per year	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$55	per year	None
Safe Deposit Boxes	$35	per year	None
Garnishments, Levies	$100	Not stated	None
Deposit Verification	$25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$2.95	Not stated	None
Other Fees
Photocopies	$1.50Not compared: Charged per page; comparison unavailable	per page	Photocopies \| $1.50/page
Statement Copies (free through home banking)	$5Not compared: Charged per page; comparison unavailable	per page	Statement Copies (free through home banking) \| $5/page

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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