Associated Healthcare Federal Credit Union

Headquarters: Woodbury, Minnesota
Charter: Credit Union
Assets: $175.8M
Fed district: Minneapolis

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
EZ CHECKING Open an Account
Associated Healthcare Federal Credit Union: $4.95
Associated Healthcare Federal Credit Union: $4.95
U.S. median: no median
Overdraft (OD)
Associated Healthcare Federal Credit Union: $35
Associated Healthcare Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Associated Healthcare Federal Credit Union: $35
Associated Healthcare Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Associated Healthcare Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$4.95
per month
Early Account Closure$20
Escheatment Processing Fee$100
Monthly Inactivity$10
per month
Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address/Ret Mail$15

Overdraft & NSF

Overdraft$35
per item
Return Item$35
per item
Negative Balance Fee$2
per day
Return Item daily maximum$175
per day
Return Item daily maximum (audience not stated, treated as personal)$175
per day

ATM & Card

Non-proprietary ATM$5
per transaction
Nonproprietary ATM Withdrawal/Transfer$5
per item
Replacement Card$15
Express Card Delivery Fee$35
one time
Foreign Transaction Fee-ISA2%of the transaction
Foreign Transaction Fee-ISA (audience not stated, treated as personal)2%of the transaction

Wire Transfers

Wire Transfer - Outgoing$35
per item
Wire Transfer - Foreign Outgoing$70
per item

Check Services

Cashier’s Checks$6
per item
Stop Pay Cashier’s Checks$35
per item
Stop Payment Bill Pay$35
per item
Stop Payment Personal Checking$35
per item
Temporary Checks$5
per item
Check Cashing (audience not stated, treated as personal)2%
per item
Canadian Check Deposit$25
Copy of Check$5
per item

Cash & Deposit

VISA Cash Advance2%of the advance ($10 minimum)
Deposited Item Return$8
per item

Account Services

Levy/Garnishments$100
Legal Process/Subpoena$200
Verification of Deposit$10
per item

Lending Fees

Loan Late Fee$25
Loan Late Fee5%($25 minimum)

Other Fees

Fax/Photocopy Service$2
per item
Statement Copy$5
Loan Rewrite/Loan Extension$100
per item
Mortgage Satisfaction$50
Other Lending Fee$25
per item
Replacement: Lien Release$25
Skip a Payment$60
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$4.95	per month	None
Early Account Closure	$20	Not stated	None
Escheatment Processing Fee	$100	Not stated	None
Monthly Inactivity	$10	per month	None
Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address/Ret Mail	$15	Not stated	None
Overdraft & NSF
Overdraft	$35	per item	None
Return Item	$35	per item	None
Negative Balance Fee	$2	per day	None
Return Item daily maximum	$175	per day	None
Return Item daily maximum (audience not stated, treated as personal)	$175	per day	None
ATM & Card
Non-proprietary ATM	$5	per transaction	None
Nonproprietary ATM Withdrawal/Transfer	$5	per item	None
Replacement Card	$15	Not stated	None
Express Card Delivery Fee	$35	one time	None
Foreign Transaction Fee-ISA	2%of the transaction	Not stated	None
Foreign Transaction Fee-ISA (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$35	per item	None
Wire Transfer - Foreign Outgoing	$70	per item	None
Check Services
Cashier’s Checks	$6	per item	None
Stop Pay Cashier’s Checks	$35	per item	None
Stop Payment Bill Pay	$35	per item	None
Stop Payment Personal Checking	$35	per item	None
Temporary Checks	$5	per item	None
Check Cashing (audience not stated, treated as personal)	2%	per item	None
Canadian Check Deposit	$25	Not stated	None
Copy of Check	$5	per item	None
Cash & Deposit
VISA Cash Advance	2%of the advance ($10 minimum)	Not stated	None
Deposited Item Return	$8	per item	None
Account Services
Levy/Garnishments	$100	Not stated	None
Legal Process/Subpoena	$200	Not stated	None
Verification of Deposit	$10	per item	None
Lending Fees
Loan Late Fee	$25	Not stated	None
Loan Late Fee	5%($25 minimum)	Not stated	None
Other Fees
Fax/Photocopy Service	$2	per item	None
Statement Copy	$5	Not stated	None
Loan Rewrite/Loan Extension	$100	per item	None
Mortgage Satisfaction	$50	Not stated	None
Other Lending Fee	$25	per item	None
Replacement: Lien Release	$25	Not stated	None
Skip a Payment	$60	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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