Dutch Point Federal Credit Union

Headquarters: Wethersfield, Connecticut
Charter: Credit Union
Assets: $565.4M
Fed district: Boston

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
Dutch Point Federal Credit Union: $5 to $10
Dutch Point Federal Credit Union: $5 to $10
U.S. median: no median
Overdraft (OD)
Dutch Point Federal Credit Union: $30
Dutch Point Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Dutch Point Federal Credit Union: $30
Dutch Point Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dutch Point Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee$7
per month
Advantage Checking Service Charge$5
On Point Checking Monthly Service Charge$10
per month
Account Closure Fee$5
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Fee$5

Overdraft & NSF

Privilege Pay Overdraft Fee$30
per item
Non-Sufficient Funds Fee$30
per item
Overdraft Transfer Fee from Primary Share each transfer$10
per item

ATM & Card

Non-DPCU ATM Withdrawal$1
per item
Replacement Debit Card$5
Rushed Debit Card$55

Check Services

Stop Payment Service Charge$27
per item
Temporary Checks$2
Member Check Cashing Fee$5
per item
Non-Member Check Cashing$10
per item

Digital & Electronic

ACH Origination Return Item$20
per item

Cash & Deposit

Deposited Check Returned Fee$20

Account Services

Levies/Garnishments: each request$50
per item
Legal Process Fee (minimum)$25

Other Fees

Monthly Statement Copy: each copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee	$7	per month	None
Advantage Checking Service Charge	$5	Not stated	None
On Point Checking Monthly Service Charge	$10	per month	None
Account Closure Fee	$5	Not stated	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Fee	$5	Not stated	None
Overdraft & NSF
Privilege Pay Overdraft Fee	$30	per item	None
Non-Sufficient Funds Fee	$30	per item	None
Overdraft Transfer Fee from Primary Share each transfer	$10	per item	None
ATM & Card
Non-DPCU ATM Withdrawal	$1	per item	None
Replacement Debit Card	$5	Not stated	None
Rushed Debit Card	$55	Not stated	None
Check Services
Stop Payment Service Charge	$27	per item	None
Temporary Checks	$2	Not stated	None
Member Check Cashing Fee	$5	per item	None
Non-Member Check Cashing	$10	per item	None
Digital & Electronic
ACH Origination Return Item	$20	per item	None
Cash & Deposit
Deposited Check Returned Fee	$20	Not stated	None
Account Services
Levies/Garnishments: each request	$50	per item	None
Legal Process Fee (minimum)	$25	Not stated	None
Other Fees
Monthly Statement Copy: each copy	$5	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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