Century Federal Credit Union

Headquarters: Saint Louis, Missouri
Charter: Credit Union
Assets: $182.0M
Fed district: St. Louis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $0, the middle of its prices
Century Federal Credit Union: $0 to $5
Century Federal Credit Union: $0 to $5
U.S. median: no median
Overdraft (OD)
Century Federal Credit Union: $25
Century Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Compared at $22.50, the middle of its prices
Century Federal Credit Union: $20 to $25
Century Federal Credit Union: $20 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Century Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service - Basic Checking (audience not stated, treated as personal)$5
per month · No monthly direct deposit of $250 or more
Monthly Service for Premier CheckingNo charge
per month
Monthly Service for Secondary CheckingNo charge
per month
Closing Account within 90 Days$15
Inactive Account (after 24 months of no transactions)$25
Not compared: Annual charge, not monthly
per year
Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation: | $10.00 per hour
Excessive Withdrawal (more than 6 transactions per month)$2
per item
Returned Statement$2
per month

Overdraft & NSF

Overdraft Protection$25
per item
Returned Check for Non-Sufficient Funds (NSF)$25
per item
Returned Check from Same Party$20
per item
Overdraft Transfer from Savings$2
per item

ATM & Card

Out-of-Network (non-CO-OP) ATM Transactions$1
per item
Merchant Block / Replace Card / PIN$15
per item
Replacement Card / PIN$5
per item

Wire Transfers

Outgoing Wire – Domestic$20
per item
Western Union Wire – Domestic$40
per item
Outgoing Wire – International$65
Western Union Wire – International$65

Check Services

Cashier's Checks$2
per item
Money Orders$1
per item
Block Stop Payment$20
Single Stop Payment (check/ACH)$15
per item
Stop Payment of Counter Check$5
per item
Temporary Checks$1
Foreign Check Collection$25
per item

Digital & Electronic

Online Bill PayNo charge
Mobile Check DepositNo charge

Account Services

Notary for Non-Members$2
Not compared: Charged per document; comparison unavailable
per document · Notary for Non-Members: | $2.00 per document
Notary Service for MembersNo charge
Subordination$100
per item

Gift & Prepaid Cards

Travel Money Card Reload$2
per item

Other Fees

Statement Copy$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service - Basic Checking (audience not stated, treated as personal)	$5	per month	No monthly direct deposit of $250 or more
Monthly Service for Premier Checking	No charge	per month	None
Monthly Service for Secondary Checking	No charge	per month	None
Closing Account within 90 Days	$15	Not stated	None
Inactive Account (after 24 months of no transactions)	$25Not compared: Annual charge, not monthly	per year	None
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation: \| $10.00 per hour
Excessive Withdrawal (more than 6 transactions per month)	$2	per item	None
Returned Statement	$2	per month	None
Overdraft & NSF
Overdraft Protection	$25	per item	None
Returned Check for Non-Sufficient Funds (NSF)	$25	per item	None
Returned Check from Same Party	$20	per item	None
Overdraft Transfer from Savings	$2	per item	None
ATM & Card
Out-of-Network (non-CO-OP) ATM Transactions	$1	per item	None
Merchant Block / Replace Card / PIN	$15	per item	None
Replacement Card / PIN	$5	per item	None
Wire Transfers
Outgoing Wire – Domestic	$20	per item	None
Western Union Wire – Domestic	$40	per item	None
Outgoing Wire – International	$65	Not stated	None
Western Union Wire – International	$65	Not stated	None
Check Services
Cashier's Checks	$2	per item	None
Money Orders	$1	per item	None
Block Stop Payment	$20	Not stated	None
Single Stop Payment (check/ACH)	$15	per item	None
Stop Payment of Counter Check	$5	per item	None
Temporary Checks	$1	Not stated	None
Foreign Check Collection	$25	per item	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Mobile Check Deposit	No charge	Not stated	None
Account Services
Notary for Non-Members	$2Not compared: Charged per document; comparison unavailable	per document	Notary for Non-Members: \| $2.00 per document
Notary Service for Members	No charge	Not stated	None
Subordination	$100	per item	None
Gift & Prepaid Cards
Travel Money Card Reload	$2	per item	None
Other Fees
Statement Copy	$3Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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