21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $0, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $22.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Century Federal Credit Union · $182M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Century Federal Credit Union(this institution) | Saint Louis, MO | $182M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alden Federal Credit Union | Chicopee, MA | $185M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Appalachian Community Federal Credit Union | Kingsport, TN | $183M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Chemcel Federal Credit Union | Bishop, TX | $184M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Compass Community Federal Credit Union | Eureka, CA | $179M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Diamond Valley Federal Credit Union | Evansville, IN | $179M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Choice Financial Federal Credit Union | Gloversville, NY | $184M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Nebraska Federal Credit Union | Omaha, NE | $184M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Greenville Heritage Federal Credit Union | Greenville, SC | $181M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Health Advantage Federal Credit Union | Saginaw, MI | $179M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Heritage South Federal Credit Union | Sylacauga, AL | $184M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Horizon Utah Federal Credit Union | Farmington, UT | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Johnsonville Tva Employees Federal Credit Union | Camden, TN | $181M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Lincone Federal Credit Union | Lincoln, NE | $184M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members' Advantage Federal Credit Union | Wisconsin Rapids, WI | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Miami Postal Service Federal Credit Union | Miami, FL | $184M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mid Carolina Federal Credit Union | Lugoff, SC | $182M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Regional Federal Credit Union | Winfield, IN | $180M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Rio Grande Valley Credit Union | Harlingen, TX | $180M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Safe Harbor Federal Credit Union | Ludington, MI | $184M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| South Metro Federal Credit Union | Prior Lake, MN | $185M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southwest Louisiana Federal Credit Union | Lake Charles, LA | $183M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Trailnorth Federal Credit Union | Ticonderoga, NY | $180M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ufcw Community Federal Credit Union | Wyoming, PA | $181M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Ulster Federal Credit Union | Kingston, NY | $179M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Western Sun Federal Credit Union | Broken Arrow, OK | $181M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $0, the middle of its three prices, against a peer median of $6.75 among 12 publishing peers.
Its three checking prices are $0, $0 and $5.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Amounts from Century Federal Credit Union’s own schedules, with a source for each figure.
per month · No monthly direct deposit of $250 or more
per month
per month
per year
per hour · Account Reconciliation: | $10.00 per hour
per item
per month
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service - Basic Checking (audience not stated, treated as personal) | $5 | per month | No monthly direct deposit of $250 or more |
| Monthly Service for Premier Checking | No charge | per month | None |
| Monthly Service for Secondary Checking | No charge | per month | None |
| Closing Account within 90 Days | $15 | Not stated | None |
| Inactive Account (after 24 months of no transactions) | $25Not compared: Annual charge, not monthly | per year | None |
| Account Reconciliation | $10Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation: | $10.00 per hour |
| Excessive Withdrawal (more than 6 transactions per month) | $2 | per item | None |
| Returned Statement | $2 | per month | None |
Overdraft & NSF | |||
| Overdraft Protection | $25 | per item | None |
| Returned Check for Non-Sufficient Funds (NSF) | $25 | per item | None |
| Returned Check from Same Party | $20 | per item | None |
| Overdraft Transfer from Savings | $2 | per item | None |
ATM & Card | |||
| Out-of-Network (non-CO-OP) ATM Transactions | $1 | per item | None |
| Merchant Block / Replace Card / PIN | $15 | per item | None |
| Replacement Card / PIN | $5 | per item | None |
Wire Transfers | |||
| Outgoing Wire – Domestic | $20 | per item | None |
| Western Union Wire – Domestic | $40 | per item | None |
| Outgoing Wire – International | $65 | Not stated | None |
| Western Union Wire – International | $65 | Not stated | None |
Check Services | |||
| Cashier's Checks | $2 | per item | None |
| Money Orders | $1 | per item | None |
| Block Stop Payment | $20 | Not stated | None |
| Single Stop Payment (check/ACH) | $15 | per item | None |
| Stop Payment of Counter Check | $5 | per item | None |
| Temporary Checks | $1 | Not stated | None |
| Foreign Check Collection | $25 | per item | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
| Mobile Check Deposit | No charge | Not stated | None |
Account Services | |||
| Notary for Non-Members | $2Not compared: Charged per document; comparison unavailable | per document | Notary for Non-Members: | $2.00 per document |
| Notary Service for Members | No charge | Not stated | None |
| Subordination | $100 | per item | None |
Gift & Prepaid Cards | |||
| Travel Money Card Reload | $2 | per item | None |
Other Fees | |||
| Statement Copy | $3Not compared: Monthly charge, not per item | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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