Horicon Bank

Headquarters: Horicon, Wisconsin
Charter: Bank
Assets: $1.7B
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Horicon Bank: $30
Horicon Bank: $30
U.S. median: no median
NSF / Returned Item
Horicon Bank: $30
Horicon Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Horicon Bank: $20 to $30
Horicon Bank: $20 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Horicon Bank’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days$25
Dormant account fee (when balance is less than $50)$5
Escheated account(s)$20
Inactive service charge (monthly)$10
per month
Account reconciliation (hourly)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account research (hourly)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Charge$5

Overdraft & NSF

Overdraft item$30
Returned item service charge$30

ATM & Card

ATM/debit card replacement$10

Wire Transfers

Domestic outgoing wire charge in branch$30
Domestic outgoing wire charge online$20
Domestic incoming wire charge$15
International outgoing wire charge in branch: Starting$55
International outgoing wire charge online: Starting$45
International incoming wire charge: Starting$45

Check Services

Cashier’s check service charge$5
Stop payment$30
Counter check service charge$1
per item
Check cashing for non-customer$5
Collection item charge$20
Foreign check processing$10

Cash & Deposit

Coin counting (audience not stated, treated as personal)10%

Account Services

Safe deposit box late charge (monthly)$5
Not compared: Monthly charge, not annual
per month
Safe deposit box replacement key$20
Not compared: Box drilling or key fee
Garnishment/levy charge$50

Other Fees

Photocopies (per page)$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days	$25	Not stated	None
Dormant account fee (when balance is less than $50)	$5	Not stated	None
Escheated account(s)	$20	Not stated	None
Inactive service charge (monthly)	$10	per month	None
Account reconciliation (hourly)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account research (hourly)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Charge	$5	Not stated	None
Overdraft & NSF
Overdraft item	$30	Not stated	None
Returned item service charge	$30	Not stated	None
ATM & Card
ATM/debit card replacement	$10	Not stated	None
Wire Transfers
Domestic outgoing wire charge in branch	$30	Not stated	None
Domestic outgoing wire charge online	$20	Not stated	None
Domestic incoming wire charge	$15	Not stated	None
International outgoing wire charge in branch: Starting	$55	Not stated	None
International outgoing wire charge online: Starting	$45	Not stated	None
International incoming wire charge: Starting	$45	Not stated	None
Check Services
Cashier’s check service charge	$5	Not stated	None
Stop payment	$30	Not stated	None
Counter check service charge	$1	per item	None
Check cashing for non-customer	$5	Not stated	None
Collection item charge	$20	Not stated	None
Foreign check processing	$10	Not stated	None
Cash & Deposit
Coin counting (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Safe deposit box late charge (monthly)	$5Not compared: Monthly charge, not annual	per month	None
Safe deposit box replacement key	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment/levy charge	$50	Not stated	None
Other Fees
Photocopies (per page)	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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