Tee-Pak Federal Credit Union

Headquarters: Danville, Illinois
Charter: Credit Union
Assets: $23.8M
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Tee-Pak Federal Credit Union: $30
Tee-Pak Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Tee-Pak Federal Credit Union: $30
Tee-Pak Federal Credit Union: $30
U.S. median: no median
Stop Payment
Tee-Pak Federal Credit Union: $20
Tee-Pak Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tee-Pak Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee (<90 days)$25
Dormant Account Fee (1-2 years w/o activity)$10
per month
Dormant Account Fee (3+ years w/o activity)$25
per month
Dormant Account Funds Returned to the State Fee$30
Research Fee (1hr min)$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail/Bad Address Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Cleared Item$30
per item
NSF ACH$30
per item
NSF ATM/Debit Card Transaction$30
per item
NSF Share Draft$30
per item
Overdrawn or Returned Item$30
per item
Automated Overdraft Transfer from Shares$10
per item

ATM & Card

ATM/Debit Card Replacement$20

Wire Transfers

Incoming Wire Fee$10

Check Services

Share Draft/ACH Stop Payment$20
Copy of Cancelled Check$5

Retirement & IRA

IRA Annual Fee (Applied Sept. 1st)$25
per year

Other Fees

Faxes$1
per item
Statement Copies$5
Skip-A-Pay Application Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee (<90 days)	$25	Not stated	None
Dormant Account Fee (1-2 years w/o activity)	$10	per month	None
Dormant Account Fee (3+ years w/o activity)	$25	per month	None
Dormant Account Funds Returned to the State Fee	$30	Not stated	None
Research Fee (1hr min)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail/Bad Address Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Cleared Item	$30	per item	None
NSF ACH	$30	per item	None
NSF ATM/Debit Card Transaction	$30	per item	None
NSF Share Draft	$30	per item	None
Overdrawn or Returned Item	$30	per item	None
Automated Overdraft Transfer from Shares	$10	per item	None
ATM & Card
ATM/Debit Card Replacement	$20	Not stated	None
Wire Transfers
Incoming Wire Fee	$10	Not stated	None
Check Services
Share Draft/ACH Stop Payment	$20	Not stated	None
Copy of Cancelled Check	$5	Not stated	None
Retirement & IRA
IRA Annual Fee (Applied Sept. 1st)	$25	per year	None
Other Fees
Faxes	$1	per item	None
Statement Copies	$5	Not stated	None
Skip-A-Pay Application Fee	$30	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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