Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

Horicon Bank

Horicon, WisconsinBankChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=early_closure; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Account closed within 90 days: $25" · Source

Account reconciliation (hourly)$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=account_research; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Account reconciliation (hourly): $25 ($10 minimum)" · Source

Dormant account fee (when balance is less than )$5

At the national median

Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=dormant_account; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Dormant account fee (when balance is less than $50): $5" · Source

Escheated account(s)$20

$15 above the national median

Inactive service charge (monthly)$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=dormant_account; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Inactive service charge (monthly): $10 (after six (6) months on checking and savings and after 13 months on HSA when balance is less than $50)" · Source

Paper Statement Charge$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=paper_statement; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Paper Statement Charge: $5" · Source

Overdraft & NSFVerified

Overdraft item$30Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=overdraft; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Overdraft item: $30" · Source
Returned item service charge$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=nsf; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Returned item service charge: $30" · Source

ATM & CardVerified

ATM/debit card replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=card_replacement; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="ATM/debit card replacement: $10" · Source

Wire TransfersVerified

Domestic incoming wire charge$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=wire_domestic_incoming; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Domestic incoming wire charge: $15" · Source
Domestic outgoing wire charge in branch$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=wire_domestic_outgoing; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Domestic outgoing wire charge in branch: $30" · Source
Domestic outgoing wire charge online$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=wire_domestic_outgoing; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Domestic outgoing wire charge online: $20" · Source
International incoming wire charge: Starting at$45Above the typical range ($10–$25 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=wire_intl_incoming; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="International incoming wire charge: Starting at $45" · Source
International outgoing wire charge in branch: Starting at$55Above the typical range ($40–$50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=wire_intl_outgoing; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="International outgoing wire charge in branch: Starting at $55" · Source
International outgoing wire charge online: Starting at$45Within the typical range ($40–$50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=wire_intl_outgoing; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="International outgoing wire charge online: Starting at $45" · Source

Check ServicesVerified

Cashier’s check service charge$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=cashiers_check; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Cashier’s check service charge: $5" · Source
Check cashing for non-customer$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=check_cashing; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Check cashing for non-customer: $5 per $500 ($10 minimum)" · Source
Counter check service charge$1Within the typical range ($1–$4 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=counter_check; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Counter check service charge: $1/check" · Source
Stop payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=stop_payment; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Stop payment: $30" · Source

Cash & DepositVerified

Night deposit locking bag (after one free)$25Above the typical range ($5–$20 nationally)
$11.25 above the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=night_deposit; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Night deposit locking bag (after one free): $25" · Source
Night deposit zipping bag (after one free)$5Within the typical range ($5–$20 nationally)
$8.75 below the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=night_deposit; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Night deposit zipping bag (after one free): $5" · Source

Account ServicesVerified

Garnishment/levy charge$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=garnishment_levy; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Garnishment/levy charge: $50" · Source
Safe deposit box replacement key$20Below the typical range ($25–$80 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=safe_deposit_box; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Safe deposit box replacement key: $20" · Source

Other FeesVerified

Photocopies (per page)$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=document_reproduction; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Photocopies (per page): $0.25" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=early_closure; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Account closed within 90 days: $25"	Source
Account reconciliation (hourly)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=account_research; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Account reconciliation (hourly): $25 ($10 minimum)"	Source
Dormant account fee (when balance is less than )	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=dormant_account; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Dormant account fee (when balance is less than $50): $5"	Source
Escheated account(s)	$20Above the typical range ($5–$10 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=dormant_account; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Escheated account(s): $20"	Source
Inactive service charge (monthly)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=dormant_account; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Inactive service charge (monthly): $10 (after six (6) months on checking and savings and after 13 months on HSA when balance is less than $50)"	Source
Paper Statement Charge	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=paper_statement; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Paper Statement Charge: $5"	Source
Overdraft & NSFVerified
Overdraft item	$30Within the typical range ($20–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=overdraft; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Overdraft item: $30"	Source
Returned item service charge	$30
ATM & CardVerified
ATM/debit card replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=card_replacement; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="ATM/debit card replacement: $10"	Source
Wire TransfersVerified
Domestic incoming wire charge	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=wire_domestic_incoming; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Domestic incoming wire charge: $15"	Source
Domestic outgoing wire charge in branch
Check ServicesVerified
Cashier’s check service charge	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=cashiers_check; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Cashier’s check service charge: $5"	Source
Check cashing for non-customer
Cash & DepositVerified
Night deposit locking bag (after one free)	$25Above the typical range ($5–$20 nationally)	$11.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=night_deposit; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Night deposit locking bag (after one free): $25"	Source
Night deposit zipping bag (after one free)
Account ServicesVerified
Garnishment/levy charge	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=garnishment_levy; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Garnishment/levy charge: $50"	Source
Safe deposit box replacement key
Other FeesVerified
Photocopies (per page)	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #5403. canonical_hint=document_reproduction; text_hash=1ffa5bd891717271636e18a0cdc264d935b2f406236c9a4a90d16fc997282bb7; excerpt="Photocopies (per page): $0.25"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 24 — leaner than most institutions

Verified fees

Under review

Assets

$1.7B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.7B

Total deposits

$1.4B

Service charge income

$371K

Fee income ratio

2.0%

Return on assets

1.48%

Branches

Service charge income by quarter

Q2 2026$371K

Q1 2026$378K

Q4 2025$383K

Q3 2025$392K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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