Central Missouri Community Federal Credit Union

Headquarters: Warrensburg, Missouri
Charter: Credit Union
Assets: $140.2M
Fed district: Kansas City

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Central Missouri Community Federal Credit Union: $10 to $15
Central Missouri Community Federal Credit Union: $10 to $15
U.S. median: no median
Overdraft (OD)
Central Missouri Community Federal Credit Union: $35
Central Missouri Community Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Central Missouri Community Federal Credit Union: $35
Central Missouri Community Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Central Missouri Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

2nd Chance Checking Monthly service charge (audience not stated, treated as personal)$15
per month
Monthly Maintenance (audience not stated, treated as personal)$10
per month
Minimum Balance (audience not stated, treated as personal)$10
per month
Close Account (Within 90 Days)$50
Dormant Account$15
per month
IRA Dormant Account$15
Not compared: CD/IRA fee
per month
Account Reconciliation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$5
per month
Excessive Withdrawal Fee (over 6 a month)$35
per item
Invalid Address$5
per month

Overdraft & NSF

Overdraft Privilege$35
per item
Returned Item (NSF or Other Reason)$35
per item

ATM & Card

Non-Proprietary ATM Transaction$1
per item
Replacement Cards$10
per item

Check Services

Teller Check Payable to Third Party$10
Stop Payment$35
per item
Counter Checks$5
Not compared: Charged per page; comparison unavailable
per page
Check Cashing$5
per item
Copy of Draft Check$5
per item
Copy of Money Market Check (audience not stated, treated as personal)$5
per item

Digital & Electronic

Bill Pay Online$10
per month

Cash & Deposit

Coin Processing (Member)No charge
Deposited Item Returned$15
per item

Account Services

10" X 10" x 21.5" Safe Box$75
3" X 10" x 21.5" Safe Box$35
3" x 5" x 21.5" Safe Box$25
5" X 10" x 21.5" Safe Box$45
Drilling Fees$80
Not compared: Box drilling or key fee
per item
Key Replacement$35
Not compared: Box drilling or key fee
per item
Garnishment or Tax Levy$100

Lending Fees

Loan Origination Fee$50
per item

Gift & Prepaid Cards

Visa Gift Cards$6
per item

Other Fees

Lien Release Reprint$10
per item

Fee	Amount	Basis	Note
Account Maintenance
2nd Chance Checking Monthly service charge (audience not stated, treated as personal)	$15	per month	None
Monthly Maintenance (audience not stated, treated as personal)	$10	per month	None
Minimum Balance (audience not stated, treated as personal)	$10	per month	None
Close Account (Within 90 Days)	$50	Not stated	None
Dormant Account	$15	per month	None
IRA Dormant Account	$15Not compared: CD/IRA fee	per month	None
Account Reconciliation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$5	per month	None
Excessive Withdrawal Fee (over 6 a month)	$35	per item	None
Invalid Address	$5	per month	None
Overdraft & NSF
Overdraft Privilege	$35	per item	None
Returned Item (NSF or Other Reason)	$35	per item	None
ATM & Card
Non-Proprietary ATM Transaction	$1	per item	None
Replacement Cards	$10	per item	None
Check Services
Teller Check Payable to Third Party	$10	Not stated	None
Stop Payment	$35	per item	None
Counter Checks	$5Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing	$5	per item	None
Copy of Draft Check	$5	per item	None
Copy of Money Market Check (audience not stated, treated as personal)	$5	per item	None
Digital & Electronic
Bill Pay Online	$10	per month	None
Cash & Deposit
Coin Processing (Member)	No charge	Not stated	None
Deposited Item Returned	$15	per item	None
Account Services
10" X 10" x 21.5" Safe Box	$75	Not stated	None
3" X 10" x 21.5" Safe Box	$35	Not stated	None
3" x 5" x 21.5" Safe Box	$25	Not stated	None
5" X 10" x 21.5" Safe Box	$45	Not stated	None
Drilling Fees	$80Not compared: Box drilling or key fee	per item	None
Key Replacement	$35Not compared: Box drilling or key fee	per item	None
Garnishment or Tax Levy	$100	Not stated	None
Lending Fees
Loan Origination Fee	$50	per item	None
Gift & Prepaid Cards
Visa Gift Cards	$6	per item	None
Other Fees
Lien Release Reprint	$10	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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