Union Bank

Headquarters: Morrisville, Vermont
Charter: Bank
Assets: $1.6B
Fed district: Boston

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
UB Checking
Union Bank: $2.50
Union Bank: $2.50
U.S. median: no median
Overdraft (OD)
Union Bank: $32
Union Bank: $32
U.S. median: no median
Non-Network ATM
Union Bank: $3
Union Bank: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Vermont, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Vermont: Banks and credit unions headquartered in Vermont that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Union Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$2.50
per month
Account early closing (within 120 days of opening)$30
Inactivity fee (accounts with < $100 balance and no activity for one year or more)$3
per month
Account research ($10 minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Monthly Service Fee with paper statements$3.50
per month
Monthly Service Fee with paper statements$5
per month
Excess transaction fee (on savings and money market accounts exceeding 6 per statement cycle)$5
per item

Overdraft & NSF

Overdraft fee (per transaction)$32
per transaction
Overdraft Protection sweep (transfer)$5

ATM & Card

ATM cash withdrawal (non-Union Bank/non-Allpoint ATM)$3
ATM replacement card$15

Wire Transfers

Wire transfers: Outgoing domestic$30
Wire transfers: Incoming (non-customer)$25
Wire transfers: Outgoing foreign currency$50
Wire transfers: Outgoing international$60

Check Services

Treasurer’s check$6
Personal money order$5
Stop payment$30
Counter checks, single page of four$2

Digital & Electronic

Bill Pay- transactions in excess of 25 per month$0.50
Not compared: Per-item charge, not monthly
per item

Account Services

Notary service (non-customer)$5
Levy, garnishment & other legal process (min.)$125

Retirement & IRA

IRA transfer fee$25

Other Fees

Duplicate statements fee$3
Statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$2.50	per month	None
Account early closing (within 120 days of opening)	$30	Not stated	None
Inactivity fee (accounts with < $100 balance and no activity for one year or more)	$3	per month	None
Account research ($10 minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly Service Fee with paper statements	$3.50	per month	None
Monthly Service Fee with paper statements	$5	per month	None
Excess transaction fee (on savings and money market accounts exceeding 6 per statement cycle)	$5	per item	None
Overdraft & NSF
Overdraft fee (per transaction)	$32	per transaction	None
Overdraft Protection sweep (transfer)	$5	Not stated	None
ATM & Card
ATM cash withdrawal (non-Union Bank/non-Allpoint ATM)	$3	Not stated	None
ATM replacement card	$15	Not stated	None
Wire Transfers
Wire transfers: Outgoing domestic	$30	Not stated	None
Wire transfers: Incoming (non-customer)	$25	Not stated	None
Wire transfers: Outgoing foreign currency	$50	Not stated	None
Wire transfers: Outgoing international	$60	Not stated	None
Check Services
Treasurer’s check	$6	Not stated	None
Personal money order	$5	Not stated	None
Stop payment	$30	Not stated	None
Counter checks, single page of four	$2	Not stated	None
Digital & Electronic
Bill Pay- transactions in excess of 25 per month	$0.50Not compared: Per-item charge, not monthly	per item	None
Account Services
Notary service (non-customer)	$5	Not stated	None
Levy, garnishment & other legal process (min.)	$125	Not stated	None
Retirement & IRA
IRA transfer fee	$25	Not stated	None
Other Fees
Duplicate statements fee	$3	Not stated	None
Statement copy	$5	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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