26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 20, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 20, 2026
Call-report figures are for Siu Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Siu Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 20, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $1.1M in Q2 2026, 4.9% below the same quarter a year earlier ($1.2M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 2.3% from Q3 2025 to Q2 2026, to $1.1M.
$1.1M
Siu Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Siu Federal Credit Union · $591M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Siu Federal Credit Union(this institution) | Carbondale, IL | $591M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Argent Federal Credit Union | Chesterfield, VA | $572M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ascentra Federal Credit Union | Bettendorf, IA | $596M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Associated Credit Union of Texas | League City, TX | $588M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cabrillo Federal Credit Union | San Diego, CA | $574M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Central Willamette Federal Credit Union | Albany, OR | $618M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Diversified Members Federal Credit Union | Detroit, MI | $589M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Dugood Federal Credit Union | Beaumont, TX | $609M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dupage Federal Credit Union | Naperville, IL | $600M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Dutch Point Federal Credit Union | Wethersfield, CT | $565M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Education First Federal Credit Union | Beaumont, TX | $583M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Educators Federal Credit Union | Waco, TX | $610M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Embold Federal Credit Union | Oregon City, OR | $596M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Fairmont Federal Credit Union | Fairmont, WV | $603M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Firelands Federal Credit Union | Bellevue, OH | $580M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First New York Federal Credit Union | Albany, NY | $574M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Heartland Federal Credit Union | Springfield, IL | $574M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| I-C Federal Credit Union | Fitchburg, MA | $583M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| I.L.W.U. Federal Credit Union | Long Beach, CA | $608M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Minnco Federal Credit Union | Cambridge, MN | $605M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Securityplus Federal Credit Union | Baltimore, MD | $597M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southpoint Financial Federal Credit Union | Sleepy Eye, MN | $609M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tech Federal Credit Union | Crown Point, IN | $599M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Transcend Federal Credit Union | Louisville, KY | $588M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Union Square Credit Union | Wichita Falls, TX | $601M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Via Credit Union | Marion, IN | $604M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its three prices, against a peer median of $5 among 12 publishing peers.
Its three checking prices are $5, $10 and $10.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Siu Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.1M | −$49K | −4.1% |
| Q1 2026 | $1.2M | −$291K | −19.6% |
| Q4 2025 | $1.5M | +$313K | +26.7% |
| Q3 2025 | $1.2M | −$32K | −2.7% |
| Q2 2025 | $1.2M | +$168K | +16.2% |
| Q1 2025 | $1.0M | −$314K | −23.3% |
| Q4 2024 | $1.3M | +$262K | +24.1% |
| Q3 2024 | $1.1M | +$6K | +0.6% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Siu Federal Credit Union’s own schedules, with a source for each figure.
per month
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per month
per month
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per item
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per item
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per year
per year
per year
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Service Charges (Consumer) Fresh Start Checking Charges Monthly service charge | $5 | per month | None |
| Account Service Charges (Consumer) Membership Service Charge (re-established within 6 months): Charges | $10 | Not stated | None |
| General Service (Consumer) Signature Guarantee Service Charge: Charges | $10 | Not stated | None |
| Account Service Charges (Consumer) Inactive Account Service Charge (after 1 year): Charges | $5 | per month | None |
| General Service (Consumer) Escheat Service Charge: Charges | $25 | Not stated | None |
| Account Service Charges (Consumer) Account Balancing Assistance Service Charge: Charges | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Service Charges (Consumer) Account Research Service Charge: Charges | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Service Charges (Consumer) Bad Address Service Charge: Charges | $5Not compared: Monthly charge, not per item | per month | None |
| Account Service Charges (Consumer) Paper Statement on Checking Accounts: Charges | $1 | per month | None |
| Excess Withdrawal Custom Daily Share Savings Account: Charges | $5 | per item | None |
| Excess Withdrawal Holiday Savings Account: Charges | $5 | per item | None |
| Account Service Charges (Consumer) Bad Address Service Charge: Charges | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Service Charges (Consumer) Courtesy Pay Reinstatement: Charges | $25 | Not stated | None |
| Overdraft Service Charges (Consumer) Insufficient Funds (NSF): Charges | $10 | Not stated | None |
| Overdraft Service Charges (Consumer) Paid Overdraft: Charges | $25 | per item | None |
| Overdraft Service Charges (Consumer) Overdraft Transfer: Charges | $1 | per item | None |
ATM & Card | |||
| Card Services Allpoint & CO-OP Network ATM Transactions | No charge | Not stated | None |
| Card Services Card Replacement Service Charge: Charges | $10 | per item | None |
Check Services | |||
| General Service (Consumer) Cashier's Check Service Charge: Charges | $3 | per item | None |
| General Service (Consumer) Certified Mail Charge for Cashier's Checks over: Charges | $5 | Not stated | None |
| General Service (Consumer) Non-Member Converting Check to Cashiers Check | $5 | Not stated | None |
| General Service (Consumer) Money Order Service Charge: Charges | $1.50 | per item | None |
| Account Service Charges (Consumer) Stop Payment Service Charge (Check/ACH item): Charges | $29 | per item | None |
| Account Service Charges (Consumer) Counter Check Service Charge: Charges | $2 | per item | None |
| General Service (Consumer) Check Cashing Service Charge (non-member): Charges | $5 | Not stated | None |
| Account Service Charges (Consumer) Check Copy Service Charge: Charges | $2 | per item | None |
Digital & Electronic | |||
| Electronic Services Online Bill Pay: Charges (audience not stated, treated as personal) | No charge | Not stated | None |
| Electronic Services Mobile Deposit: Charges (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Counting | 8% | Not stated | None |
| Coin Counting (audience not stated, treated as personal) | 8% | Not stated | None |
Account Services | |||
| Notary Public Service: Charges | No charge | Not stated | None |
| Safe Deposit Boxes 10 x 10: Charges | $50 | per year | None |
| Safe Deposit Boxes 3 x 10: Charges | $20 | per year | None |
| Safe Deposit Boxes 3 x 5: Charges | $15 | per year | None |
| Safe Deposit Boxes 5 x 10: Charges | $30 | per year | None |
| Garnishment/Levy | $50 | Not stated | None |
| General Service (Consumer) Levy Processing Service Charge: Charges | $50 | Not stated | None |
| General Service (Consumer) Non-Wage Garnishment Processing Service Charge: Charges | $50 | Not stated | None |
| General Service (Consumer) Subordination/Modification Agreement Service Charge: Charges | $75 | Not stated | None |
| Account Service Charges (Consumer) Verification of Deposit: Charges | $5 | Not stated | None |
Retirement & IRA | |||
| Account Service Charges (Consumer) IRA Closure Service Charge: Charges | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Card Services Chip (EMV) Visa® Prepaid Travel Money Card: Charges | $8 | Not stated | None |
| Card Services Visa® Gift Cards: Charges | $2 | Not stated | None |
Other Fees | |||
| Account Service Charges (Consumer) Statement Copy Service Charge: Charges | $2 | per item | None |
| General Service (Consumer) Fax: Charges | $1 | per item | None |
| General Service (Consumer) Loan Payment Over the Phone From External Account: Charges | $7.95 | Not stated | None |
| General Service (Consumer) Skip-A-Pay Loan Deferral - completed in-branch or by phone: Charges | $25 | Not stated | None |
| General Service (Consumer) Skip-A-Pay Loan Deferral - completed online or with self-serve kiosk: Charges | $20 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per hour · Account Balancing Assistance ........................................... $25/hour
per hour · Account Research ............................................................... $25/hour
per hour
per hour
per month
per item
per item
per month
per item
per item
per item
per item
per page · Counter Check ...................................................................... $2/page
per item
per year
per year
per year
per year
per year
per year
per year
per year
per page · Fax..................................................................................... $1.00/page
per item
per statement · Statement Copy ............................................................$2/statement
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Membership Closure (within 6 months) | $20 | Not stated | None |
| Account Service Charges (Business) Inactive Account Service Charge (after 1 year): Charges | $5 | per month | None |
| General Service (Business) Escheat Service Charge: Charges | $25 | Not stated | None |
| Account Balancing Assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Balancing Assistance ........................................... $25/hour |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research ............................................................... $25/hour |
| Account Service Charges (Business) Account Balancing Assistance Service Charge: Charges | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Service Charges (Business) Account Research Service Charge: Charges | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Service Charges (Business) Paper Statement on Checking Accounts: Charges | $1 | per month | None |
| Excess Withdrawal Custom Daily Share Savings Account: Charges | $5 | per item | None |
| Excess Withdrawal Holiday Savings Account: Charges | $5 | per item | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Service Charges (Business) Insufficient Funds (NSF): Charges | $10 | Not stated | None |
| Overdraft Service Charges (Business) Paid Overdraft: Charges | $25 | per item | None |
| Insufficient Funds (NSF) | $10 | Not stated | None |
| Overdraft Service Charges (Business) Overdraft Transfer: Charges | $1 | per item | None |
| Overdraft Transfer | $1 | Not stated | None |
ATM & Card | |||
| Card Services Allpoint & CO-OP Network ATM Transactions | No charge | Not stated | None |
| Card Services Card Replacement Service Charge: Charges | $10 | per item | None |
Wire Transfers | |||
| Domestic Wire Transfer: Outgoing | $15 | per item | None |
| Domestic Wire Transfer: Incoming | $5 | per item | None |
Check Services | |||
| General Service (Business) Cashier's Check Service Charge: Charges | $3 | per item | None |
| General Service (Business) Certified Mail Charge for Cashier's Checks over: Charges | $5 | Not stated | None |
| General Service (Business) Money Order Service Charge: Charges | $1.50 | per item | None |
| Account Service Charges (Business) Stop Payment Service Charge (Check/ACH item): Charges | $29 | per item | None |
| Account Service Charges (Business) Counter Check Service Charge: Charges | $2 | per item | None |
| Counter Check | $2Not compared: Charged per page; comparison unavailable | per page | Counter Check ...................................................................... $2/page |
| General Service (Business) Check Cashing Service Charge (non-member): Charges | $5 | Not stated | None |
| Collection Item - Outgoing | $30 | Not stated | None |
| Account Service Charges (Business) Check Copy Service Charge: Charges | $2 | per item | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
| Mobile Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Counting (member w/active checking) | No charge | Not stated | None |
Account Services | |||
| Notary Public Service | No charge | Not stated | None |
| Safe Deposit Box 10 x 10 | $50 | per year | None |
| Safe Deposit Box 3 x 10 | $20 | per year | None |
| Safe Deposit Box 3 x 5 | $15 | per year | None |
| Safe Deposit Box 5 x 10 | $30 | per year | None |
| Safe Deposit Boxes 10 x 10: Charges | $50 | per year | None |
| Safe Deposit Boxes 3 x 10: Charges | $20 | per year | None |
| Safe Deposit Boxes 3 x 5: Charges | $15 | per year | None |
| Safe Deposit Boxes 5 x 10: Charges | $30 | per year | None |
| Garnishment/Levy | $50 | Not stated | None |
| General Service (Business) Levy Processing Service Charge: Charges | $50 | Not stated | None |
| General Service (Business) Non-Wage Garnishment Processing Service Charge: Charges | $50 | Not stated | None |
| Subordination/Modification Agreement | $75 | Not stated | None |
| Account Service Charges (Business) Verification of Deposit: Charges | $5 | Not stated | None |
| Verification of Deposit | $5 | Not stated | None |
Gift & Prepaid Cards | |||
| Card Services Chip (EMV) Visa® Prepaid Travel Money Card: Charges | $8 | Not stated | None |
| Card Services Visa® Gift Cards: Charges | $2 | Not stated | None |
| VISA Gift Cards with SIUCU checking account | $2 | Not stated | None |
Other Fees | |||
| Account Service Charges (Business) Statement Copy Service Charge: Charges | $2 | Not stated | None |
| Fax | $1Not compared: Charged per page; comparison unavailable | per page | Fax..................................................................................... $1.00/page |
| General Service (Business) Fax: Charges | $1 | per item | None |
| Statement Copy | $2Not compared: Charged per statement; comparison unavailable | per statement | Statement Copy ............................................................$2/statement |
| General Service (Business) Loan Payment Over the Phone From External Account: Charges | $7.95 | Not stated | None |
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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