Commerce Bank

Headquarters: Kansas City, Missouri
Charter: Bank
Assets: $35.0B
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12, the middle of its prices
Commerce Bank: $0 to $22
Commerce Bank: $0 to $22
U.S. median: no median
Overdraft (OD)
Commerce Bank: $36
Commerce Bank: $36
U.S. median: no median
Stop Payment
Compared at $35, the middle of its prices
Commerce Bank: $30 to $40
Commerce Bank: $30 to $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Commerce Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$12
per month
Monthly service feeNo charge
per month
Monthly service fee$22
per month
Paper Statement$4
per month

Overdraft & NSF

Overdraft/Insuffcient Funds$36
Non-Commerce Bank ATM: Overdraft Transfer Fee$13
per item

ATM & Card

ATM Replacement Card Fee$5
per item

Wire Transfers

Wire Transfer: Incoming$15
per item
Savings: - Intl Wire Fee (Foreign Currency)$40
per item

Check Services

Cashiers Check - Customer$8
per item
Stop Payment Order$40
per item
Stop Payment via Online Banking$30
per item
Counter Checks$2
Check Cashing - CustomerNo charge
Collection Item$20
per item
Check Copy$2
per item

Account Services

Notary - Customer or Absentee BallotsNo charge
Garnishment/Levy$75
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$12	per month	None
Monthly service fee	No charge	per month	None
Monthly service fee	$22	per month	None
Paper Statement	$4	per month	None
Overdraft & NSF
Overdraft/Insuffcient Funds	$36	Not stated	None
Non-Commerce Bank ATM: Overdraft Transfer Fee	$13	per item	None
ATM & Card
ATM Replacement Card Fee	$5	per item	None
Wire Transfers
Wire Transfer: Incoming	$15	per item	None
Savings: - Intl Wire Fee (Foreign Currency)	$40	per item	None
Check Services
Cashiers Check - Customer	$8	per item	None
Stop Payment Order	$40	per item	None
Stop Payment via Online Banking	$30	per item	None
Counter Checks	$2	Not stated	None
Check Cashing - Customer	No charge	Not stated	None
Collection Item	$20	per item	None
Check Copy	$2	per item	None
Account Services
Notary - Customer or Absentee Ballots	No charge	Not stated	None
Garnishment/Levy	$75	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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