City & County Federal Credit Union

Headquarters: Saint Paul, Minnesota
Charter: Credit Union
Assets: $1.2B
Fed district: Minneapolis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
City & County Federal Credit Union: $35
City & County Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
City & County Federal Credit Union: $35
City & County Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
City & County Federal Credit Union: $30
City & County Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from City & County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Below Minimum Balance$8
per month
Advantage Plus Checking Below Minimum Balance$10
per month
Money Market Below Minimum Balance$5
per month
Dormant Account$10
per month
Account Research/Reconciliation$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (audience not stated, treated as personal)$4

Overdraft & NSF

Courtesy Pay$35
per item
Overdraft/Non-Sufficient Funds$35
per item
Returned ACH$35
per item

ATM & Card

Card Replacement for Debit/ATM$15
per item
Debit/ATM Card Rush Order$30
per item

Wire Transfers

Wire Transfer - Outgoing: Domestic$30
per item
Wire Transfer - Outgoing: International$55
per item

Check Services

Stop Payment$35
per item
Temporary Checks$10
Check Copies of Deposited Items$8
per item

Digital & Electronic

ACH Origination from other Financial Institution$10
per item
Bill PaymentNo charge

Cash & Deposit

Returned Deposited Item (1st Party)$35
per item
Returned Deposited Item (3rd Party)$15
per item

Account Services

Notary Public ServicesNo charge
Levy$75
per item
Mortgage Subordination$200
per item

Other Fees

Statement Copies$8
Duplicate Lien Release$10
per item

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Below Minimum Balance	$8	per month	None
Advantage Plus Checking Below Minimum Balance	$10	per month	None
Money Market Below Minimum Balance	$5	per month	None
Dormant Account	$10	per month	None
Account Research/Reconciliation	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (audience not stated, treated as personal)	$4	Not stated	None
Overdraft & NSF
Courtesy Pay	$35	per item	None
Overdraft/Non-Sufficient Funds	$35	per item	None
Returned ACH	$35	per item	None
ATM & Card
Card Replacement for Debit/ATM	$15	per item	None
Debit/ATM Card Rush Order	$30	per item	None
Wire Transfers
Wire Transfer - Outgoing: Domestic	$30	per item	None
Wire Transfer - Outgoing: International	$55	per item	None
Check Services
Stop Payment	$35	per item	None
Temporary Checks	$10	Not stated	None
Check Copies of Deposited Items	$8	per item	None
Digital & Electronic
ACH Origination from other Financial Institution	$10	per item	None
Bill Payment	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item (1st Party)	$35	per item	None
Returned Deposited Item (3rd Party)	$15	per item	None
Account Services
Notary Public Services	No charge	Not stated	None
Levy	$75	per item	None
Mortgage Subordination	$200	per item	None
Other Fees
Statement Copies	$8	Not stated	None
Duplicate Lien Release	$10	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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