Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Share Advantage Federal Credit Union

Duluth, MinnesotaCredit UnionMinneapolis Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$35Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=account_research; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Account Reconciliation | $35.00 per hour, 1-hour min" · Source

Early Account Closure within 6-months of opening$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=early_closure; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Early Account Closure within 6-months of opening | $10.00" · Source

Inactive Account$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=dormant_account; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Inactive Account | $5.00 per month" · Source

Mailed Paper Statements$2

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=paper_statement; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Mailed Paper Statements | $2.00 per month" · Source

Overdraft & NSFVerified

NSF - Return Item$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=nsf; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="NSF - Return Item | $30.00" · Source
Overdraft - Paid Item$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=overdraft; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Overdraft - Paid Item | $30.00" · Source
Payment Returned - Unpaid, NSF$20Below the typical range ($25–$31 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=nsf; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Payment Returned - Unpaid, NSF | $20.00" · Source

ATM & CardVerified

ATM Withdrawal using non-MoneyPass Network ATM$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=atm_non_network; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="ATM Withdrawal using non-MoneyPass Network ATM | $3.00 each" · Source
Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=card_replacement; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Replacement Card | $10.00" · Source

Wire TransfersVerified

Domestic Wire - Outgoing$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=wire_domestic_outgoing; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Domestic Wire - Outgoing | $20.00" · Source
Wire - Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=wire_domestic_incoming; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Wire - Incoming | $10.00" · Source

Check ServicesVerified

Check Cashing Over$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=check_cashing; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Check Cashing Over $100.00 | $5.00 per item" · Source
Check Copies Corporate, Deposited, or Personal$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=check_image; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Check Copies Corporate, Deposited, or Personal | $3.00 each" · Source
Corporate Checks$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=cashiers_check; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Corporate Checks | $5.00 each" · Source
Corporate Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=stop_payment; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Corporate Stop Payment | $35.00" · Source
Group Stop Payment$50Above the typical range ($20–$30 nationally)
$23 above the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=stop_payment; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Group Stop Payment | $50.00" · Source
Money Orders$2Within the typical range ($2–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=money_order; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Money Orders | $2.00, or $1.00 over age 60" · Source
Non-member On-Us Check Cashing$10Within the typical range ($5–$10 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=check_cashing; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Non-member On-Us Check Cashing | $10.00 per item" · Source
Single Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=stop_payment; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Single Stop Payment | $30.00" · Source

Account ServicesVerified

Tax Levy/Garnishment$35Within the typical range ($30–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=garnishment_levy; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Tax Levy/Garnishment | $35.00" · Source

Lending FeesVerified

Late Payment$25Within the typical range ($15–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=late_payment; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Late Payment | $25.00, or $35.00 if previously late within prior 6-months" · Source
Loan Origination$75Above the typical range ($25–$50 nationally)
$40 above the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=loan_origination; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Loan Origination | $75.00" · Source

Mortgage ServicingVerified

Duplicate Lien Release$3Below the typical range ($5–$15 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=mortgage_lien_release; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Duplicate Lien Release | $3.00" · Source
Mortgage Loan Modification$25Below the typical range ($35–$250 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=mortgage_modification; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Mortgage Loan Modification | $25.00" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=document_reproduction; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Statement Copy | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$35Above the typical range ($17.50–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=account_research; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Account Reconciliation \| $35.00 per hour, 1-hour min"	Source
Early Account Closure within 6-months of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=early_closure; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Early Account Closure within 6-months of opening \| $10.00"	Source
Inactive Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=dormant_account; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Inactive Account \| $5.00 per month"	Source
Mailed Paper Statements	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=paper_statement; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Mailed Paper Statements \| $2.00 per month"	Source
Overdraft & NSFVerified
NSF - Return Item	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=nsf; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="NSF - Return Item \| $30.00"	Source
Overdraft - Paid Item	$30
ATM & CardVerified
ATM Withdrawal using non-MoneyPass Network ATM	$3Above the typical range ($1–$2.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=atm_non_network; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="ATM Withdrawal using non-MoneyPass Network ATM \| $3.00 each"	Source
Replacement Card
Wire TransfersVerified
Domestic Wire - Outgoing	$20Within the typical range ($20–$25 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=wire_domestic_outgoing; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Domestic Wire - Outgoing \| $20.00"	Source
Wire - Incoming
Check ServicesVerified
Check Cashing Over	$5Within the typical range ($5–$10 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=check_cashing; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Check Cashing Over $100.00 \| $5.00 per item"	Source
Check Copies Corporate, Deposited, or Personal
Account ServicesVerified
Tax Levy/Garnishment	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=garnishment_levy; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Tax Levy/Garnishment \| $35.00"	Source
Lending FeesVerified
Late Payment	$25Within the typical range ($15–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=late_payment; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Late Payment \| $25.00, or $35.00 if previously late within prior 6-months"	Source
Loan Origination	$75
Mortgage ServicingVerified
Duplicate Lien Release	$3Below the typical range ($5–$15 nationally)	$7 below the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=mortgage_lien_release; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Duplicate Lien Release \| $3.00"	Source
Mortgage Loan Modification
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #8725. canonical_hint=document_reproduction; text_hash=6bc5dc0841beaa5a4d3cf3bf6584bbc6d882d5594d7711f8c71841af8ba2db05; excerpt="Statement Copy \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 25

Headline fees published

9 of 15

Published fees

Under review

Assets

$57.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$57.5M

Total deposits

$49.2M

Service charge income (year to date)

$209K

Fee income ratio

13.8%

Return on assets

0.84%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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