Compared with Illinois
3 of 14
compared fees are above the median.
8 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
38th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Illinois median
of 14 compared; 8 below, 3 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for Great Lakes Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Illinois median | Published fees above the Illinois median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Great Lakes Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 5.7% of revenue, below the 6.6% median of 452 credit unions with $1B to $10B in assets (38th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
3 of 14 compared published fees sit above the Illinois median; 8 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Illinois medians for fees published by banks and credit unions.
Notary Service
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 11% from Q3 2025 to Q2 2026, to $1.3M. Its share of revenue, 5.7%, is below the 6.6% median for credit unions with $1B to $10B in assets.
$1.3M
Great Lakes Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Great Lakes Federal Credit Union · $1.4B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Great Lakes Federal Credit Union(this institution) | Bannockburn, IL | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Amoco Federal Credit Union | Texas City, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Avadian Federal Credit Union | Birmingham, AL | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community Credit Union of Florida | Rockledge, FL | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Financial Federal Credit Union | Plymouth, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union West | Glendale, AZ | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Directions Federal Credit Union | Toledo, OH | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| East Texas Professional Federal Credit Union | Longview, TX | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Educational Systems Federal Credit Union | Greenbelt, MD | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Commonwealth Federal Credit Union | Lehigh Valley, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Launch Credit Union | Merritt Island, FL | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Leaders Credit Union | Jackson, TN | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Listerhill Federal Credit Union | Sheffield, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Los Angeles Police Federal Credit Union | Van Nuys, CA | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Multipli Federal Credit Union | Jefferson City, MO | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Neighbors Federal Credit Union | Baton Rouge, LA | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Notre Dame Federal Credit Union | Notre Dame, IN | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Onpath Federal Credit Union | Metairie, LA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Park Federal Credit Union | Louisville, KY | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| S. C. State Federal Credit Union | Columbia, SC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sandia Area Federal Credit Union | Albuquerque, NM | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sharon & Crescent United Federal Credit Union | Sharon, MA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sikorsky Financial Federal Credit Union | Stratford, CT | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| U.S. Eagle Federal Credit Union | Albuquerque, NM | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| United States Senate Federal Credit Union | Alexandria, VA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| University Of Michigan Federal Credit Union | Ann Arbor, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 17 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Great Lakes Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Great Lakes Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.3M | +$38K | +2.9% |
| Q1 2026 | $1.3M | −$28K | −2.1% |
| Q4 2025 | $1.3M | +$125K | +10.4% |
| Q3 2025 | $1.2M | +$1.3M | |
| Q2 2025 | -$94K | −$2.3M | |
| Q1 2025 | $2.2M | +$1.1M | +97.1% |
| Q4 2024 | $1.1M | −$403K | −26.7% |
| Q3 2024 | $1.5M | +$421K | +38.7% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Great Lakes Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Great Lakes Federal Credit Union by share.
Amounts from Great Lakes Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per item
per item
per item
per transaction
per transaction
per transaction
per item
per month
per year
per year
per year
per year
per year
per year
per year
per year
per year
per year
per item
per page
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure | No chargeBelow the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Inactive Account (audience not stated, treated as personal) | $10Not compared: Quarterly charge, not monthly | per quarter | None |
Overdraft & NSF | |||
| SafetyNet Overdraft Fee (audience not stated, treated as personal) | $30Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Returned Item/Non-Sufficient Funds (NSF) Fee (audience not stated, treated as personal) | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection transfer from savings or other share account (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| Out-of-Network ATM Inquiry (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($1 to $2 nationally) | per transaction | None |
| Out-of-Network ATM Withdrawals | No chargeBelow the U.S. middle 50% ($1 to $2 nationally) | per transaction | None |
| Out-of-Network ATM Withdrawals (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($1 to $2 nationally) | per transaction | None |
| International Service Assessment | 1%of the transaction | Not stated | None |
| International transaction fee | 2%of the transaction | Not stated | None |
Check Services | |||
| Collection Item | No chargeBelow the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Copy of Check | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Rush Request for Official GLCU Check Copy | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Bill Pay Donation eGift (audience not stated, treated as personal) | $1.99Not compared: Per-item charge, not monthly | per item | None |
| Bill Pay eGift (audience not stated, treated as personal) | $2.99Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Deposit / Payment | No chargeBelow the U.S. middle 50% ($9 to $25 nationally) | per item | None |
Account Services | |||
| Mobile Notary (audience not stated, treated as personal) | $250Above the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Key Replacement (audience not stated, treated as personal) | $25Not compared: Box drilling or key fee | Not stated | None |
| Late Payment Fee | $5Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 2" x 5" (audience not stated, treated as personal) | $45Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 2" x 5" | $45Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3" x 10" (audience not stated, treated as personal) | $65Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3" x 10" | $65Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5" x 10" (audience not stated, treated as personal) | $85Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5" x 10" | $85Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5" x 5" (audience not stated, treated as personal) | $55Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5" x 5" | $55Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 8" x 10" (audience not stated, treated as personal) | $115Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 8" x 10" | $115Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Drilling (audience not stated, treated as personal) | $100Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing Fee (audience not stated, treated as personal) | $25Below the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Subordination Fee (audience not stated, treated as personal) | $200Above the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Verification of Deposit Request (audience not stated, treated as personal) | No chargeBelow the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card (audience not stated, treated as personal) | $3.50Inside the U.S. middle 50% ($3 to $4.95 nationally) | per item | None |
Other Fees | |||
| Copy of Statement of Account History (audience not stated, treated as personal) | No chargeNot compared: Charged per page; comparison unavailable | per page | None |
| GLCU Fast Cash Loan Application Fee (audience not stated, treated as personal) | $20Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Request for Written Loan Payoffs | $20Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
| Skip a Payment (audience not stated, treated as personal) | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per quarter
per hour · Account balancing assistance..................................................$25.00 per hour
per hour · Account research ......................................................................$25.00 per hour
per statement · Paper Statement Fee ......................................................$5.00 per statement cycle
per item
per page · Fax ...................................................................................$1.00 per page
per page · Photocopy........................................................................$1.00 per page
per page · Statement copies.............................................................$1.00 per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 180 days of opening | $25 | Not stated | None |
| Inactive Account Fee | $15Not compared: Quarterly charge, not monthly | per quarter | None |
| Account balancing assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | Account balancing assistance..................................................$25.00 per hour |
| Account research | $25Not compared: Charged per hour; comparison unavailable | per hour | Account research ......................................................................$25.00 per hour |
| Paper Statement Fee | $5Not compared: Charged per statement; comparison unavailable | per statement | Paper Statement Fee ......................................................$5.00 per statement cycle |
| Account statements returned for incorrect address | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft protection transfers from savings or other share accounts | $5 | per item | None |
ATM & Card | |||
| Replace ATM Card | No charge | Not stated | None |
| Replace Visa Check Card | No charge | Not stated | None |
| International Service Assessment | 1%of the transaction | Not stated | None |
| International transaction fee | 2%of the transaction | Not stated | None |
Wire Transfers | |||
| Domestic outgoing wire transfer | $25 | Not stated | None |
| International incoming wire transfer | $10 | Not stated | None |
Check Services | |||
| Stop payments | $32 | per item | None |
| Collection item | $25 | per item | None |
| Collection Item | No chargeBelow the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Copy of check | $1 | per item | None |
| Copy of Check | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Bill payment service | No charge | Not stated | None |
Account Services | |||
| Key replacement | $5Not compared: Box drilling or key fee | per item | None |
| Legal Processing Fee | $100 | per item | None |
Other Fees | |||
| Fax | $1Not compared: Charged per page; comparison unavailable | per page | Fax ...................................................................................$1.00 per page |
| Photocopy | $1Not compared: Charged per page; comparison unavailable | per page | Photocopy........................................................................$1.00 per page |
| Statement copies | $1Not compared: Charged per page; comparison unavailable | per page | Statement copies.............................................................$1.00 per page |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Great Lakes Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
21 offices in 1 state (June 30, 2026)
Each dot is one office.
2 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Chicago, IL | 5 |
| Antioch, IL | 1 |
| Bannockburn, IL | 1 |
| Berkeley, IL | 1 |
| Bolingbrook, IL | 1 |
| Country Club Hills, IL | 1 |
| Crystal Lake, IL | 1 |
| Danville, IL | 1 |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
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