14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Great Lakes Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per item
per transaction
per transaction
per transaction
per item
per month
per year
per year
per year
per year
per year
per year
per year
per year
per year
per year
per item
per page
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure | No charge | Not stated | None |
| Inactive Account (audience not stated, treated as personal) | $10Not compared: Quarterly charge, not monthly | per quarter | None |
Overdraft & NSF | |||
| SafetyNet Overdraft Fee (audience not stated, treated as personal) | $30 | per item | None |
| Returned Item/Non-Sufficient Funds (NSF) Fee (audience not stated, treated as personal) | $30 | per item | None |
| Overdraft Protection transfer from savings or other share account (audience not stated, treated as personal) | No charge | per item | None |
ATM & Card | |||
| Out-of-Network ATM Inquiry (audience not stated, treated as personal) | No charge | per transaction | None |
| Out-of-Network ATM Withdrawals | No charge | per transaction | None |
| Out-of-Network ATM Withdrawals (audience not stated, treated as personal) | No charge | per transaction | None |
| International Service Assessment | 1%of the transaction | Not stated | None |
| International transaction fee | 2%of the transaction | Not stated | None |
Check Services | |||
| Collection Item | No charge | per item | None |
| Copy of Check | No charge | per item | None |
| Rush Request for Official GLCU Check Copy | No charge | per item | None |
Digital & Electronic | |||
| Bill Pay Donation eGift (audience not stated, treated as personal) | $1.99Not compared: Per-item charge, not monthly | per item | None |
| Bill Pay eGift (audience not stated, treated as personal) | $2.99Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Deposit / Payment | No charge | per item | None |
Account Services | |||
| Mobile Notary (audience not stated, treated as personal) | $250 | Not stated | None |
| Key Replacement (audience not stated, treated as personal) | $25Not compared: Box drilling or key fee | Not stated | None |
| Late Payment Fee | $5Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 2" x 5" (audience not stated, treated as personal) | $45 | per year | None |
| Safe Deposit Box 2" x 5" | $45 | per year | None |
| Safe Deposit Box 3" x 10" (audience not stated, treated as personal) | $65 | per year | None |
| Safe Deposit Box 3" x 10" | $65 | per year | None |
| Safe Deposit Box 5" x 10" (audience not stated, treated as personal) | $85 | per year | None |
| Safe Deposit Box 5" x 10" | $85 | per year | None |
| Safe Deposit Box 5" x 5" (audience not stated, treated as personal) | $55 | per year | None |
| Safe Deposit Box 5" x 5" | $55 | per year | None |
| Safe Deposit Box 8" x 10" (audience not stated, treated as personal) | $115 | per year | None |
| Safe Deposit Box 8" x 10" | $115 | per year | None |
| Safe Drilling (audience not stated, treated as personal) | $100Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing Fee (audience not stated, treated as personal) | $25 | Not stated | None |
| Subordination Fee (audience not stated, treated as personal) | $200 | Not stated | None |
| Verification of Deposit Request (audience not stated, treated as personal) | No charge | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card (audience not stated, treated as personal) | $3.50 | per item | None |
Other Fees | |||
| Copy of Statement of Account History (audience not stated, treated as personal) | No chargeNot compared: Charged per page; comparison unavailable | per page | None |
| GLCU Fast Cash Loan Application Fee (audience not stated, treated as personal) | $20 | Not stated | None |
| Request for Written Loan Payoffs | $20 | per item | None |
| Skip a Payment (audience not stated, treated as personal) | $35 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per quarter
per hour · Account balancing assistance..................................................$25.00 per hour
per hour · Account research ......................................................................$25.00 per hour
per statement · Paper Statement Fee ......................................................$5.00 per statement cycle
per item
per page · Fax ...................................................................................$1.00 per page
per page · Photocopy........................................................................$1.00 per page
per page · Statement copies.............................................................$1.00 per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 180 days of opening | $25 | Not stated | None |
| Inactive Account Fee | $15Not compared: Quarterly charge, not monthly | per quarter | None |
| Account balancing assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | Account balancing assistance..................................................$25.00 per hour |
| Account research | $25Not compared: Charged per hour; comparison unavailable | per hour | Account research ......................................................................$25.00 per hour |
| Paper Statement Fee | $5Not compared: Charged per statement; comparison unavailable | per statement | Paper Statement Fee ......................................................$5.00 per statement cycle |
| Account statements returned for incorrect address | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft protection transfers from savings or other share accounts | $5 | per item | None |
ATM & Card | |||
| Replace ATM Card | No charge | Not stated | None |
| Replace Visa Check Card | No charge | Not stated | None |
| International Service Assessment | 1%of the transaction | Not stated | None |
| International transaction fee | 2%of the transaction | Not stated | None |
Wire Transfers | |||
| Domestic outgoing wire transfer | $25 | Not stated | None |
| International incoming wire transfer | $10 | Not stated | None |
Check Services | |||
| Stop payments | $32 | per item | None |
| Collection item | $25 | per item | None |
| Collection Item | No charge | per item | None |
| Copy of check | $1 | per item | None |
| Copy of Check | No charge | per item | None |
Digital & Electronic | |||
| Bill payment service | No charge | Not stated | None |
Account Services | |||
| Key replacement | $5Not compared: Box drilling or key fee | per item | None |
| Legal Processing Fee | $100 | per item | None |
Other Fees | |||
| Fax | $1Not compared: Charged per page; comparison unavailable | per page | Fax ...................................................................................$1.00 per page |
| Photocopy | $1Not compared: Charged per page; comparison unavailable | per page | Photocopy........................................................................$1.00 per page |
| Statement copies | $1Not compared: Charged per page; comparison unavailable | per page | Statement copies.............................................................$1.00 per page |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.