22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $30.50, the middle of its prices
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Cornerstone Federal Credit Union · $177M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Cornerstone Federal Credit Union(this institution) | Freeport, IL | $177M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Achieve Financial Federal Credit Union | Berlin, CT | $176M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Arize Federal Credit Union | State College, PA | $176M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Associated Healthcare Federal Credit Union | Woodbury, MN | $176M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Caro Federal Credit Union | Columbia, SC | $175M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Code Federal Credit Union | Dayton, OH | $176M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Compass Community Federal Credit Union | Eureka, CA | $179M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Diamond Valley Federal Credit Union | Evansville, IN | $179M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| E-Central Federal Credit Union | Pasadena, CA | $174M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ellafi Federal Credit Union | Middletown, CT | $178M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Excel Federal Credit Union | Norcross, GA | $174M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Federal Credit Union | Hiawatha, IA | $175M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Frick Financial Federal Credit Union | Uniontown, PA | $175M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Health Advantage Federal Credit Union | Saginaw, MI | $179M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mountain Laurel Federal Credit Union | Saint Marys, PA | $174M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| N.E.W. Federal Credit Union | Oconto Falls, WI | $178M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Naveo Federal Credit Union | Somerville, MA | $176M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Northwoods Federal Credit Union | Cloquet, MN | $175M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Police Federal Credit Union | Upper Marlboro, MD | $176M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Regional Federal Credit Union | Winfield, IN | $180M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Rio Grande Valley Credit Union | Harlingen, TX | $180M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Trailnorth Federal Credit Union | Ticonderoga, NY | $180M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ulster Federal Credit Union | Kingston, NY | $179M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ussco Johnstown Federal Credit Union | Johnstown, PA | $174M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Valley Isle Community Federal Credit Union | Kahului, HI | $174M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Vida Federal Credit Union | Ontario, CA | $175M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 8 publish this fee(monthly maintenance)
17 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $4.98 among 8 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Cornerstone Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Amounts from Cornerstone Federal Credit Union’s own schedules, with a source for each figure.
per quarter
per hour
per quarter
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closure (audience not stated, treated as personal) | $25 | Not stated | None |
| Inactive Account (audience not stated, treated as personal) | $15Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Reconciliation (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Original Paper Statement Fee (audience not stated, treated as personal) | $3 | Not stated | None |
| Bad Address (audience not stated, treated as personal) | $15Not compared: Quarterly charge, not monthly | per quarter | None |
Overdraft & NSF | |||
| Overdraft (audience not stated, treated as personal) | $30 | Not stated | None |
| NSF Fee | $30 | Not stated | None |
| Returned Item (audience not stated, treated as personal) | $31 | Not stated | None |
ATM & Card | |||
| Foreign ATM (audience not stated, treated as personal) | $2 | per item | None |
| Debit Card Replacement (audience not stated, treated as personal) | $35 | Not stated | None |
Wire Transfers | |||
| Domestic Wire (outgoing) (audience not stated, treated as personal) | $40 | Not stated | None |
| Domestic Wire (Incoming) (audience not stated, treated as personal) | $3 | Not stated | None |
| International Wire (Outgoing) (audience not stated, treated as personal) | $50 | Not stated | None |
Check Services | |||
| Cashiers Check (audience not stated, treated as personal) | $5 | per item | None |
| Stop Payment (audience not stated, treated as personal) | $35 | per item | None |
| Temporary Checks (audience not stated, treated as personal) | $2 | Not stated | None |
| Check Cashing (audience not stated, treated as personal) | $5 | Not stated | None |
| Copy of check | $3 | Not stated | None |
| Copy of Personal Check | $3 | per item | None |
Digital & Electronic | |||
| BillPay & Popmoney (audience not stated, treated as personal) | No charge | Not stated | None |
| Mobile Check Deposit | No charge | Not stated | None |
Account Services | |||
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $65 | Not stated | None |
| Safe Deposit Box 10 x 10 | $65 | Not stated | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Box 3 x 10 | $25 | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $15 | Not stated | None |
| Safe Deposit Box 3 x 5 | $15 | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box 5 x 10 | $40 | Not stated | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $20 | Not stated | None |
| Safe Deposit Box 5 x 5 | $20 | Not stated | None |
| Subpoena/Tax Levy/Garnishment (audience not stated, treated as personal) | $100 | per item | None |
| Deposit Verification | $15 | per item | None |
Other Fees | |||
| UPS: 2nd day | $65 | Not stated | None |
| Fax | $2 | Not stated | None |
| Lien Release Letter | $15 | Not stated | None |
| Refinance - Indirect Loan | $125 | Not stated | None |
| Skip A Pay | $40 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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