vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$2.50 above the North Carolina median
per item · Source
$2.50 below the national median$2.50 below the North Carolina median
Knox extract.rules v16 categorized a line held for review from Rosetta artifact #16. canonical_hint=dormant_account; text_hash=50668afd40e7c843ab52a56e5efea3fa2e4d5f03ddef28314d3c95048bad8a36; excerpt="Card Inactivity Fee (No activity within 12 months) | $2.50" · Source
$5 above the national median$5 above the North Carolina median
per month · Source
At the national median$0.50 above the North Carolina median
per item · Source
$2 above the national median$3 above the North Carolina median
per item · Source
$2 above the national median$7 above the North Carolina median
per item · Source
$0.50 below the national median$0.75 below the North Carolina median
per item · Source
$5 below the national medianAt the North Carolina median
$10 above the national median$15 above the North Carolina median
per item · Source
$5 below the national median$1 above the North Carolina median
per item · Source
$15 below the national median$10 below the North Carolina median
per item · Source
At the national median$1 above the North Carolina median
per item · Source
$2.50 below the national median$4 below the North Carolina median
per item · Source
$10 below the national median$12.50 below the North Carolina median
per item · Source
$30 above the national median$27.50 above the North Carolina median
per item · Source
At the national medianAt the North Carolina median
per item · Source
At the national medianAt the North Carolina median
per item · Source
At the national median$2 below the North Carolina median
per item · Source
$62.50 above the national median$40 above the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal Fee | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$2.50 above the North Carolina median | per item | — | Source |
| Card Inactivity Fee (No activity within 12 months) | $2.50Below the typical range ($5–$10 nationally) | $2.50 below the national median$2.50 below the North Carolina median | — | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #16. canonical_hint=dormant_account; text_hash=50668afd40e7c843ab52a56e5efea3fa2e4d5f03ddef28314d3c95048bad8a36; excerpt="Card Inactivity Fee (No activity within 12 months) | $2.50" | Source |
| Inactive Membership (no activity within 12 months) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the North Carolina median | per month | — | Source |
| Paper Statement | $3Within the typical range ($2–$4.76 nationally) | At the national median$0.50 above the North Carolina median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Advantage – Overdraft Fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$3 above the North Carolina median | per item | — | Source |
| Insufficient Funds (NSF) Fee | $32 | ||||
ATM & CardVerified | |||||
| ATM Usage (Non-Piedmont Advantage ATM) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.75 below the North Carolina median | per item | — | Source |
| Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$1 above the North Carolina median | per item | — | Source |
| Wire Transfer – International | $35 | ||||
Check ServicesVerified | |||||
| Official Check with 3rd Party Payee | $5Within the typical range ($3–$6 nationally) | At the national median$1 above the North Carolina median | per item | — | Source |
| Stop Payment 1 | $25 | ||||
Account ServicesVerified | |||||
| Verification of Deposit (VOD) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the North Carolina median | per item | — | Source |
Other FeesVerified | |||||
| Duplicate Statement Copy (Quarterly / Monthly) | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the North Carolina median | per item | — | Source |
| Mortgage Subordination | $100 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
19
Under review
0
Assets
$367.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$367.9M
Total deposits
$342.7M
Service charge income (year to date)
$975K
Fee income ratio
9.6%
Return on assets
-0.51%
Financial profile · Pro
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| $2 above the national median$7 above the North Carolina median |
| per item |
| — |
| Source |
| $5 below the national medianAt the North Carolina median |
| — |
| — |
| Source |
| Plastic Card Replacement (Debit) | $20Above the typical range ($5–$10 nationally) | $10 above the national median$15 above the North Carolina median | per item | — | Source |
| $15 below the national median$10 below the North Carolina median |
| per item |
| — |
| Source |
| $2.50 below the national median$4 below the North Carolina median |
| per item |
| — |
| Source |
| Collection Item | $10Within the typical range ($10–$25 nationally) | $10 below the national median$12.50 below the North Carolina median | per item | — | Source |
| Foreign Check Fee | $50Above the typical range ($10–$25 nationally) | $30 above the national median$27.50 above the North Carolina median | per item | — | Source |
| Check Copies 1 | $3Within the typical range ($2–$5 nationally) | At the national medianAt the North Carolina median | per item | — | Source |
| $62.50 above the national median$40 above the North Carolina median |
| — |
| — |
| Source |