Municipal Federal Credit Union

Headquarters: New York, New York
Charter: Credit Union
Assets: $5.2B
Fed district: New York

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Foreign Transaction
Municipal Federal Credit Union: No fee
Municipal Federal Credit Union: No fee
U.S. median: no median
Late Payment
Leaves out 1 fee charged on a different basis filed under this fee.
Municipal Federal Credit Union: $25
Municipal Federal Credit Union: $25
U.S. median: no median
Other Lending Fee
Leaves out 2 fees charged on a different basis filed under this fee.
Municipal Federal Credit Union: $10
Municipal Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Municipal Federal Credit Union’s own schedules, with a source for each figure.

ATM & Card

Foreign Transaction Fee1%of the transaction
Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction
Foreign Transaction Fee for Signature VisaNo charge

Cash & Deposit

Cash Advance Fee3%of the advance ($1 minimum)
per item

Lending Fees

Late payment fee$25
Late Payment Fee$25
Not compared: Annual charge, not per item
per year
Late Payment Fee$25
per item

Other Fees

Annual FeeNo charge
Not compared: Annual charge, not per item
per year
Returned Payment Fee$10
Not compared: Annual charge, not per item
per year
Returned Payment Fee$10
per item

Fee	Amount	Basis	Note
ATM & Card
Foreign Transaction Fee	1%of the transaction	Not stated	None
Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Foreign Transaction Fee for Signature Visa	No charge	Not stated	None
Cash & Deposit
Cash Advance Fee	3%of the advance ($1 minimum)	per item	None
Lending Fees
Late payment fee	$25	Not stated	None
Late Payment Fee	$25Not compared: Annual charge, not per item	per year	None
Late Payment Fee	$25	per item	None
Other Fees
Annual Fee	No chargeNot compared: Annual charge, not per item	per year	None
Returned Payment Fee	$10Not compared: Annual charge, not per item	per year	None
Returned Payment Fee	$10	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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