Achieva Credit Union

Headquarters: Dunedin, Florida
Charter: Credit Union
Assets: $3.2B
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Achieva Credit Union: $10
Achieva Credit Union: $10
U.S. median: no median
NSF / Returned Item
Achieva Credit Union: $10
Achieva Credit Union: $10
U.S. median: no median
Stop Payment
Achieva Credit Union: $35
Achieva Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Achieva Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$25
per item
Inactive Account$15
per month
Account Research and/or Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Processing Fee$10
per month

Overdraft & NSF

No monthly | Paid items of less than $25$10
per item
Paid items of less than $25$10
per item
Returned items of less than $25$10
per item

ATM & Card

Replace Credit or Debit Card$8
Expedited Charge$32
per item
Foreign Transaction Fee (audience not stated, treated as personal)2%of the transaction

Check Services

ACH Stop Payment$35
per item
Temporary Checks$5
per item
Check Cashing$5
per item
Consumer Indexed Money Market$15
Not compared: Monthly charge, not per item
per month
Statement copy, check copy, tax forms$5
per item

Digital & Electronic

ACH Origination & TerminationNo charge
Originated ACH Return Fee$20
Online Bill PayNo charge

Account Services

Drilling Fee Varies Late Payment$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$125
per year
Safe Deposit Box 3 x 10$65
per year
Safe Deposit Box 3 x 5$50
per year
Safe Deposit Box 5 x 10$90
per year
Safe Deposit Boxes Safe Deposit Boxes Annual Rental Fee 3 x 5$50
per year
Garnishment or Levy$100
per item
Verification of Deposit$16
per item

Lending Fees

Late Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$25	per item	None
Inactive Account	$15	per month	None
Account Research and/or Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Processing Fee	$10	per month	None
Overdraft & NSF
No monthly \| Paid items of less than $25	$10	per item	None
Paid items of less than $25	$10	per item	None
Returned items of less than $25	$10	per item	None
ATM & Card
Replace Credit or Debit Card	$8	Not stated	None
Expedited Charge	$32	per item	None
Foreign Transaction Fee (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Check Services
ACH Stop Payment	$35	per item	None
Temporary Checks	$5	per item	None
Check Cashing	$5	per item	None
Consumer Indexed Money Market	$15Not compared: Monthly charge, not per item	per month	None
Statement copy, check copy, tax forms	$5	per item	None
Digital & Electronic
ACH Origination & Termination	No charge	Not stated	None
Originated ACH Return Fee	$20	Not stated	None
Online Bill Pay	No charge	Not stated	None
Account Services
Drilling Fee Varies Late Payment	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$125	per year	None
Safe Deposit Box 3 x 10	$65	per year	None
Safe Deposit Box 3 x 5	$50	per year	None
Safe Deposit Box 5 x 10	$90	per year	None
Safe Deposit Boxes Safe Deposit Boxes Annual Rental Fee 3 x 5	$50	per year	None
Garnishment or Levy	$100	per item	None
Verification of Deposit	$16	per item	None
Lending Fees
Late Payment	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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