Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Achieva Credit Union

Dunedin, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research and/or Reconciliation$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=account_research; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Account Research and/or Reconciliation $25/hour | Temporary Checks | $5/sheet" · Source

Bad Address Processing Fee$10

$10 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=account_research; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Bad Address Processing Fee | $10 monthly" · Source

Early Account Closure Fee$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=early_closure; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Early Account Closure Fee | $25 per occurrence | ATM Deposit Adjustment | $10 each" · Source

Inactive Account$15

$10 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=dormant_account; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Inactive Account | $15 monthly | (Deposits from non-Achieva accounts, | Also at Publix® Presto" · Source

maintenance fee | Non-Account owner$16

$9.87 above the national median

Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=monthly_maintenance; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="maintenance fee | • Non-Account owner | $16 each" · Source

Overdraft & NSFVerified

No monthly | Paid items of less than$10Below the typical range ($20–$30 nationally)
$18 below the national median
per month · Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=overdraft; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="| No monthly | • Paid items of less than $25 | $10 each" · Source
Returned items of less than$10Below the typical range ($25–$32 nationally)
$19 below the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=nsf; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="• Returned items of less than $25 | $10 each" · Source

ATM & CardVerified

Achieva Checking Plus | (Includes network or ATM camera photos$5Above the typical range ($1–$3 nationally)
$3.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=atm_non_network; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Achieva Checking Plus | (Includes network or ATM camera photos, / $5 monthly" · Source
Expedited Charge$32Within the typical range ($30–$50 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=rush_card; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Expedited Charge | $32 per card | $35" · Source
Replace Credit or Debit Card$8Within the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=card_replacement; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Replace Credit or Debit Card | $8 | Duplicate Title | Varies" · Source

Check ServicesVerified

/hour | Temporary Checks$5Above the typical range ($1–$4 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=counter_check; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Account Research and/or Reconciliation $25/hour | Temporary Checks | $5/sheet" · Source
ACH Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=stop_payment; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="ACH Stop Payment | $35 each" · Source
Consumer Indexed Money Market$15Above the typical range ($5–$10 nationally)
$10 above the national median
per month · Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=check_cashing; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Consumer Indexed Money Market | $15 monthly | Check Cashing | $5 each" · Source
monthly | Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=check_cashing; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Consumer Indexed Money Market | $15 monthly | Check Cashing | $5 each" · Source
Statement copy, check copy, tax forms$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=check_image; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Statement copy, check copy, tax forms, | $5 each" · Source

Digital & ElectronicVerified

ACH Origination & Termination$0Below the typical range ($5–$20 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #4164. canonical_hint=ach_origination; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="ACH Origination & Termination | FREE" · Source
Online Bill Pay$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #4164. canonical_hint=bill_pay; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Online Bill Pay | FREE | Medallion Signature" · Source
Originated ACH Return Fee$20Within the typical range ($15–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=ach_return; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Originated ACH Return Fee | $20" · Source

Account ServicesVerified

10 x 10$125Above the typical range ($25–$80 nationally)
$85 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=safe_deposit_box; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="10 x 10 | $125" · Source
3 x 10$65Within the typical range ($25–$80 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=safe_deposit_box; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="3 x 10 | $65" · Source
3 x 5$50Within the typical range ($25–$80 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=safe_deposit_box; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="3 x 5 | $50" · Source
5 x 10$90Above the typical range ($25–$80 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=safe_deposit_box; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="5 x 10 | $90" · Source
each | Garnishment or Levy$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=garnishment_levy; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="$3.50 each | Garnishment or Levy | $100 per" · Source
Verification of Deposit$16Within the typical range ($5–$16.13 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=account_verification; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="$35 | Verification of Deposit | $16 each" · Source
Verification of Deposit | each$35Above the typical range ($5–$16.13 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=account_verification; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="$35 | Verification of Deposit | $16 each" · Source

Lending FeesVerified

Late Payment$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=late_payment; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Late Payment | $25 after 30 days" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research and/or Reconciliation	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=account_research; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Account Research and/or Reconciliation $25/hour \| Temporary Checks \| $5/sheet"	Source
Bad Address Processing Fee	$10Below the typical range ($15–$25 nationally)	$10 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=account_research; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Bad Address Processing Fee \| $10 monthly"	Source
Early Account Closure Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=early_closure; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Early Account Closure Fee \| $25 per occurrence \| ATM Deposit Adjustment \| $10 each"	Source
Inactive Account	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=dormant_account; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Inactive Account \| $15 monthly \| (Deposits from non-Achieva accounts, \| Also at Publix® Presto"	Source
maintenance fee \| Non-Account owner	$16Above the typical range ($4–$12.63 nationally)	$9.87 above the national median	—	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=monthly_maintenance; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="maintenance fee \| • Non-Account owner \| $16 each"	Source
Overdraft & NSFVerified
No monthly \| Paid items of less than	$10Below the typical range ($20–$30 nationally)	$18 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=overdraft; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="\| No monthly \| • Paid items of less than $25 \| $10 each"	Source
Returned items of less than
ATM & CardVerified
Achieva Checking Plus \| (Includes network or ATM camera photos	$5Above the typical range ($1–$3 nationally)	$3.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=atm_non_network; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Achieva Checking Plus \| (Includes network or ATM camera photos, / $5 monthly"	Source
Expedited Charge
Check ServicesVerified
/hour \| Temporary Checks	$5Above the typical range ($1–$4 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=counter_check; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Account Research and/or Reconciliation $25/hour \| Temporary Checks \| $5/sheet"	Source
ACH Stop Payment
Digital & ElectronicVerified
ACH Origination & Termination	$0Below the typical range ($5–$20 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #4164. canonical_hint=ach_origination; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="ACH Origination & Termination \| FREE"	Source
Online Bill Pay	$0
Account ServicesVerified
10 x 10	$125Above the typical range ($25–$80 nationally)	$85 above the national median	—	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=safe_deposit_box; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="10 x 10 \| $125"	Source
3 x 10	$65
Lending FeesVerified
Late Payment	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4164. canonical_hint=late_payment; text_hash=7db36f14872379d2fda4c7e32c88bd2e69690ce91938cde40a913543b77bdf20; excerpt="Late Payment \| $25 after 30 days"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

64% below the national median overdraft fee

Total fees: 26

Verified fees

Under review

Assets

$3.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$3.2B

Total deposits

$2.8B

Service charge income (year to date)

$7.1M

Fee income ratio

7.1%

Return on assets

0.93%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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