17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 23, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Core Account
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Credit Union of America’s own schedules, with a source for each figure.
per month
per month
per quarter
per quarter
per item
per item
per transaction
per transaction
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Core Account Monthly Service Fee | No charge | per month | None |
| Performance Plus Average daily balance below $25,000.00 | $5 | per month | None |
| Early Share Closure within 90 days of opening | $1 | Not stated | None |
| Inactive Membership Account No activity in 12 months, balance is less than , and no other services on this membership | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Invalid Address | $5Not compared: Quarterly charge, not monthly | per quarter | None |
Overdraft & NSF | |||
| Cash Advance Fee (including overdraft transfer) | $5 | per item | None |
| Overdraft transfer from VISA® credit card | $5 | per item | None |
ATM & Card | |||
| Non CUA-Owned ATMs/CO-OP ATMs Fees may be charged by the ATM owner | No charge | Not stated | None |
| Replacement Card | $10 | per item | None |
| Replacement Debit Card | $5 | per item | None |
| Foreign Transaction Fee Platinum Give Back Card Only | 3%of the transaction | per transaction | None |
| Foreign Transaction Fee Platinum Give Back Card Only (audience not stated, treated as personal) | 3%of the transaction | per transaction | None |
Wire Transfers | |||
| Domestic Wire | $20 | Not stated | None |
Check Services | |||
| Certified or Corporate Check | $3 | per item | None |
| Stop Payment Fee | $28 | per item | None |
| Temporary Check Fee | $1 | per item | None |
| Collection Items | $20 | per item | None |
| Foreign item collection | $10 | per item | None |
| Check Photocopies: Greater than 90 days | $2 | per item | None |
| Check Photocopies: Within 90 days | $1 | per item | None |
| Statement or Sales Draft Copies | $2 | per item | None |
Digital & Electronic | |||
| Bill Pay & Zelle | No charge | Not stated | None |
| Electronic Bill Payment Service All checking accounts | No charge | Not stated | None |
| Share draft/debit card/billpay/pre-authorized withdrawal from membership shares | $5Not compared: Per-item charge, not monthly | per item | None |
Account Services | |||
| Notary Service (members only) | No charge | Not stated | None |
Retirement & IRA | |||
| IRA accounts closed within 90 days of open | $25 | Not stated | None |
| IRA withdrawals within first 90 days of open | $10 | Not stated | None |
Other Fees | |||
| Statement Copies | $3 | Not stated | None |
| Returned Loan Payments | $28 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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