Midwest Regional Federal Credit Union

Headquarters: Kansas City, Kansas
Charter: Credit Union
Assets: $71.9M
Fed district: Kansas City

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Midwest Regional Federal Credit Union: $30
Midwest Regional Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Midwest Regional Federal Credit Union: $30
Midwest Regional Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Midwest Regional Federal Credit Union: $1
Midwest Regional Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Midwest Regional Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Account Reconciliation Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$15
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawals Fee - After one(1) withdrawal per calendar year$2
per item

Overdraft & NSF

Courtesy Pay Fee$30
per item
Courtesy Pay Through ATM$30
Courtesy Pay Through Point of Sale$30
Non-Sufficient Funds(NSF)$30
per item
Automatic Overdraft Transfer (from share account)$5

ATM & Card

All Foreign ATM Withdrawals$1
Replacement Debit Card$10

Wire Transfers

Wire Transfer(Outgoing) Fee$25
per item
Wire Transfer(Incoming) FeeNo charge
International Wire Transfer Fee$50
per item

Check Services

Cashiers or Teller Check Fee$1.50
per item
Stop Payment Fee$27
per item
Transit Check Cashing Fee (audience not stated, treated as personal)10%
Check Copy Fee$5

Digital & Electronic

Online Bill PayNo charge

Cash & Deposit

Deposited Item Return Fee$25
per item

Account Services

Safe Deposit Box 3 x 10$18
Safe Deposit Box 3 x 5$12
Safe Deposit Box 5 x 10$25
Safe Deposit Box 5 x 5$16

Other Fees

Fax Service Fee$2
Not compared: Charged per page; comparison unavailable
per page
Statement Copy Fee$2
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Account Reconciliation Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawals Fee - After one(1) withdrawal per calendar year	$2	per item	None
Overdraft & NSF
Courtesy Pay Fee	$30	per item	None
Courtesy Pay Through ATM	$30	Not stated	None
Courtesy Pay Through Point of Sale	$30	Not stated	None
Non-Sufficient Funds(NSF)	$30	per item	None
Automatic Overdraft Transfer (from share account)	$5	Not stated	None
ATM & Card
All Foreign ATM Withdrawals	$1	Not stated	None
Replacement Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfer(Outgoing) Fee	$25	per item	None
Wire Transfer(Incoming) Fee	No charge	Not stated	None
International Wire Transfer Fee	$50	per item	None
Check Services
Cashiers or Teller Check Fee	$1.50	per item	None
Stop Payment Fee	$27	per item	None
Transit Check Cashing Fee (audience not stated, treated as personal)	10%	Not stated	None
Check Copy Fee	$5	Not stated	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposited Item Return Fee	$25	per item	None
Account Services
Safe Deposit Box 3 x 10	$18	Not stated	None
Safe Deposit Box 3 x 5	$12	Not stated	None
Safe Deposit Box 5 x 10	$25	Not stated	None
Safe Deposit Box 5 x 5	$16	Not stated	None
Other Fees
Fax Service Fee	$2Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy Fee	$2Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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