16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 20, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Midwest Regional Federal Credit Union · $72M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Midwest Regional Federal Credit Union(this institution) | Kansas City, KS | $72M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Access Federal Credit Union | Bristol, PA | $70M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Beacon Community Federal Credit Union | Louisville, KY | $72M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Delta County Federal Credit Union | Delta, CO | $73M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ep Federal Credit Union | Washington, DC | $71M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ever $ Green Federal Credit Union | Rochester, NY | $73M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Galaxy Federal Credit Union | Franklin, PA | $73M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hawaii First Federal Credit Union | Kamuela, HI | $73M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Healthcare Plus Federal Credit Union | Aberdeen, SD | $70M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hurricane Creek Federal Credit Union | Benton, AR | $72M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Integrity Federal Credit Union | Barberton, OH | $73M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Jeep Country Federal Credit Union | Holland, OH | $72M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Kh Credit Union, Inc. | Dayton, OH | $71M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lennox Employees Federal Credit Union | Marshalltown, IA | $73M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Maple Federal Credit Union | Lafayette, LA | $72M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Middle Tennessee Federal Credit Union | Cookeville, TN | $71M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| New York Times Employees Federal Credit Union | New York, NY | $74M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northern Star Credit Union, Inc. | Portsmouth, VA | $74M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Polam Federal Credit Union | Redwood City, CA | $73M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Professional Fire Fighters Federal Credit Union | Shreveport, LA | $73M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Scott And White Employees Federal Credit Union | Temple, TX | $72M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Star Of Texas Federal Credit Union | austin, TX | $72M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tobacco Valley Teachers Federal Credit Union | Enfield, CT | $72M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| United Poles Federal Credit Union | Perth Amboy, NJ | $72M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Universal City Studios Federal Credit Union | Burbank, CA | $72M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| West Texas Federal Credit Union | Odessa, TX | $70M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 20, 2026.
Monthly maintenance fee in dollars, one mark per institution
Midwest Regional Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 20, 2026. Total assets from FDIC and NCUA records.
Amounts from Midwest Regional Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account | $5 | per month | None |
| Account Reconciliation Fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research Fee | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Withdrawals Fee - After one(1) withdrawal per calendar year | $2 | per item | None |
Overdraft & NSF | |||
| Courtesy Pay Fee | $30 | per item | None |
| Courtesy Pay Through ATM | $30 | Not stated | None |
| Courtesy Pay Through Point of Sale | $30 | Not stated | None |
| Non-Sufficient Funds(NSF) | $30 | per item | None |
| Automatic Overdraft Transfer (from share account) | $5 | Not stated | None |
ATM & Card | |||
| All Foreign ATM Withdrawals | $1 | Not stated | None |
| Replacement Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer(Outgoing) Fee | $25 | per item | None |
| Wire Transfer(Incoming) Fee | No charge | Not stated | None |
| International Wire Transfer Fee | $50 | per item | None |
Check Services | |||
| Cashiers or Teller Check Fee | $1.50 | per item | None |
| Stop Payment Fee | $27 | per item | None |
| Transit Check Cashing Fee (audience not stated, treated as personal) | 10% | Not stated | None |
| Check Copy Fee | $5 | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Deposited Item Return Fee | $25 | per item | None |
Account Services | |||
| Safe Deposit Box 3 x 10 | $18 | Not stated | None |
| Safe Deposit Box 3 x 5 | $12 | Not stated | None |
| Safe Deposit Box 5 x 10 | $25 | Not stated | None |
| Safe Deposit Box 5 x 5 | $16 | Not stated | None |
Other Fees | |||
| Fax Service Fee | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy Fee | $2Not compared: Charged per page; comparison unavailable | per page | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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