Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Midwest Regional Federal Credit Union

Kansas City, KansasCredit UnionKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Automatic Overdraft Transfer (from share account)$5Within the typical range ($3–$5 nationally)
At the national median
Source
Courtesy Pay Through ATM$30Within the typical range ($25–$32 nationally)
At the national median
Source
Non-Sufficient Funds(NSF)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source

ATM & CardVerified

All Foreign ATM Withdrawals$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
Source
Replacement Credit Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Wire Transfer(Incoming) Fee$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Wire Transfer(Outgoing) Fee$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Cashiers or Teller Check Fee$1.50Below the typical range ($3–$6 nationally)
$3.50 below the national median
per item · Source
Check Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Stop Payment Fee$27Within the typical range ($20–$30 nationally)
$1 above the national median
Source

Account ServicesVerified

3 x 10$18Below the typical range ($30–$70 nationally)
$27 below the national median
Source
3 x 5$12Below the typical range ($30–$70 nationally)
$33 below the national median
Source
5 x 10$25Below the typical range ($30–$70 nationally)
$20 below the national median
Source
5 x 5$16Below the typical range ($30–$70 nationally)
$29 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Account Research Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Dormant Account Account is considered dormant after 12 months of inactivity. Fee charged if the balance is less than and	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Automatic Overdraft Transfer (from share account)	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
Courtesy Pay Through ATM	$30
ATM & CardVerified
All Foreign ATM Withdrawals	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	—	—	Source
Replacement Credit Card	$10
Wire TransfersVerified
Wire Transfer(Incoming) Fee	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Wire Transfer(Outgoing) Fee	$25
Check ServicesVerified
Cashiers or Teller Check Fee	$1.50Below the typical range ($3–$6 nationally)	$3.50 below the national median	per item	—	Source
Check Copy Fee	$5
Digital & ElectronicVerified
Online Bill Pay	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	—	Source
Cash & DepositVerified
Deposited Item Return Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per item	—	Source
Account ServicesVerified
3 x 10	$18Below the typical range ($30–$70 nationally)	$27 below the national median	—	—	Source
3 x 5	$12
Other FeesVerified
Statement Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 20 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$71.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$71.9M

Total deposits

$63.3M

Service charge income (year to date)

$167K

Fee income ratio

9.3%

Return on assets

0.63%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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