Priority One Federal Credit Union

Headquarters: South Pasadena, California
Charter: Credit Union
Assets: $205.9M
Fed district: San Francisco
Regulator: NCUA

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 26, 2026

How these figures are measured

Call-report figures are for Priority One Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Priority One Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 26, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Priority One Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $655K in Q2 2026, 11% below the same quarter a year earlier ($735K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Priority Guard Checking $5.95 · Premier Checking $12.50 · New Leaf Checking $15
Compared at $12.50, the middle of its prices
Priority One Federal Credit Union: $5.95 to $15
Priority One Federal Credit Union: $5.95 to $15
U.S. median: no median
Non-Network ATM
Compared at $2.63, the middle of its prices
Priority One Federal Credit Union: $1 to $4.25
Priority One Federal Credit Union: $1 to $4.25
U.S. median: no median
Stop Payment
Priority One Federal Credit Union: $25
Priority One Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 13% from Q3 2025 to Q2 2026, to $655K.

Fee income, Q2 2026

$655K

$754KQ3 2025

$762KQ4 2025

$627KQ1 2026

$655KQ2 2026

Against the median

Priority One Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Priority One Federal Credit Union · $206M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$199M to $212M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Priority One Federal Credit Union(this institution)	South Pasadena, CA	$206M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Aac Federal Credit Union	Grand Rapids, MI	$212M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Abbey Federal Credit Union	Vandalia, OH	$200M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Access Community Federal Credit Union	Amarillo, TX	$211M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aim Federal Credit Union	Dubuque, IA	$201M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Alta Vista Federal Credit Union	Redlands, CA	$209M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Awakon Federal Credit Union	Onaway, MI	$203M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Bluestone Federal Credit Union	Sioux Falls, SD	$206M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Federal Credit Union	Big Spring, TX	$202M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cooperative Choice Network Federal Credit Union	Peoria, IL	$206M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Duke University Federal Credit Union	Durham, NC	$203M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Financial Trust Federal Credit Union	Cheektowaga, NY	$203M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fire Police City County Federal Credit Union	Fort Wayne, IN	$207M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fitzsimons Federal Credit Union	Aurora, CO	$211M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Frontier Community Federal Credit Union	Leavenworth, KS	$210M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members First Federal Credit Union	Brigham City, UT	$209M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Merco Federal Credit Union	Merced, CA	$207M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Hills Federal Credit Union	Sturgis, SD	$205M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Palisades Federal Credit Union	Pearl River, NY	$212M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Railway Federal Credit Union	Mandan, ND	$212M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Red Wing Federal Credit Union	Red Wing, MN	$208M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sentinel Federal Credit Union	Box Elder, SD	$199M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Southwest Montana Community Federal Credit Union	Anaconda, MT	$203M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Spirit Of Alaska Federal Credit Union	Fairbanks, AK	$201M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Trunorth Federal Credit Union	Ishpeming, MI	$203M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
U.P. State Federal Credit Union	Escanaba, MI	$210M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $5 (67%) above the median of similar-sized credit unions.

Compared at $12.50, the middle of its three prices, against a peer median of $7.50 among 12 publishing peers.

Its three checking prices are $5.95, $12.50 and $15.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 28, 2026.

Monthly maintenance fee in dollars, one mark per institution

Priority One Federal Cred…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer medianInclude $36.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 28, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Priority One Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $655K
vs prior quarter: +$28K+4.5%; from Q1 2026
vs a year earlier: −$80K−10.9%; from Q2 2025
vs start of range: −$145K−18.1%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Priority One Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$655K	+$28K	+4.5%
Q1 2026	$627K	−$135K	−17.7%
Q4 2025	$762K	+$8K	+1.1%
Q3 2025	$754K	+$19K	+2.6%
Q2 2025	$735K	−$21K	−2.8%
Q1 2025	$756K	−$48K	−6.0%
Q4 2024	$804K	+$4K	+0.5%
Q3 2024	$800K	+$46K	+6.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Priority One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$5.95
per month
New Leaf Checking Monthly service fee$15
per month
Premier Checking Monthly service fee$12.50
per month
Membership early closure fee within first 6 months$20
California dormant notice mailing$2
Membership inactive for six months (per month)$10
per month
Account research - 1 hour minimum (per hour)$50
Not compared: Charged per hour; comparison unavailable
per hour
Bad address - mail returned to Credit Union (per item)$15
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Protection (per occurrence)$5
per item

ATM & Card

ATM inquiry at non CO-OP ATM (per inquiry)$1
per item
Withdrawal at non CO-OP ATM (per transaction)$4.25
per item
Rush delivery (per card and/or PIN mailer)$65
per item

Check Services

Cashier’s Check — per check$7.50
per item
Corporate Check — per check$5
per item
Stop payment (per item)$25
per item
Stop payment of Corporate check, Cashier’s check or ACH (per item)$25
per item
Temporary checks (4 per sheet)$8
per item
Check cashing - per check cashed, including On-us$10
per item
Copy of paid check (per item) (2)$15
per item

Digital & Electronic

Non-Sufficient Funds (NSF) for Bill Pay, ACH or debit returned (per presentment)$35
per item
Bill pay inactivity Assessed after 3 months of inactivity (per month)$5

Account Services

Notary Public Service (per signature)$15
per item
Compliance with a legal order/levy/garnishment$50
Verification of Deposit$15

Retirement & IRA

IRA premature distribution$50
IRA transfer to another institution$30

Gift & Prepaid Cards

Gift Cards$4.95

Other Fees

Copy of statement (2)$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$5.95	per month	None
New Leaf Checking Monthly service fee	$15	per month	None
Premier Checking Monthly service fee	$12.50	per month	None
Membership early closure fee within first 6 months	$20	Not stated	None
California dormant notice mailing	$2	Not stated	None
Membership inactive for six months (per month)	$10	per month	None
Account research - 1 hour minimum (per hour)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Bad address - mail returned to Credit Union (per item)	$15Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Protection (per occurrence)	$5	per item	None
ATM & Card
ATM inquiry at non CO-OP ATM (per inquiry)	$1	per item	None
Withdrawal at non CO-OP ATM (per transaction)	$4.25	per item	None
Rush delivery (per card and/or PIN mailer)	$65	per item	None
Check Services
Cashier’s Check — per check	$7.50	per item	None
Corporate Check — per check	$5	per item	None
Stop payment (per item)	$25	per item	None
Stop payment of Corporate check, Cashier’s check or ACH (per item)	$25	per item	None
Temporary checks (4 per sheet)	$8	per item	None
Check cashing - per check cashed, including On-us	$10	per item	None
Copy of paid check (per item) (2)	$15	per item	None
Digital & Electronic
Non-Sufficient Funds (NSF) for Bill Pay, ACH or debit returned (per presentment)	$35	per item	None
Bill pay inactivity Assessed after 3 months of inactivity (per month)	$5	Not stated	None
Account Services
Notary Public Service (per signature)	$15	per item	None
Compliance with a legal order/levy/garnishment	$50	Not stated	None
Verification of Deposit	$15	Not stated	None
Retirement & IRA
IRA premature distribution	$50	Not stated	None
IRA transfer to another institution	$30	Not stated	None
Gift & Prepaid Cards
Gift Cards	$4.95	Not stated	None
Other Fees
Copy of statement (2)	$10	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Priority One Federal Credit Union's foreign transaction changes in our data

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