Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Metco Federal Credit Union

Cedar Rapids, IowaCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research and Reconciliation$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=account_research; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Account Research and Reconciliation | $30.00/hour* & $ 30.00/min." · Source

Overdraft & NSFVerified

NSF Return Items$28Within the typical range ($25–$32 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=nsf; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="NSF Return Items | $28.00/item" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=wire_domestic_incoming; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Incoming Wire | $10.00 each" · Source
Outgoing Wire$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=wire_domestic_outgoing; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Outgoing Wire | $20.00 each" · Source

Check ServicesVerified

Check Cashing (savings only with less than$300Above the typical range ($5–$10 nationally)
$295 above the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=check_cashing; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Check Cashing (savings only with less than $300, 30 day average balance) | $ 1.00" · Source
First Metco Official Check$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #2996. canonical_hint=cashiers_check; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="First Metco Official Check | FREE" · Source
Non-Member Official Check$10Above the typical range ($3–$6 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=cashiers_check; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Non-Member Official Check | $10.00/check" · Source

Cash & DepositVerified

Credit Card Cash Advance Fee (Member & Non-Member)$5Within the typical range ($3–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=cash_advance; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Credit Card Cash Advance Fee (Member & Non-Member) | $5.00" · Source

Account ServicesVerified

Garnishment/Levies$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=garnishment_levy; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Garnishment/Levies | $50.00/$ 25.00" · Source
Notary for Non-member$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=notary_fee; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Notary for Non-member | $5.00/notary" · Source

Retirement & IRAVerified

IRA external transfer fee or closing$25Within the typical range ($25–$40 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=ira_termination; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="IRA external transfer fee or closing | $25.00/transfer" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research and Reconciliation	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=account_research; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Account Research and Reconciliation \| $30.00/hour* & $ 30.00/min."	Source
Overdraft & NSFVerified
NSF Return Items	$28Within the typical range ($25–$32 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=nsf; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="NSF Return Items \| $28.00/item"	Source
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=wire_domestic_incoming; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Incoming Wire \| $10.00 each"	Source
Outgoing Wire	$20
Check ServicesVerified
Check Cashing (savings only with less than	$300Above the typical range ($5–$10 nationally)	$295 above the national median	—	Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=check_cashing; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Check Cashing (savings only with less than $300, 30 day average balance) \| $ 1.00"	Source
First Metco Official Check
Cash & DepositVerified
Credit Card Cash Advance Fee (Member & Non-Member)	$5Within the typical range ($3–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=cash_advance; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Credit Card Cash Advance Fee (Member & Non-Member) \| $5.00"	Source
Account ServicesVerified
Garnishment/Levies	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=garnishment_levy; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="Garnishment/Levies \| $50.00/$ 25.00"	Source
Notary for Non-member
Retirement & IRAVerified
IRA external transfer fee or closing	$25Within the typical range ($25–$40 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2996. canonical_hint=ira_termination; text_hash=d1b8683a8a7496c51d2c838be9a78a4867af029c3e8f57c34f410e8a24e93ae9; excerpt="IRA external transfer fee or closing \| $25.00/transfer"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

NSF fee is aligned with the national median

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$58.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$58.7M

Total deposits

$47.3M

Service charge income (year to date)

$117K

Fee income ratio

6.3%

Return on assets

2.65%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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